Sentences with phrase «of the credit history of»

Bad credit ratings are, after all, only an evaluation of the credit history of an applicant.

These credit agencies take care of the credit history of millions of people throughout the country.

Credit report — A credit report is a compilation of the credit history of an individual, from which a credit score is generated... (more)

However, I have accumulated a large amount of credit history of my own in 10 years, as well as worked down to a 0 balance on all of my credit accounts save a car loan.

As a result, the EEOC held a public Commission meeting in October 2010 to hear testimony on the growing use of credit histories of job applicants as selection criteria during employment background screening to see if the practice is discriminatory.

What of the credit history of the borrower?

Not exact matches

Starbucks does deserve credit for its past history of tackling equity issues.

Bankers look at your personal credit history (credit cards, mortgage payments and personal bills) to get a sense of your track record with financial responsibilities, says Michael Toth, Senior Vice President of Business Banking at KeyBank.

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

A longer credit history will definitely help your score... So long as that's a history of paying your lenders back on time and keeping your utilization manageable.

Essentially, a company credit report gives you the benefit of seeing an objective summary of a company's credit history and from this you get its credit score, which is used by all financial institutions in assessing credit worthiness.

Ideally, lenders evaluating a small business for credit approval like to see up - to - date books and business records, a large customer base, a history of prompt payment of obligations, and adequate insurance coverage.

For many small businesses, guaranteeing a line of credit — especially if you are lacking a well - established credit history — can be a struggle.

Corman is also credited with discovering Jack Nicholson, who appeared in many of the filmmaker's productions before becoming one of the biggest movie stars in history.

While closing a card doesn't shorten your account history, it decreases your total amount of credit available, and therefore increases your credit utilization rate, which could negatively impact your credit score.

Boosting the score may take years for companies with a derogatory or nonexistent credit history, so the process of strengthening creditworthiness needs to begin long before a credit application is submitted.

If a customer has a solid history of paying on time, offer to serve as a reference if they set up other credit relationships.

Eberhard accused Musk of taking credit for founding the company and trying to «rewrite history.»

A quick review: Credit reports are a summation of your credit history and behaviors, as collected by the three major credit bureaus, Equifax, Experian and TransCredit reports are a summation of your credit history and behaviors, as collected by the three major credit bureaus, Equifax, Experian and Transcredit history and behaviors, as collected by the three major credit bureaus, Equifax, Experian and Transcredit bureaus, Equifax, Experian and TransUnion.

When you first start your business, many third parties and creditors won't be willing to do business with your LLC or Corp, as the entity is brand new and probably does not have a lot of assets or hasn't built its own credit history yet.

Verizon Mobile Banking Banks it works with: America First Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Check multiple account balances and histories, transfer funds and pay bills; works on a wide range of Verizon phones What you won't like: Not all banks support all of its features, like bill pay; it doesn't find you the closest ATM or bank

«Closing an account will shorten the length of their average credit history, which is a key but often overlooked, component of their credit health,» Stagias said.

She spotlights efforts by credit reporting agency Equifax and LexisNexis Risk Solutions, which helps consumers assess financial risk, to mix up the way we calculate credit scores to take into consideration one's history of paying utility, cable, and cell - phone bills.

If you have an excellent credit history, you may be able to use that to help you use a line of credit to fund your startup.

BofA emphasized growing with today's customers, the folks whose credit histories and financial needs you know, instead of luring new ones.

With factoring, the financier is looking at the value of the firm's receivables, not necessarily the company's credit history or risk.

Whether or not an individual engages in environmentally sustainable behavior or criticizes the government can impact their score, along with their education level, purchase history and even the social credit scores of people with whom they associate, Wired reports.

Smart business owners wouldn't think of extending credit to new customers without checking into their finances and learning a little bit about their bill - paying histories.

The Low Documentation Loan (LowDoc) Program is a simplified version of the 7 (a) loan for businesses with strong credit histories seeking less than $ 150,000.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

They also want to know about lines of credit and borrowing history.

«If we can be exposing a sixth grader to the idea of FAFSA and student loans and credit history and credit reports, that student will be in a much better position in high school and beyond.»

In response to the worst housing downturn in modern US history, the Fed bought billions worth of mortgage - backed securities in an effort to thaw frozen credit markets.

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

The infographic below, compiled by webmaster tool WhoIsHostingThis.com, looks back at some of the worst data breaches in history, starting with the TJ Maxx hack in 2005 and 2006 where some 94 million credit cards were compromised.

Websites mark your interests with cookies, e-commerce sites store your credit card number, newsletters need your email address and social - media sites track your birthday, job history and the names of your friends.

Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government information and social media accounts.

Once you've established some history of paying back your debt, your credit card company may be willing to increase your limit.

«Our standard account of monetary history is precisely backwards,» he argues — humans were using credit systems long before the first coin was minted.

Some experts have even suggested that financial institutions may want to check the credit histories of people in your online network to help determine your creditworthiness, with the idea being that people tend to share the same consumer habits as their peers.

Furthermore, tens of thousands of our customers have appreciably improved their credit ratings with help from our reporting their successful payment history to a major credit bureau.

He also corrects the common misconception that a card closing means you lose the age of that card when it comes to your credit history (another factor in your score).

However, these dark days are now long gone, with websites such as Transunion and Experian offering comprehensive breakdowns of your credit history and, most importantly, allowing you to make changes for the better.

You don't need perfect credit to qualify for a microloan, since microlenders often consider your credit history in the context of your whole application.

With Lending Club, borrowers pay a one - time origination fee (for 36 or 60 month loans), which ranges from 2 percent to 5 percent of the loan amount, depending on your loan grade (A-G), which is derived from your credit score, loan purpose, employment type, loan amount, loan term, and credit usage and history.

Some borrowers have no credit history or were saddled with bad credit as a result of a divorce or other issue.

Banks, lenders, and investors will all look at your credit history and your credit score to see evidence of your financial responsibility.

As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

Similar to your personal credit score, you business credit score is based on your credit - use history, how many lines of credit you have, how you pay your bills, the size of your company, and how long your company has been in business.