Sentences with phrase «of the credit risk»

In addition to increased efficiency, he says, «credit cards allow small businesses to extend immediate, unsecured credit to their customers to increase sales without bearing any of the credit risk.»

«What's holding them back from further easing is not inflation concerns, it's concerns of credit risks.»

We can all agree that Fannie and Freddie as business models were seriously flawed — private companies with a public charter, poor incentives for management, excess leverage for their book of credit risk, and so forth — and they are rightly being effigized for it.

Once you've earned a degree — and likely taken employment somewhere — you become less of a credit risk.

The score provides a forward - looking, one - year measure of credit risk, allowing investors to make better decisions and streamline their work ow.

Collateralising arrangements would avoid the creation of credit risk.

Small - cap firms are more of a credit risk, so the availability and ease of financing is more critical for these companies.

Because the purpose of a bond ladder is to provide predictable income over a long period of time, taking excessive amounts of credit risk probably doesn't make sense.

There has been little change in the market's perceptions of credit risk during the past three months.

There is a common misconception that looking at credit spreads gives you a complete picture of the credit risk of one bond compared to another.

Large global sellers, by contrast, who choose credit insurance primarily for financing purposes, retain a portion of the credit risk on their balance sheet and manage it through their tighter payment terms and conditions.

With that period passed, it's difficult to imagine that investors will soon return to the mindset that Portugal, Ireland, or even Italy, will soon again converge materially - in either economic performance or level of credit risk - with Germany.

MI works and is a reliable form of credit risk protection, as evidenced by the more than $ 50 billion in claims that mortgage insurers paid to the GSEs through the downturn.

He or she is the key figure, and the most valuable asset of the business, and as the bank, we want to keep the owner motivated and involved,» says BBVA Compass Director of Credit Risk — Small Business David Peacock.

This is the process by which we put our research to work using the levers of credit risk and duration to make money in the bond market and to stabilize returns over the cycle.

We are experienced providing duration matching portfolios with high levels of precision, while also determining the appropriate level of credit risk necessary to generate incremental returns relative government bond portfolio alternatives.

Comparable measures of credit risk derived from credit default swaps have declined by even more (see «New Measures of Credit Risk», Reserve Bank Bulletin, July 2003, for a discussion of these measures).

Banks that take a lot of credit risk are like shooting stars — beautiful right until they disintegrate.

The premia on credit default swaps, an alternative measure of credit risk perceptions, have risen.

LENDonate also assesses nonprofit borrowers for credit enhancement opportunities that lead to reduction of credit risk and borrowing rates.

Actuarial considerations aren't really relevant in the big picture, because all prudent banks attempt to guard their capital accounts by diversification of credit risk and, if necessary, true insurance for things like death of the debtor.

It's perfectly appropriate for Moody's to view the charter school debate from the perspective of credit risk, but its approach is misleadingly narrow.

As such, the cost to the government of providing financial assistance must be borne by the RRIF applicant, or another non-federal entity on behalf of the applicant, through the payment of the credit risk premium (CRP).

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

Your credit rating is a score assigned to you that tells a potential lender how much of a credit risk you are.

While there are pilot projects underway at Fannie Mae and Freddie Mac experimenting with other forms of credit risk transfer («CRT»), private mortgage insurance is the original form of CRT.

The lower your credit score, the more of a credit risk you are in the eyes of lenders.

Car loan lenders work with several financing partners to back loans with all types of credit risk, including bankruptcies.

These securities carry a greater degree of credit risk relative to investment - grade securities.

The good news: Individual bonds offer a range of credit risk levels and yields for a variety of maturities.

The common thread is that these are cards for people who have demonstrated that they can handle credit responsibly, and they present less of a credit risk to the lender.

From Wikipedia In finance, a margin is collateral that the holder of a financial instrument has to deposit to cover some or all of the credit risk of their counterparty (most often their broker...

Credit scores give lenders a fast, objective measurement of your credit risk.

It sends the signal to lenders that you're desperate, which could lead to denials if you come off as more of a credit risk.

This will typically be based on your credit score, which is a number between 300 and 850 that tells a lender how much of a credit risk you are.

These FICO scores provide the most accurate picture of credit risk possible using credit report data.

Generally, low credit scores indicate individuals are more of a credit risk, whereas high scores imply people are likely more responsible with their finances.

While your credit score is one of several factors that determine qualification for a home loan, it is an important measure of credit risk.

Credit scores / reports give lenders a fast, objective measurement of your credit risk.

Many hedge funds use leverage - borrowed money to pay for investments - so that they take on most of the credit risk if the investments ever fail to perform.

All these debt papers have a certain amount of credit risk involved, which is generally measured by the rating of such instruments.

Higher scores show that an individual is less of a credit risk, and therefore a better candidate for the bank to trust with its loan.

Credit migration risk is a vital part of the credit risk assessment, specifically with regard to corporate bonds which underlie numerous rating changes.

A mix of credit exhibits experience with various kind of credit that makes you less of a credit risk for those types of accounts in the future.

Because lenders choose which bureau they pull from, it's important for you to periodically check your credit report and FICO ® Scores based on data from all three credit bureaus to ensure the information reported on you is accurate, up to date and that the FICO ® Scores based on each credit bureau's data are reflective of your credit risk.

The Benefits Trended data improves the accuracy of a credit risk assessment.

When the credit institution estimates potential clients from the point of view of credit risks, the candidate with record about bankruptcy and practically without debts looks much more attractively, than the candidate without data on bankruptcy, but with the long list of back payments and write - offs.

This effort has been joined by growing bipartisan support encouraging FHFA to expand and better define the development of credit risk transfer programs.

Your DTI is not part of your credit risk score, but banks use the fraction to determine your ability to make future payments on time.

Our short duration funds have an average duration that's typically less than five years, and offer varying yields and levels of credit risk.