If you exhibit financial distress and not just trying to avoid paying a creditor, then you will go to the next step
of the debt reduction program.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing
programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development
programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost
reductions with respect to the B787
program; 4) margin pressures and the potential for additional forward losses on new and maturing
programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any
reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging
programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing
program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The first group
of so - called
debt hawks sees another Great Recession coming and wants national governments to focus on austerity
programs aimed at deficit
reduction because rising sovereign
debts are behind our current economic woes.
The latest cause for worry, as we write, is the warning by Standard & Poors that Italy's sovereign
debt rating
of A + is at risk (a one - in - three chance)
of being downgraded in the next 2 years, due to doubts about the success
of the government's
debt -
reduction program.
Examples
of these risks, uncertainties and other factors include, but are not limited to the impact
of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged as collateral under our existing
debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding
program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or
reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Debt management program online via our company is supposed to help you smoothen the process of repaying your debt faster by providing special benefits, particularly the reduction of the interest rate and eliminated char
Debt management
program online via our company is supposed to help you smoothen the process
of repaying your
debt faster by providing special benefits, particularly the reduction of the interest rate and eliminated char
debt faster by providing special benefits, particularly the
reduction of the interest rate and eliminated charges.
Debt negotiation implies agreeing with the debtor's creditors new repayment programs with debt reductions, interest rate reductions and extensions on the repayment schedules so as to ease the situation of the debtor by providing lower monthly payments he will be able to aff
Debt negotiation implies agreeing with the debtor's creditors new repayment
programs with
debt reductions, interest rate reductions and extensions on the repayment schedules so as to ease the situation of the debtor by providing lower monthly payments he will be able to aff
debt reductions, interest rate
reductions and extensions on the repayment schedules so as to ease the situation
of the debtor by providing lower monthly payments he will be able to afford.
With
debt reduction programs customers who make all
of their scheduled monthly payments may end up paying only 50 % -75 %
of their total enrolled balance, including fees.
Its average
debt reduction ranges from 45 % to 60 %
of the
debt enrolled in the
program and it charges a fee that ranges from 20 % to 24 %
of the borrower's total
debt.
Radio
Program — If you have spent any time at all researching debt reduction, you have no doubt heard of the awesome Dave Ramsey radio p
Program — If you have spent any time at all researching
debt reduction, you have no doubt heard
of the awesome Dave Ramsey radio
programprogram.
It may sound counterproductive, as you are not getting rid
of debt, and not getting a
debt reduction, but a good
debt consolidation
program can have the benefits you want.
You can maintain a good credit rating, and this is one
of the reasons people choose a
debt consolidation
program over a
debt reduction program.
Here's how to know if you're in a situation where it might be smart to start investigating
debt consolidation loans,
debt reduction programs, and other types
of debt help.
If you have spent any time at all researching
debt reduction, you have no doubt heard
of the awesome Dave Ramsey radio
program.
A
debt reduction program is similar to
debt settlement, where the purpose is to help you get rid
of bills that you can't afford to manage.
There are a wide variety
of volunteer
programs that offer student loan
debt reduction, such as AmeriCorps, the Peace Corps, and career specific loan forgiveness
programs.
While all
debt settlement companies offer this service as part
of their
program, not all
debt settlement companies have the same level
of negotiation experience, so not all can deliver the same amount
of savings /
debt reduction.
Here are three reasons taking advantage
of rewards
programs could derail your
debt reduction plan:
There are two primary types
of debt reduction and counseling
programs that can lead to
debt elimination.
If you really have no intention
of following through with a
debt reduction plan, signing up for a paid
program could just end up being another monthly expense you can't really afford.
It offers a wide array
of programs including installment payments, penalty
reduction, and
debt settlement options that are available to help taxpayers struggling to pay their tax
debt.
We'll look at what things you should be doing if you want to get out
of debt, explore strategies to help you dump your
debt, and do a quickie review
of some
of the popular
debt reduction programs available.
This
program doesn't necessarily help with write - offs or
debt reduction, but is more focused on extending the amount
of time you have to pay back whatever back taxes you owe to the IRS.
In the beginning, it can be hard to resist all
of the advertisements and commercials telling you to buy, buy, buy but once you see your
debt levels begin to go down and feel the relief that comes with the
reduction of your
debt, you will find it much easier to continue with the
program you are following.
The definition
of a
debt relief service is «any service or
program represented, directly or by implication, to renegotiate, settle, or in any way alter the terms
of payment or other terms
of the
debt between a person and one or more unsecured creditors or
debt collectors, including, but not limited to, a
reduction in the balance, interest rate, or fees owed by a person to an unsecured creditor or
debt collector.»
Although there are some
debt reduction and financial planning
programs that can help a person reduce the total amount that they owe to creditors, many
of the promises that
debt reduction companies make can lead to deeper
debt, being sued by creditors for large amounts
of money, or even having criminal charges levied against the person.
Many
of the 22 recommendations in Futures report have special resonance with students: from admissions, to
debt reduction programs, to post-call training.
The Internal Revenue Service announced procedures designed to aid as many homeowners as possible who are facing the year - end expiration
of a tax provision that excludes from income mortgage
debt forgiven in connection with the Principal
Reduction Modification
Program (PRMP) and the Home Affordable Modification
Program (HAMP).
The IRS notice offers clarity and assurance to homeowner - borrowers that if they are in the trial period
of the PRMP or HAMP
programs, or will enter into the trial period before the end
of 2016, even if the
debt reduction does not occur until 2017, the tax relief provisions
of the expiring provision will apply to them if the conditions outlined are met.
This
program is available for a limited time only and allows eligible buyers that have a minimum of $ 25,000 in student debt to receive a 0.25 % reduction on the standard rate offered through the Maryland Mortgage P
program is available for a limited time only and allows eligible buyers that have a minimum
of $ 25,000 in student
debt to receive a 0.25 %
reduction on the standard rate offered through the Maryland Mortgage
ProgramProgram.