Sentences with phrase «of the insurance companies as»

The Economist magazine reports on recent research that points to low - beta stocks and low - cost leverage provided by float of insurance companies as reasons for Berkshire Hathaway's investment returns.
I'll save you the historical retrospective of insurance companies as their historical bond investment allocation character is almost identical to what you see above.
You might think of insurance companies as conservative and disinclined to accept risks that don't fall into neat little boxes, but you'd be wrong.
During this time, Max oversaw thousands of lawsuits on behalf of the insurance companies as well as numerous trials.
This is the section that defines the commitment of the insurance company as a return on your monthly payment.
The overall performance of the insurance company as a whole may also be projected into the dividend as well.
It is said by the regulator that the actuary's under - reserving has emerged in the deficit in the IBNR, i.e. Incurred But Not Reported Claims Reserve, of Rs. 4,263 crores, that was given away in the fiscal statements of insurance company as on March 31, 2016.
It is simply in your best interest to reduce the obligation of your insurance company as much as possible to reduce future hikes in your premiums.
It becomes all the more important to look upon the Claim settlement Ratio of the insurance company as settlement of death claim is the most important event under a Term Insurance Policy.
You might think of insurance companies as conservative and disinclined to accept risks that don't fall into neat little boxes, but you'd be wrong.

Not exact matches

One important aspect of the law to note: Larger companies should be aware that two part - time employees can be counted as one full - time employee in calculation of the monetary penalties for not providing insurance.
The company also made waves as part of the insurer exodus from the individual insurance sector (including Obamacare marketplaces), which led to almost $ 700 million in losses between 2014 and 2016, according to Aetna.
A local insurance broker and a data analytics specialist have teamed up to offer grain growers the same kind of cover as energy companies and construction projects.
In his current role as President and Chief Strategist of Optimize Advisors, Mike uses pioneering and proprietary artificial intelligence technology to advise hedge funds, banks, pensions, mutual funds, insurance companies, and family offices in the effective use of listed options for enhancing returns and managing risk.
«It looked as if Hertz wanted you to pay out of pocket without getting your insurance company involved,» he said.
(Such a rupture, of course, is precisely what President Trump has gleefully tweetened — my portmanteau for a threat delivered in 140 characters or less — in recent days, as he slammed those payments as mere «bailouts» to the insurance companies.)
Statutory capital and surplus represents the excess of an insurance company's admitted assets over its liabilities, including loss reserves, as determined in accordance with statutory accounting practices.
As wildfire continues to rage in Fort McMurray Alberta, energy industry analysts and insurance companies are waiting for the smoke to clear to assess the extent of the economic damage the disaster has wrought.
While the partnering companies are using the shipping industry as a start, Gault and EY's Crawford have plans to expand the platform to other categories of insurance, like automotive, in due time.
Companies seem to be increasingly offering insurance on all manner of things in part because of something known as loss aversion, which is when people feel a more psychological impact from a loss than from a similar - sized dollar gain.
They do this by offering quick service, and by presenting insurance companies as more worried about their own bottom lines than the well - being of clients.
You'd think a guy as accomplished as Kushner, now 29, would be able to make sense of an EOB, the abbreviation for explanation of benefits, or the document that your insurance company sends you after a doctor's visit.
That said, the number of companies offering pet insurance as a benefit did jump — from 6 % in 2012 to 9 % in 2016, according to SHRM.
With his company's diversified holdings in insurance, transportation, paper, media, and financial services, Desmarais was one of the most notable members of his province's business elite, often referred to as Quebec Inc..
«At a time when we are moving forward as a company, a charge of this magnitude from a legacy insurance portfolio in run - off for more than a decade is deeply disappointing,» GE CEO John Flannery said in a release Tuesday.
But if you already offer health insurance, as do more than 90 percent of large companies, things may look worse than they really are, according to a new study conducted by ADP, a large benefit and payroll processing firm based in Roseland, New Jersey.
Fix Auto has to make its name known with not just consumers but insurance companies as well, who end up footing most of the repair bills.
«In the early days of insurance, [companies] looked at height as an indication of survival,» said David Batty, an epidemiology and public health researcher at the University College London, who was not involved in the study.
Employees of firms that offer PRPPs are automatically enrolled (they can opt out), and the funds are pooled and administered by a third party, such as a bank or insurance company.
The Federal Deposit Insurance Corp. counted $ 331 billion in commercial and industrial bank loans under $ 1 million as of Dec. 31, the largest amount since the end of 2008, when the government agency reported a record $ 336 billion in such loans that are generally taken out by small companies.
«These freelancers come on board as subcontractors and save the small business owner the burden of paying overhead associated with payroll taxes and expenses such as health insurance and worker's compensation, as well as the space constrictions that growing a company in - house can present.»
To smooth your claims process, be sure to document all of your belongings, particularly high - end valuables — such as art and jewelry — that may require an endorsement or rider from your insurance company.
Companies seem to be increasingly offering insurance on all manner of things in part because of something known as loss aversion, which is when people feel more psychological impact from a loss than from a similar - sized dollar gain.
Vice Chairman Carlie Munger, in a separate note, hinted that either Ajit Jain, an insurance executive at the company, or Greg Abel, head of Berkshire's energy unit, would take over as CEO.
SoftBank plans to offer Swiss Re's insurance products directly to users of other companies it has invested in, such as Uber and WeWork, the Wall Street Journal has reported, citing people familiar with the matter.
As my research demonstrates, we have these problems because insurance companies are at the center of the system, where they both finance and manage medical care.
Glickman: A common pivot we see is around health care: Students want to do something for patients, and as they develop their idea, they realize that it's the insurance companies that pay for this service, so they need to pivot one part of the business by thinking about the needs of who's paying.
There have been worries that such practices mask the amount of risk that banks and other financial entities, such as insurance companies, are taking on.
These are «companies that are trying to get as many pieces of the overall puzzle together that they can offer the consumer... from insurance... to your knee surgery,» Tsouderos said.
• Commercial property insurance covers everything related to the loss and damage of company property due to events such as wind and hail storms, fire, smoke, civil disobedience, and vandalism.
Before long, the company's lone fax machine was overwhelmed, in use four times more than before as telemarketers sent and received page after page of insurance quotes and forms.
A 2014 study from S&P concluded that the ACA's legacy may ultimately be «recognized as the starting point of the reconstruction of the U.S. health care benefit industry and a catalyst for how companies provide health care insurance for their employees.»
Excited by the discovery, Glickman presented the idea of callback to his bosses, only to be told that Amex had no interest in risking irritating Argentina's only phone company; it essentially regarded its outrageous phone bills as insurance that its telephone service would remain at least semireliable.
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
«Cyber insurance policies started to evolve to pick up those expenses, as well as providing what I call «crisis management coverage» — helping companies deal with the moving parts of dealing with a breach.»
Several of those groups, including the National Restaurant Association, the Retail Industry Leaders Association and the Food Marketing Institute, had been fighting hard for what they referred to as «transition relief,» extra time for companies that must provide health insurance to their workers under the new law to implement the changes without having to fear financial penalties for not doing so properly.
The Supreme Court is set to hear arguments Wednesday in a case that could derail the Affordable Care Act (ACA), commonly referred to as Obamacare, and potentially increase the cost of insurance for millions across the U.S.. It's a big deal, and it has insurance companies, medical providers and everyday workers holding their breath.
Written by insurance - claims specialists at Coopers & Lybrand, the brochure is chock - full of useful information, such as what your company should do during the first 30 days after a disaster, how you should quantify your losses on work in process and finished goods, how to calculate business - interruption costs, and most important of all, how to wrap up all the paperwork quickly.
The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.
Two Bureau of Labor Satistics surveys indicate that small companies are failing to provide competitive benefits, particularly in such important financial areas as retirement savings and medical insurance.
a b c d e f g h i j k l m n o p q r s t u v w x y z