Sentences with phrase «of the insured for»

The cash value policy pays out a lump sum cash benefit upon the death of the insured for the benefit of the life insurance beneficiary.

The policy provides coverage for damages and claims expenses... caused «by any Act of the Insured, or any other person for whose Acts the Insured is legally responsible, and arising out of the rendering of or failure to render Professional Services by or on behalf of the Insured for clients of the Named Insured.»

Also, only those medical expenses will be reimbursed where the injury is suffered within 365 days of disablement of the insured for US citizens, and 180 days for non-US citizens.

So, life insurance is a legal document, whereby the owner contracts with the insurer to place insurance on the life of the insured for the benefit of the beneficiary.

Incontestable clause: In life insurance, a contract clause which provides that for certain reasons, such as misstatements on the application, the company may not contest payment of benefits (assuming premiums have been paid) and the policy has been in force during the lifetime of the insured for a certain period, usually two years after issue.

There are some requirements regarding ownership of the policy before and at death of the insured for the benefit to qualify as tax free in some circumstances.

For example, a death certificate to evidence death of an insured for a life insurance policy.

The medical expenses incurred in the treatment of the new born baby of the insured for a maximum period of 90 days from the date of birth.

Cashless Facility: The insurer may accept the request of the insured for the direct settlement of claim amount as agreed between the Network hospitals and the insurer.

Not exact matches

As most unregulated lenders insure their mortgages and rely on CMHC securitization programs or the major banks for their funding, most of their mortgages must comply with federal mortgage rules.»

First National — Canada's largest non-bank mortgage lender, originating $ 22 billion in loans each year — reacted swiftly, announcing Tuesday that Morneau's moves will impact about 41 % of its insured residential mortgages and that it anticipates a drop of as much as 10 % in originations of this kind, because its loans will no longer qualify for insurance.

Canada's banks drove down mortgage rates in a fight for market share because the federal government insures most of the risk.

To find out, researchers from the University of London zoomed in for a three - year look at the assumedly cutthroat global reinsurance industry — a $ 260 - billion dollar financial market that insures insurance companies against large - scale losses.

A big source of savings are a gigantic reduction in future subsidies for the folks both ObamaCare and the AHCA are addressing — Americans who aren't insured through their employers.

The startup, insured by its own Xapo Insurance Limited, formerly monetized its services by charging an annual fee of 0.12 percent for each vault deposit made.

But CMHC also insures portfolios of conventional mortgages for banks.

And if you need to cobble together multiple plans to insure for greater risk, you at least can take comfort from knowing that there are dozens of companies that might be interested in doing business with you.

Tip for novices: If you're afraid of losing business because your terms are too strict, consider insuring your foreign receivables.

But it would also lower the payments for the newly insured from 90 % to the normal level of around 57 %.

In addition to the significant rebates we provide insurance plans (including those who offer high deductible plans) to secure formulary positions, we fund co-pay cards and vouchers that commercially - insured patients can use for up to two years to offset those out - of - pocket costs they're incurring.»

Hudson stresses that the focus is still on fitness, thus insuring the apparel has enough room to breathe for a variety of workouts.

These agreements help PayPal avoid FDIC regulations on whose deposits it will insure and Visa and MasterCard rules about what kinds of institutions the credit card companies will run cards for.

Recently, I was even asked if I wanted to pay US$ 20 to insure a pair of $ 80 ice skates beyond the three - month warranty or $ 12 to protect a $ 40 television cable for a «lifetime» of protection — a quarter of each product's price in exchange for extra «peace of mind.»

These loans, limited to $ 1.5 million and not available to firms that were insured for their losses, are available to businesses of any size that need to repair or replace facilities to «pre-disaster» condition.

Some state laws also step in to protect insured consumers from charges they incur for out - of - network emergency services during a hospital visit (i.e. you picked an in - network hospital, but the surgeon or anesthesiologist isn't in network).

You'll have to insure separately for that, and if your business is based out of your home, you'll have to get some business coverage that's different from your residential plan.

Hala says it was for about $ 100,000 of medical debt (student loan debt can't be bought because it is federally insured).

The process of selecting insurance for your business may be tedious, but if calamity strikes you'll be happy that you're properly insured.

You may insure those items for Replacement Cost or for Actual Cash Value, which pays only for the depreciated value of the property.

Yet I don't see much in the way of incentives for businesses, particularly smaller firms, to insure their workers, apart from the obligatory promise to lower costs through technology, deregulation, and tort reform.

Rudy Giuliani, for one, seems to think that given a tax deduction, a lot of people insured through their workplace will shift to private policies on principle, sucking up the extra cost at first, but ultimately driving the price down so the uninsured can eventually buy in.

For instance, on August 1 a Canaccord sales pitch described a block of AAA paper the firm had secured as a product offering better returns and better liquidity than GICs, which are «non-redeemable» and «only insured up to $ 100,000.»

«What we thought and we had envisioned is the cost of the newly enrolled would end up approaching that of the [employer - insured] group market, but we're seeing in the data we have today it is actually about 20 percent higher than in the group market,» said Alissa Fox, senior vice president for policy and representation at BCBSA, in an interview with Morning Consult.

To be eligible, first - time buyers must be pre-approved for an insured high - ratio mortgage for at least 80 per cent of the home's purchase price.

Beginning in January, the Home Owner Mortgage and Equity (HOME) Partnership Program will lend buyers pre-approved for an insured mortgage 5 % of the purchase price (to a maximum of $ 37,500) for 25 years, with no interest or payments during the first five years.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

L. 109 — 173) calls for the FDIC to conduct ongoing surveys, «on efforts by insured depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution [«unbanked»] into the conventional finance system.»

Medical identity theft also means the theft of the insured's personal or health insurance information to submit false claims for medical services or goods.

The remaining 44 % of companies that raised funding over the period spanned a diverse set of insurance markets, and included auto insurance comparison engines, insured storage services for bitcoin, and crop insurance tools.

The additional capital is needed to expand in terms of equipment for the expansion into other forms of transcription, as well as have the capital backing to insure payment to contractors.

Likewise, Trump could not repeal the Volcker Rule, which prohibits federally insured banks from trading for their own profit and limits their ownership of risky investments.

During the financial crisis, private mortgage insurance lenders went into hibernation, producing just 15 percent of mortgage insurance volume, compared with nearly 70 percent for FHA - insured loans.

The reason we pay so much for healthcare isn't because of insurers, but because of the ineffectual, labyrinthine system they are insuring us against.

In addition, stock certificates should be insured for 1 % of their market value which is the likely cost to replace certificates if they become lost.

They are not issued generally by professional insurers but by other types of finanancial institutions that were very lax in acutairial supervision and don't have the funding set aside to pay out the swaps as insurers generally do for their insured items.

A federal agency that insured more than half of all loans for first - time homebuyers last year may soon look to taxpayers to shore up its dwindling finances.

It should also be noted that for this average Vancouver house, the Canada Mortgage and Housing Corporation (CMHC is the Crown Corporation that insures mortgages) requires a downpayment of five percent on the first $ 500,000 and 10 % on the remaining $ 318,336.

To qualify for the program, applicants must be first - time property buyers, citizens or permanent residents of BC, and be able to obtain a high - ratio insured mortgage.

Nine plaintiffs including the Securities Industry and Financial Markets Association (SIFMA), the Financial Services Institute, the Financial Services Roundtable, the U.S. Chamber of Commerce, the Insured Retirement Institute and four Texas groups, including the Texas Association of Business, filed a similar lawsuit on June 2 in the U.S. District Court for the Northern District of Texas.

But trustees don't insure the gold for gross negligence; they leave that to the custodian, who secures limited general insurance coverage for the contents of the vaults.