Sentences with phrase «of the insured with»

Merge your Plans - If you have more than one car, it is always better to get all of them insured with one insurer.

** Benefits apply to Farmers customers only, and do not include any incidents or violations occurring before the date of insured with Farmers.

In the return of premium option, in case of the death of the insured with less than 45 years, highest of - the sum assured or 125 % of the single premium is paid or minimum guaranteed sum assured on maturity is paid.

This combo offers fiscal protection against the demise all through the lifetime of the insured with the proviso of payment of the lump sum amount at the termination of the term of the chosen policy in the case of his survival.

Damage to property other than property belonging to the insured or held in custody or control of the insured with an upper limit of 7.5 lacs.

These are payable on maturity of the policy, with basic sum assured or on earlier death of the insured with sum assured on death.

Risk class, in insurance underwriting, is a grouping of insureds with a similar level of risk.

Final Expense Insurance DEFINITION: cash value whole life insurance taken out on the life of the insured with the sole purpose of paying off any final expenses.

An exception is made, of course, for acts caused «by or at the direction of an insured with the knowledge that the act would... inflict personal injury.»

Not exact matches

The cost of the insurance usually runs about 1 percent of the insured value, although this varies with the type of goods and method of shipping.

As most unregulated lenders insure their mortgages and rely on CMHC securitization programs or the major banks for their funding, most of their mortgages must comply with federal mortgage rules.»

Nor do they have as much of an incentive to go overboard with insuring mortgages because of their bottom - line discipline and the fact 90 % of what they insure is government backed compared to the CMHC's 100 % backing.

And if you need to cobble together multiple plans to insure for greater risk, you at least can take comfort from knowing that there are dozens of companies that might be interested in doing business with you.

His firm estimated that $ 75 billion in insured losses would result in an average industry - wide combined ratio, a closely - watched measure of expenses to premium income, of 106 percent compared with 95 percent in 2016.

Under Obamacare, the total subsidies rose with the rapidly - rising costs of insuring those millions of Americans.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Also, people with significant assets — in excess of $ 2 million, said Richmond Brothers» Curfman — can self - insure.

In addition, we work closely with export development Canada to insure as much of our accounts receivable as possible.

Few Republicans reckoned then with the reality of sending the bill to a president of their party who might actually sign it and invite all the consequences, including casting tens of millions off the roles of the insured and off of Medicaid.

Converting a typical U.S. monthly rate to a lump - sum premium using the rate schedule of PMI Group, the second - largest mortgage insurance firm in the U.S., an American customer with a fixed - rate 25 - year mortgage can expect to pay 1.15 % of the loan value to insure a mortgage with 10 % down.

An existing stress test already requires those with insured mortgages to qualify at the Bank of Canada benchmark five - year mortgage rule.

But with the Canadian market insuring $ 50 billion to $ 55 billion [worth of] mortgages a year, we feel there are lots of opportunities.»

«What we thought and we had envisioned is the cost of the newly enrolled would end up approaching that of the [employer - insured] group market, but we're seeing in the data we have today it is actually about 20 percent higher than in the group market,» said Alissa Fox, senior vice president for policy and representation at BCBSA, in an interview with Morning Consult.

Beginning in January, the Home Owner Mortgage and Equity (HOME) Partnership Program will lend buyers pre-approved for an insured mortgage 5 % of the purchase price (to a maximum of $ 37,500) for 25 years, with no interest or payments during the first five years.

It's a bunch of companies with low workers - compensation and auto - insurance losses that band together to insure themselves.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Cigna's deal with Express Scripts will combine a health insurer with a pharmacy benefit manager, which negotiates drug prices with manufacturers and administers prescription drug programs on behalf of health insurers, self - insured companies and government agencies.

On September 14, Bloomberg reported that, «according to people with knowledge of the matter,» some vendors, fearing getting caught up in a bankruptcy and facing soaring costs to insure their receivables from Toys «R» Us, are curtailing their shipments to the company.

During the financial crisis, private mortgage insurance lenders went into hibernation, producing just 15 percent of mortgage insurance volume, compared with nearly 70 percent for FHA - insured loans.

an independent agency of the federal government, created in 1933, charged with preserving and promoting public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions up to applicable limits; by identifying, monitoring, and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails; further information on the FDIC and FDIC coverage may be found at fdic.gov

As required by Internal Revenue Code rules, the bullion coins or bars you buy are safely stored on behalf of your IRA in a fully insured, secured vault with a nationally recognized vaulting provider.

Both of those charges are less than the 1.75 percent charged on FHA - insured mortgages with low down payments, and the cost of an 80-10-10.

Your agent will likely form a professional relationship with you - giving you one easy point of contact and insuring you are covered from the moment you get your policy to the time you file a claim.

With the ending of the stimulus funding and the repayment of the principal on assets maturing under the Insured Mortgage Purchase Program, the federal government's new borrowing requirements are falling dramatically.

Many banks will also require a borrower to insure an asset being purchased over the course of a loan (with an insurance policy acquired for that purpose), to protect the value of the asset being purchased with the loan proceeds.

Best of all, your metal stored with the Hard Assets Alliance is fully insured and audited by Inspectorate, a Bureau Veritas company.

The British economy significantly underperformed that of both the United States and its continental rivals, with nearly a decade of unemployment in excess of 1 million insured workers.

Statewide, Florida property owners filed 924,439 claims related to Hurricane Irma, with estimated insured losses of $ 8.6 billion, state records show.

Of course, with all response plans, a cybersecurity incident response plan should be tested to insure thoroughness and reviewed periodically as company requirements are likely to change over time.

In the first place, most major corporate misconduct implicates senior corporate officials, such that a regime of personal — rather than corporate — liability would provide them with incentives to cause the corporate entity to insure against the risk of such losses, which satisfies the goal of compensation.

Some of the rules that were outlined include requiring such services to share their data with local transport officials, signing up their drivers on labor contracts, insuring both the cars and the passengers and registering their cars as taxi services.

According to the National Business Group on Health, just three percent of large self - insured employers contract directly with an accountable - care organization for health care, but those that do are reaping the benefits.

With an unrivalled passion for the services we provide, we insure an ever - increasing range of valuable marketing opportunities, enabling the professional communities we serve to do business more efficiently.

If you're putting less than 20 % of the home value down, your lender will want to insure your mortgage in case you run into trouble keeping up with the payments.

Here's exhibit «A»: One of the largest mortgage insurance companies in the U.S. said it will now insure loans with a loan - to - value (LTV) ratio up to 97 %.

Odell, prior to the license snag news, noted that Coinbase launched «a fully regulatory compliant and insured American Exchange,» citing its connection with financial heavyweight investors, which include the former CEO of Citibank, and several venture capital firms.

With an FHA - insured loan, first - time home buyer down payments can be as low as 3.5 % of the purchase price or appraised value (whichever is less).

According to the company's website, they generate home loans «with the intention of servicing them for the life of the term,» with the exception of FHA - insured products, which are sold to investors in the secondary market.

Second, seek legislation requiring that if a federally insured financial institution is required to pay fines to or settlements with any regulatory agency aggregating more than $ 2.5 billion in any two year period based on conduct that, if established, would constitute a crime under any law, then the CEO, President, and all Board members must step down, disgorge all of the bank's stock they own, and they are disqualified from holding any office at any federally - insured institution for the rest of their lives.

Jamie Dimon had previously reported this fact in one of his first conference calls with analysts on the topic of the London Whale losses, but corporate media failed to focus on this aspect, despite a meltdown of Wall Street just four years prior because of reckless gambles inside institutions housing insured deposits.