Sentences with phrase «of the life insurance companies as»

Independent agents are those who are not employed directly with any one company, but rather as many of the life insurance companies as they need.

They depend on the investment performance of the life insurance company as well as how efficiently the company keeps down expenses.

Not exact matches

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

In 2007, «The Rock Insurance Co.» is born as a Virtual Insurance Company in Second Life, the first one of its kind.

In addition to GAC, a state - affiliated car maker, Uber China's backers now include the HNA Group, a major travel and logistics company (best known in China as the owner of Hainan Airlines, the country's largest privately - owned airline); China Taiping Insurance, a Hong Kong - listed insurance company; China Life, another insurance company; and CITIC Securities, an investment bank part of the state - backed CITInsurance, a Hong Kong - listed insurance company; China Life, another insurance company; and CITIC Securities, an investment bank part of the state - backed CITinsurance company; China Life, another insurance company; and CITIC Securities, an investment bank part of the state - backed CITinsurance company; and CITIC Securities, an investment bank part of the state - backed CITIC Group.

Formerly an attorney with the Securities and Exchange Commission and Connecticut General Life Insurance Company, he also served as Secretary of the Connecticut General Investment Management Company.

The Security Life of Denver Insurance Company was established in 1928 as a life and health insuLife of Denver Insurance Company was established in 1928 as a life and health insulife and health insurer.

Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.

Insurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liInsurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liinsurance version of revenue — as payment for insuring things like businesses, equipment, health, life, etc..

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

There are over a dozen subsector Dow indexes available within the financial sector, with focuses ranging from credit card companies and major mortgage lenders to specific insurance areas (such as auto insurance or life insurance) and a variety of categories for different types and sizes of banks.

An immediate annuity is when the client gives a lump sum of money to the insurance company & the insurer guarantees a monthly income as long as the client lives.

While the law does not require that companies provide retirement plans, health plans, dental or vision plans, life insurance plans, or paid vacation time, many firms still provide these benefits and many candidates have come to expect at least some of these benefits, especially as they progress to the higher management positions,» said Andrew Challenger, vice president of global outplacement and executive coaching firm Challenger, Gray & Christmas, Inc..

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

Mary Frances McGuire, 94, of Wheeling, a former Evergreen Park resident for more than 25 years, retired in 1949 as a secretary for the Chicago office of Equitable Life, an insurance company, after 25 years of service.

«After 37 years as a trial attorney taking on corporations like Wal - Mart, beating back the insurance company that took health care away from my daughter when her life was on the line, and giving hundreds of hours of pro bono work to women who were the victim of sexual discrimination, I know what it takes to represent the people of this district.»

By hastily rubber - stamping this deeply problematic proposal, the Committee has taken a step toward a future in which the lives of terminally - ill persons are treated as expendable, and in which insurance companies will be at liberty to make cost - saving coverage decisions that steer vulnerable individuals toward physician - assisted death.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

Guardian Life Insurance Company of America is hiring a high - profile former insurance regulator to run its legal affairs and compliance team: Eric Dinallo, a lawyer who served as the New York state insurance superintendent undeInsurance Company of America is hiring a high - profile former insurance regulator to run its legal affairs and compliance team: Eric Dinallo, a lawyer who served as the New York state insurance superintendent undeinsurance regulator to run its legal affairs and compliance team: Eric Dinallo, a lawyer who served as the New York state insurance superintendent undeinsurance superintendent under ex-Gov.

The Managing Director of GLICO Life, Forkuo Kyei, in a statement to citifmonline.com said the allegations are unfounded as GLICO Life is part of five other companies offering the insurance package to the service personnel.

The first Americans to get health insurance, in the 19th century, bought it individually from insurance companies, often as part of life insurance or other coverage.

As we approach the end of the year, many companies are holding their annual benefit «open enrollment» periods where employees must decide on various health care, dental, FSA, stock purchase plans, life insurance, education reimbursement, and other employee benefits for 2012.

If you are the majority owner of the company and the firm provides life insurance for a group of employees, as opposed to only you the boss, the premiums may be deductible depending on the specifics of the situation; you should consult a tax specialist before making a final determination on how to account for these premiums for tax purposes.

The cost of term life insurance will vary widely — based on your age, health and other personal factors, as well as from one life insurance company to another.

Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.

A life annuity is an arrangement in which you hand an insurance company a lump sum of money and the company guarantees to pay you a given amount for as long as you live.

As a result, there is only one major buyer of long - term corporate credit risk left in the U.S. economy: life insurance companies.

The claim did not cost the insurance company a significant amount, and your home is not necessarily predisposed to risk of future hail storms, as it may be to floods if you lived in a flood zone.

We are big fans of the company and recommend it as a great option to choose from in the life insurance marketplace.

SBLI currently registers as a mutual company in 48 states, going by its new name The Savings Bank Mutual Life Insurance Company of Massachusetts, except in Connecticut where it goes by the name Centrian Life Inscompany in 48 states, going by its new name The Savings Bank Mutual Life Insurance Company of Massachusetts, except in Connecticut where it goes by the name Centrian Life InsCompany of Massachusetts, except in Connecticut where it goes by the name Centrian Life Insurance.

Athena Survivorship Universal Life IV is issued by AXA Equitable Life Insurance Company, all are co-distributed by AXA Network, LLC, AXA Network, LLC conducts business in California as AXA Network Insurance Agency of California, LLC in UT as AXA Network Insurance Agency of Utah, LLC, in PR as AXA Network of Puerto Rico, Inc. and AXA Distributors, LLC.

The AXA Retirement 360SM defined contribution program consists of a custodial account offered through Reliance Trust Company, LLC, within which plan participants» chosen mutual fund shares are held, as well as a group fixed annuity contract (Generic Form Number 2016FA - MFrev, 2016FA - MF403b) issued by AXA Equitable Life Insurance Company («AXA Equitable»).

An independent agent in the Trusted Choice network who specializes in life insurance can help you review several different high quality companies, as well as the benefits of different types of life insurance policies.

Life insurance company underwriters - experts who predict risks of injury, illness and death - look at your age, health, occupation, hobbies and habits, as well as your credit report, in setting your premiums.

Also known as corporate - owned life insurance (COLI), key man life insurance is purchased by a business to insure the life of one of the company's employees.

Similarly, many key executive life insurance policies allow you to periodically increase or decrease the policy's limits, as the needs of the company change.

Aside from lenders» requirements, companies typically purchase key man life insurance as a form of financial protection.

Working as an actuary inside life insurance companies, I saw the complexity of accounting with up to seven accounting bases running at the same time.

As one of the largest market player in insurance market, SBI Life Insurance Company provides one stop solution for all the insurance needs offers a wide range of customized product works to satisfy the requirements of the insurance market, SBI Life Insurance Company provides one stop solution for all the insurance needs offers a wide range of customized product works to satisfy the requirements of the Insurance Company provides one stop solution for all the insurance needs offers a wide range of customized product works to satisfy the requirements of the insurance needs offers a wide range of customized product works to satisfy the requirements of the customer.

Another bonus is that in that situation, you don't have to find representation — the insurance company generally takes care of that, as well, so you can focus on living your life rather than all the nuances of defending against a claim like that.

While the company has traditionally focused on annuity products and is known as one of the nation's premier annuity providers, over the past several years we have successfully developed and introduced an array of traditional life insurance products.

As an example, some life insurance companies may only allow you to convert up to 5x the original face amount of the rider.

Better known as simply «Principal», the company is a global force and certainly ranks as one of the best life insurance companies in the world.

As stock life insurance companies management's stock options typically vest, or come due, at different time periods, they are incentivized to maximize the company's performance on what is often a shorter time horizon than that of policyholders, presenting a potential conflict of interest not found with mutual life insurance providers.

As one of the biggest insurance and financial services companies in the world, Nationwide and its affiliates provide property and casualty insurance, life insurance and retirement savings, asset management and strategic investments.

As with the other types of life insurance offered by John Hancock, the company's survivorship life insurance is available as either a product focused on protection or accumulatioAs with the other types of life insurance offered by John Hancock, the company's survivorship life insurance is available as either a product focused on protection or accumulatioas either a product focused on protection or accumulation.

While both types of insurers typically offer broadly similar life insurance policies and provisions, as we shall see, the ownership structure of mutual life insurance companies puts these insurers in a position to take a different approach to managing their businesses and offering policy features than that taken by stock life insurers.

The Colonial Penn Life Insurance Company specializes in life insurance products that have small death benefits and limited underwriting, a class of products often referred to as final expense insuraLife Insurance Company specializes in life insurance products that have small death benefits and limited underwriting, a class of products often referred to as final expense iInsurance Company specializes in life insurance products that have small death benefits and limited underwriting, a class of products often referred to as final expense insuralife insurance products that have small death benefits and limited underwriting, a class of products often referred to as final expense iinsurance products that have small death benefits and limited underwriting, a class of products often referred to as final expense insuranceinsurance.

Life insurance companies already have several categories of activities that denote you as a high risk individual, such as skydiving.

Now compare these rates to a guaranteed lifetime rate of return averaging 4 % in a whole life policy from a mutual life insurance company, AND don't forget to add an additional 3 - 4 % on top as an average annual whole life insurance dividend.