Sentences with phrase «of the life insurance companies do»

Most people don't realize that 98 % of life insurance companies don't sell their insurance directly to the consumer.

(It is important to note, though, that the past performance of a life insurance company does not indicate how the company will perform in the future).

Yes, most of the life insurance companies do offer riders under whole life insurance plan.

Most of the life insurance companies do offer variants of income replacement term insurance plan.

Not exact matches

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.

Forethought Life Insurance Company's products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product (s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 ® Index.

While the law does not require that companies provide retirement plans, health plans, dental or vision plans, life insurance plans, or paid vacation time, many firms still provide these benefits and many candidates have come to expect at least some of these benefits, especially as they progress to the higher management positions,» said Andrew Challenger, vice president of global outplacement and executive coaching firm Challenger, Gray & Christmas, Inc..

WORLD: Never doubt the psychology of healing, but yes we do live in the modern world where our psychology has also taught us to trust science and doctors... insurance companies and profit motives are another subject.

It also includes the not so obvious: earning the salary, paying the bills, maintaining the house, calling the insurance company about that surprise medical bill, researching all the possible causes of that weird cough your baby has been doing lately, scheduling tours of daycare centers, getting that promotion or signing that big client, researching life insurance plans, getting the oil changed like clockwork because you really need this car to last you, plus taking breaks so that you can recharge....

The rules do not vary by state, so the insurance company needs to cover a pump regardless of where you live.

This Notice does not apply to health information collected or maintained by The Wistar Institute (the «Company») on behalf of the non-health employee benefits that it sponsors, including disability benefits, life insurance, accidental death and dismemberment insurance, and workers» compensation insurance.

Remember, the person who comes to do the assessment of whether you're able to perform the activities of daily living works for the insurance company, not for you.

Regardless of the company you currently maintain your life insurance policy with, canceling your life insurance will typically require you to do more than stop paying your contract's premiums.

The claim did not cost the insurance company a significant amount, and your home is not necessarily predisposed to risk of future hail storms, as it may be to floods if you lived in a flood zone.

Do you have questions or would you like to see an illustration of Pacific Life or any of the other top cash value life insurance companies we represLife or any of the other top cash value life insurance companies we represlife insurance companies we represent?

If you've ever worried about your life insurance company going out of business, you now know that even if it does, your policy will retain most if not all of its value thanks to Assuris.

All you have to do is contact the life insurance company and request a «change of beneficiary» form.

Having been a risk manager inside two life insurance companies, when I reviewed the documents, I was surprised, because they were so much less sophisticated than what life companies of a similar size did.

A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.

One key restriction of Sagicor is that the company does not offer life insurance in Alaska, Connecticut, Maine, New York or Vermont.

Another bonus is that in that situation, you don't have to find representation — the insurance company generally takes care of that, as well, so you can focus on living your life rather than all the nuances of defending against a claim like that.

However, they do happen from time to time, so it is important to be aware of the possibility if you are purchasing a life insurance policy sold by a mutual life insurance company.

While life insurance dividend payments are not guaranteed, the most prominent U.S. mutual insurance companies have racked up admirable records of paying dividends year in and year out, with some of them having done so for more than 100 years without missing a single year of dividend payouts.

Now compare these rates to a guaranteed lifetime rate of return averaging 4 % in a whole life policy from a mutual life insurance company, AND don't forget to add an additional 3 - 4 % on top as an average annual whole life insurance dividend.

Do you have questions or would you like to see an illustration of National Life or any of the other top cash value life insurance companies we represLife or any of the other top cash value life insurance companies we represlife insurance companies we represent?

Because of its smaller size it does not make our list of top life insurance companies, but if it did come up as the most affordable carrier for one of our clients then we would have no problem recommending them.

The best part of having us shop for you is you don't have to deal with multiple life insurance agents or companies.

Opinions expressed by those interviewed are their own, and do not necessarily represent the views of Massachusetts Mutual Life Insurance Company.

Most life insurance companies don't specify between the types of tobaccos when underwriting a policy.

We don't hear too much about burial insurance these days, but it actually figures significantly in the history of life insurance in the US, or at least one very prominent insurance company.

One of the popular options for life insurance is AARP, but how does the company stack up against its competition?

Companies that do require questionnaires still often accept people with pre-existing health conditions or other factors that life insurance providers often reject, such as a history of family illness, prior health situations such as heart attack or age.

They don't even think of comparing the best life insurance companies before they make a buying decision.

Also, if you run a set of life insurance quotes and the least expensive company on the list does not show up on this list, then that should not exclude them from your consideration.

If you don't know where to look to get up to date ratings and reviews of all the best life insurance companies, look no further.

The rates above are samples of term insurance quotes only, and they do not represent actual price quotes from any particular Carrollton life insurance company.

AXA Equitable and MONY Life Insurance Company of America are affiliated companies and do not provide legal or tax advice.

As a follow up to this article, we do offer a number of more comprehensive articles that rate our top 10 best dividend paying whole life insurance companies, our top 10 best universal life insurance companies, our top 10 best no exam life insurance, and others, all for wealth creation and legacy building with life insurance.

Although term life insurance does provide a guaranteed death benefit for a period of time, the nerds (actuaries) at the home offices of the major insurance companies know very well you will likely never cash in on the death benefit of a term life policy.

Guarantees are backed by the claims - paying ability of Jackson National Life Insurance Company ® or Jackson National Life Insurance Company of New York ® and do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments.

Although it does not currently make our list of the top 10 whole life insurance companies, Mutual of Omaha ranks among the best insurance companies in the U.S. for various product niches.

Guarantees are backed by the claims - paying ability of Jackson National Life Insurance Company ® and do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments.

While the insurance company does charge interest on your loan, because your remaining cash value continues to earn life insurance dividends, the adjusted interest rate on the loan can often be lower, sometimes much lower, than you would pay on a comparable personal loan from a bank, home equity line of credit, or by using a credit card.

Do you have questions or would you like to see an illustration of Transamerica or any of the other top cash value life insurance companies we represent?

New York Life Insurance Company does not guarantee the accuracy of the calculators, results, explanations, nor applicability to your specific situation.

And many more who don't have health insurance — or their insurance company refuses to pay — avoid bankruptcy only by consuming the family retirement fund in a good faith effort to repay medical debt, dooming themselves to poverty for the remainder of their lives, only because they got ill or injured.

Sometimes life insurance companies ask for the social security number of a beneficiary, but in this case it doesn't sound like he is making you a beneficiary of a policy on him.