Sentences with phrase «of the life insurance company business»

Here's the shortest bottom line on all forms of annuities and all forms of whole life insurance: If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest invention since the wheel (because they pay by far the most in immediate commissions of any financial product available today, making them by far the most profitable part of the life insurance company business model).
This is because they pay by far the most in immediate commissions of any financial product available today, making them by far the most profitable part of the life insurance company business model.
All of this adds up to making them by far the most profitable part of the life insurance company business model.

Not exact matches

Last year 39 percent of new business premium in life and health insurance lines for Allianz SE, Allianz Life Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early Februlife and health insurance lines for Allianz SE, Allianz Life Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early insurance lines for Allianz SE, Allianz Life Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early FebruLife Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early February.
Our financial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corporation.
Insurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liInsurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liinsurance version of revenue — as payment for insuring things like businesses, equipment, health, life, etc..
I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.
Wall Street analysts had sought guidance and clues from the New York - based asset management and retirement company about the future of its life insurance business.
Among other things he lost his life savings in a business venture, escaped from a burning house, employed a caddie who routinely waded through water hazards, and had one of his golfing pay checks snatched away by an insurance company.
A bunch of fat, dumb, and happy mutual companies were willing to write life insurance business earning a minimal return on capital.
Athena Survivorship Universal Life IV is issued by AXA Equitable Life Insurance Company, all are co-distributed by AXA Network, LLC, AXA Network, LLC conducts business in California as AXA Network Insurance Agency of California, LLC in UT as AXA Network Insurance Agency of Utah, LLC, in PR as AXA Network of Puerto Rico, Inc. and AXA Distributors, LLC.
BrightLife ® Grow Survivorship is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA), an Arizona Stock Corporation with its main administrative office in Jersey City, NJ MLOA is not licensed to conduct business in New York and Puerto Rico.
Also known as corporate - owned life insurance (COLI), key man life insurance is purchased by a business to insure the life of one of the company's employees.
Key man life insurance helps companies to reduce the risk of business disruption by paying a death benefit if employees that are critical to business operations pass away.
In the worst - case scenario, of your company so dependent on an employee that it could potentially go out of business if they were to die, key man life insurance can also provide an alternative to declaring bankruptcy.
If you've ever worried about your life insurance company going out of business, you now know that even if it does, your policy will retain most if not all of its value thanks to Assuris.
While both types of insurers typically offer broadly similar life insurance policies and provisions, as we shall see, the ownership structure of mutual life insurance companies puts these insurers in a position to take a different approach to managing their businesses and offering policy features than that taken by stock life insurers.
Because key person insurance is simply life insurance that insures the company against the loss of a key business partner or key employee, the decision to purchase key person insurance necessitates some choices about the type of insurance that is most beneficial.
Finding Indiana insurance quotes for health, business, home, auto or life insurance isn't hard, but how you find insurance quotes can have a huge impact on the ease and reliability of choosing the right company and policy for you.
A. M. Best is one of the most recognized companies who rates the financial strength of all the different life insurance companies currently in business.
As stated before, the majority of their business comes mostly from term life insurance policies and annuities, a business practice that comes with modest earnings, yet not enough to allow for the company to expand.
Oftentimes, when a company would not be able to withstand the loss of two key executives, the second - to - die life insurance option can be a good plan for ensuring that there are funds available to the business for keeping the company afloat while a replacement is being sought, or the company is in the process of finding a potential purchaser.
McMillan has responsibility for all aspects of our group insurance business including claims services, customer support, premium administration, sales, actuarial, underwriting and The Standard Life Insurance Company of insurance business including claims services, customer support, premium administration, sales, actuarial, underwriting and The Standard Life Insurance Company of Insurance Company of New York.
Since 1845, New York Life, the parent company of NYLIAC, has provided quality insurance products for individuals, families, and businesses.
Just tell us what type of Mississippi insurance you need, whether it's home insurance, auto insurance, life insurance, business insurance, or health insurance, then fill out a quick online form, and we'll match you to the companies that best fit your insurance needs.
According to Alexi Maravel, associate director at Cerulli, the way a particular insurance company is reacting to a likely interest rate hike depends on its business line: «Life insurance companies, which control the largest amount of insurance general account assets and have to match long - duration liabilities with long - duration assets, are making investment adjustments to their surplus assets, while, on the other end of the spectrum, we find health insurers are raising liquidity.»
In addition, Assurity Life Insurance Company has been a Better Business Bureau (BBB) accredited company ever since October 1, 1992, and it has been given the grade Company has been a Better Business Bureau (BBB) accredited company ever since October 1, 1992, and it has been given the grade company ever since October 1, 1992, and it has been given the grade of A +.
Brighthouse Life Insurance Company of NY («BHNY»), formerly First MetLife Investors Insurance Company, is domiciled in New York and licensed to write business in New York.
BrightLife ® Protect Survivorship is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA), an Arizona Stock Corporation with its main administrative office in Jersey City, NJ MLOA is not licensed to conduct business in New York and Puerto Rico.
These companies get into every nook and cranny of a life insurance company's financial business to help consumers separate the good from the not so good.
They are hands down the best insurance company for low prices on a term life policy and you'll often find career agents with Northwestern Mutual, New York Life, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companlife policy and you'll often find career agents with Northwestern Mutual, New York Life, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companLife, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companlife product of choice when writing business outside of their core companies.
I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.
Top carriers like Prudential, SBLI, Fidelity, ING, Genworth, Principal, Sagicor, MetLife, Lincoln, Manhattan Life, Phoenix, and Banner compete for your business, but if you rely on a traditional agent employed by a life insurance company you won't get access to all of the best instant life insurance quoLife, Phoenix, and Banner compete for your business, but if you rely on a traditional agent employed by a life insurance company you won't get access to all of the best instant life insurance quolife insurance company you won't get access to all of the best instant life insurance quolife insurance quotes.
In addition to its role of providing and delivering financial and insurance products — and investment returns — to its customers and its shareholders — Legal & General, as a business, has helped to ensure that they relate to the day to day lives and concerns of their customers and also helped to guide any companies that they invest in to do the proper thing.
Voya life insurance company is a top - tier life insurance provider with individual life insurance plans making up 15 % of their business.
Superannuation providers (excluding self - managed superannuation funds) and life insurance companies will need to use the MAAS form to report superannuation account attribute and phase events to us within five business days of the event or a later date as allowed by the Commissioner.
Also, even though EquiTrust Life Insurance Company is not currently an accredited business of the Better Business Bureau (BBB), the BBB has given the company a grade of A +, based on a range of ACompany is not currently an accredited business of the Better Business Bureau (BBB), the BBB has given the company a grade of A +, based on a range of business of the Better Business Bureau (BBB), the BBB has given the company a grade of A +, based on a range of Business Bureau (BBB), the BBB has given the company a grade of A +, based on a range of Acompany a grade of A +, based on a range of A + - F.
Also, although Massachusetts Mutual Life Insurance Company is not an accredited company through the Better Business Bureau (BBB), the company has been given a grade of A + by tCompany is not an accredited company through the Better Business Bureau (BBB), the company has been given a grade of A + by tcompany through the Better Business Bureau (BBB), the company has been given a grade of A + by tcompany has been given a grade of A + by the BBB.
Bankers Life Insurance Company's strategic use of reinsurance to reduce liability and add capital and surplus, as well as its commitment to disciplined management of company expenses, has positioned this insurance carrier to continue growing its business for yearsInsurance Company's strategic use of reinsurance to reduce liability and add capital and surplus, as well as its commitment to disciplined management of company expenses, has positioned this insurance carrier to continue growing its business for years tCompany's strategic use of reinsurance to reduce liability and add capital and surplus, as well as its commitment to disciplined management of company expenses, has positioned this insurance carrier to continue growing its business for years tcompany expenses, has positioned this insurance carrier to continue growing its business for yearsinsurance carrier to continue growing its business for years to come.
The company does business in all 50 of the U.S. states, although it does business as Western Bankers Life Insurance Company in the state ofcompany does business in all 50 of the U.S. states, although it does business as Western Bankers Life Insurance Company in the state ofCompany in the state of Texas.
Our financial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corporation.
Similarly, a business entity such as a corporation or an limited liability company may be the designated beneficiary if a business is purchasing life insurance on a business partner's life as part of an entity purchase buy - sell strategy.
A key person insurance policy designed to insure the company against the loss of a valuable employee is another situation where a business entity may be the designated beneficiary of the life insurance policy.
Here are some of the best companies offering term life insurance through Policygenius, along with ratings from J.D. Power, A.M. Best and the Better Business Bureau.
The agents that the company serves typically offer a variety of products, but TMA specifically focuses on their life and long - term care insurance and annuity businesses.
Once the need for quick commission bucks stops, because they've graduated out of that failing business model, the need to hard - sell American Funds immediately and permanently goes away too (ditto with having to hard - sell life insurance company products like whole life and annuities).
TIAA - CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY.
In spite of the massive amounts of business failure throughout the 1930's, the life insurance companies faired extremely well.
If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest inventions since the wheel.
If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest invention since the wheel.
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