Sentences with phrase «of the named insured»

If they're a resident spouse, resident relative, or a minor child for whom you're responsible and who resides with you, coverage extends to those people under the definition of named insured per the policy document.

Children are written into the definition of named insured precisely because they can't be individually insured, since they lack the capacity to contract and generally are considered to lack the capacity for negligence up through age 13.

Based on the language in the standard policy form, Regency Towers renters insurance will cover: The named insured (you), resident relatives of the named insured, and the resident spouse of the named insured.

Your family's personal property is covered as well, to the extent they're covered by the definition of named insured.

Since the definition of named insured is broad, who is covered by renters insurance personal property?

The logic behind this is that a minor child can't contract, so if they weren't included in the definition of named insured there would be no way to cover them at all.

Family members often are covered under the definition of named insured, but roommates aren't often also family members.

If so, your policy covers them under the definition of named insured.

Since the definition of named insured on a renters or homeowners policy is commonly «named insured, resident spouse, and resident relatives,» the answer is yes!

Renters insurance liability would cover both parts of that loss, and you can rest assured that your child is covered because they're part of the definition of named insured, as is a resident spouse.

The definition of named insured includes your kids and your spouse that live with you.

As an extension of that, those with nontraditional lifestyles will want to ensure that everyone living with you is named in the policy or the definition of named insured.

Anyone not defined as part of the named insured is not covered.

The Ontario Superior Court of Justice recently held that an additional insured was covered by a policy, where there was no direct claim against the named insured, even though the coverage was limited to claims arising from the negligence of the named insured.

(5) Despite subsection (4), if a person is a named insured under a contract evidenced by a motor vehicle liability policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named insured, the person shall claim statutory accident benefits against the insurer under that policy.

(iii) was the named insured, his or her spouse or a dependant of the named insured or spouse and was struck by an automobile while not an occupant of an automobile,

(a) the named insured, any person specified in the policy as a driver of the insured automobile and, if the named insured is an individual, the spouse of the named insured and a dependant of the named insured or of his or her spouse,

The court followed prior cases that broadly interpreted «acting under the direction of» a named insured and «operations» of a named insured.

(5.2) If there is more than one insurer against which a person may claim benefits under subsection (5) and the person was, at the time of the incident, an occupant of an automobile in respect of which the person is the named insured or the spouse or a dependant of the named insured, the person shall claim statutory accident benefits against the insurer of the automobile in which the person was an occupant.

(ii) was the named insured, a person specified in the policy as a driver of the insured automobile, the spouse of the named insured or a dependant of the named insured or spouse and was an occupant of an automobile,

(ii) the named insured, a person specified in the policy as a driver of the insured automobile, the spouse of the named insured or a dependant of the named insured or spouse, while the occupant of any automobile,

(iv) the named insured, his or her spouse or a dependant of the named insured or spouse and was struck by any automobile,

(a) the named insured, any person specified in the policy as a driver of the insured automobile, the spouse of the named insured and any dependant of the named insured or spouse, if the named insured, specified driver, spouse or dependant,

With respect to the criteria under (a), he was not the named insured or spouse of a named insured or a dependant of a named insured or spouse.

Likewise, an excluded driver husband of a named insured would have recourse against his spouse's policy pursuant to criteria (a) in the definition of «insured person».

Normally the spouse of the named insured who also lives at the same address will also be covered.

The policy provides coverage for damages and claims expenses... caused «by any Act of the Insured, or any other person for whose Acts the Insured is legally responsible, and arising out of the rendering of or failure to render Professional Services by or on behalf of the Insured for clients of the Named Insured.»

The requirement applies to communications from the covered entity to the individual, and also communications from the covered entity that would otherwise be sent to the named insured of an insurance policy that covers the individual as a dependent of the named insured.

Response: We agree, and clarify in the final rule that a health plan may satisfy the distribution requirement by providing the notice to the named insured on behalf of the dependents of that named insured.

Other members of your family are also protected under the definition of named insured.

If they're a resident spouse, resident relative, or a minor child for whom you're responsible and who resides with you, coverage extends to those people under the definition of named insured per the policy document.

If so, your policy covers them under the definition of named insured.

Coverage is only available on private passenger type vehicles while in the care, custody or control of the named insured for a period of 30 days or less.

It is important to note that all of the parties cited above are insureds only while performing their duties on behalf of the named insured's business.

(d) Such motor vehicle liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this Article as respects bodily injury and death or property damage, or both, and is subject to all the provisions of this Article.

Anyone not defined as part of the named insured is not covered.

Likewise, directors are insureds only while acting as directors of the named insured corporation.

Anyone liable for the conduct of the named insured or a permissive driver is covered automatically.

Family members often are covered under the definition of named insured, but roommates aren't often also family members.

Based on the language in the standard policy form, Regency Towers renters insurance will cover: The named insured (you), resident relatives of the named insured, and the resident spouse of the named insured.

As the name implies, Final Expense Insurance is an insurance policy that is designed to cover the final expenses of the named insured when they pass away.

As we saw in a piece about whether children are covered for liability under renters insurance, «expected or intended» results of acts of children who are insured under the definition of named insured, there's an interesting caveat here.

This also extends to unrelated house guests, again subject to request of the named insured.

Your family's personal property is covered as well, to the extent they're covered by the definition of named insured.

The logic behind this is that a minor child can't contract, so if they weren't included in the definition of named insured there would be no way to cover them at all.

Class 1 insurance covers a narrow group of people, such as the spouse of the named insured and family members who may live with the named insured.

As an extension of that, those with nontraditional lifestyles will want to ensure that everyone living with you is named in the policy or the definition of named insured.

Renters insurance liability would cover both parts of that loss, and you can rest assured that your child is covered because they're part of the definition of named insured, as is a resident spouse.

If the person isn't someone who is included in the definition of named insured (girlfriends are not) and they're not listed on the policy as insured in some capacity, there is no coverage for that person.

The definition of named insured, of course, generally includes yourself, resident spouse, and resident relatives as happens to be applicable at any given moment, so it won't cover illness of those people, either.