Sentences with phrase «of the policy term which»

At the end of the Policy Term which also is 12 years, he receives the entire premium that he has paid till the end of the Premium Payment Term.

• Guaranteed returns: Your policy earns a Guaranteed Addition of 7 % per annum to 9 % per annum of the Annualized Premium (excluding taxes and any other extra premium), depending upon the policy term chosen by you, till the end of the policy term which is payable at maturity.

Maturity benefit is the amount payable at the end of the policy term which is equal to your Fund Value * as on Date of Maturity, provided Settlement Option has not been exercised.

The insurer can also declare a «final additional bonus» at the end of the policy term which is also linked to the profit it makes.

Maturity benefit is payable on survival of the policy term which is higher of (Guaranteed Maturity Benefit (GMB) + accrued Guaranteed Additions and bonuses plus terminal bonus, if any or 100.1 % X (annualized premium plus loadings for modal premiums, if any).

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

In terms of data, the European Central Bank released its latest monetary policy meeting accounts which showed some divergent opinions withing the bank's board.

Subdued inflation forced the BOJ to revamp its policy framework in 2016 to one better suited for a long - term battle against deflation, which targets interest rates instead of the pace of money printing.

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I don't think now that they have a majority they're going to all of a sudden rock the boat with Conservative principles, which could mean any number of things in terms of cost - cutting and other policies.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Trump Administration is staring down a half - dozen deadlines on trade policy that will create a moment of truth for the White House, which has so far opted for long - term investigations and renegotiations over immediate challenges to the status quo.

Genworth, which was spun off from General Electric a decade ago, operates in the ever - shrinking business of selling long - term care insurance policy industry.

Medium - term risks are still elevated as financial vulnerabilities, which have built up during the years of accommodative policies, could mean a bumpy road ahead and put growth at risk.

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LONG - TERM OUTLOOK: «High levels of policy uncertainty and regional divergences will cause higher dispersion across and within asset classes, in our opinion, which increases the attractiveness of active management in both asset allocation and at the security - selection level.»

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A change in policy at Aetna, which has long been hailed as one of the most flexible companies in terms of allowing employees to work from home.

All of these rates rose going into the December FOMC meeting, which makes quite a bit of sense, given that most market participants expected the FOMC to tighten policy at that meeting.35 We also gather information about rates on term unsecured borrowing in our FR 2420 collection, and about term secured transactions from the clearing banks, and these data tell a similar story.

Like it or not, Finance Minister Joe Oliver's April budget has now become the fiscal «benchmark» against which their policy platforms will be judged in terms of their commitments to maintain a balanced budget.

The premiums of a term life insurance policy remains fixed for the length of its term, after which it will increase by a pre-specified amount.

When the financial crisis hit the markets in 2008, the Federal Reserve embarked ultra easy monetary policy, which included cutting short - term interest rates to effectively 0 % while suppressing longer term interest rates through the purchases of long term Treasury debt and mortgage - backed securities — a program informally referred to as quantitative easing.

But long - term government bond yields fell to record lows for many euro area countries after a speech by ECB President Draghi on 21 November, which stressed that the ECB will do what is required to raise inflation and inflation expectation by adjusting the size, pace and composition of asset purchases, if the currently announced policies prove to be insufficient.

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The benefits of smart growth policies, which are long - term economic development plans, should be prioritized over short - term stimulative policies.

This is partly the result of the Federal Reserve's current monetary policy, which is holding the shorter - term federal funds rate near 0 %.

They are also predicting some volatility in long - term interest rates when the Federal Reserve changes its stimulus policy, which could occur in the fall of 2015.

We think we have struck a reasonable mix — a flexible approach which gives a high priority to low inflation over the medium term, while recognising that policy also has to take account of what is happening to jobs and activity in the near term.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

Though it is important not to overstate the situation — realistically, the AfD party is unlikely to have a significant influence over policy in Germany in the short term — the level of support for the German right - wing party reflects a significant protest vote, which could have an influence on Chancellor Merkel's approach as she looks past her election victory.

Years of central bank policies of easy money have caused short - term interest rates to remain below inflation — aptly called financial repression — which has penalized savers.

The stance of monetary policy is expressed in terms of a target for the cash rate — that is the interest rate on overnight loans between financial institutions, which is determined in the cash market.

Although again I think that some of this would actually be broader long - term factors over productivity, which again comes back to that argument that I said about fiscal policy.

«The choice between term life or permanent life insurance is not a case of which policy is better; it's a case of which policy is appropriate for the current period in a person's life,» Lynch said.

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Though the US yield curve remained some way from inversion — which historically is often cited as signaling an impending recession — investors were relatively sanguine about the significance of its flattening, with many arguing that low long - term yields were more reflective of central - bank policies and the weak inflationary environment than dimmer economic prospects.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

Climate change is an important issue to the long - term health of our community and the world, however policies in our relatively small jurisdiction which are not aligned with the realities in other Canadian provinces and the United States put us at a competitive disadvantage.

The Minister claimed that the «International Monetary Fund's annual review of Canada's economic developments and policies, which strongly supports the Government's plan to return to balanced budgets over the medium term».

This was most clearly reflected in short - term interest rates, which, for much of the first half of 1998, had continued to factor in some possibility of an easing in monetary policy.

With her term ending Feb. 3 — three days after leading her last monetary policy meeting in which no new action is expected — Yellen won't have the chance to leave the kind of mark left by her recent predecessors.

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I don't know, but he seems to be smart enough in terms of politics to know that while science may provide some truths, it doesn't necessarily provide the truth of the good toward which the country in terms of its public policy must aim to deal with the problems confronting it.

Ehud Barak's insouciant assurance that he can procure an acceptable peace with the Arabs on his own terms has shown itself, at least to date, to be a most imprudent policy» which is why his position as leader of the nation is, as I write, seriously in question.

Despite the constant barrage of anti-liberal press from Murdock's minions (which will pay off handsomely this November) the GOP continues to have an ident.ity crisis in terms of what their policy really is.

However, the fruit of such a distorted policy would be to confirm the worldview described in chapter 2 above, in which nonalignment is a contradiction in terms and third - world countries must choose either to accept U.S. domination or to face a U.S - supported war.

Underwood was lucid in specifying what he meant by social policy, a term which he deliberately chose over such others as «servant role,» «mission,» «Kingdom of God,» and «earthly city.»

While this debate has provided fodder for policy wonks, it has not had much influence on Capitol Hill which seems poised to allow federal unemployment benefits to lapse without much of an alternative strategy for getting the long term jobless working again.

The crime of genocide, a term which has been bantered about for 30 years, has suddenly become recognized as an act of national policy that is condemned by the common will of humankind.