Sentences with phrase «of the retirement portfolio increases»

If this individual extended retirement by another two years, the size of the retirement portfolio increases by another $ 50,000, to nearly $ 540,000.

Not exact matches

The Princeton professor thus concludes: «The only hope — both for individuals and for institutions running retirement portfolios — is to increase, not decrease, the share of the portfolio devoted to equities.»

It's typically more important the closer you are to retirement when you may rebalance to increase the percentage of fixed - income assets in your portfolio.

«Professional advice has a positive influence on other retirement planning behaviors including: increased usage of tax - advantaged savings vehicles, improved asset allocation, and greater portfolio diversification,» IRI says, noting that 53 % of Boomers working with an advisor report confidence in retirement expectations versus the 21 % of Boomers without an advisor who report the same.

Benartzi's research focuses on how retirement plans can increase effectiveness and Markowitz, dubbed, «The Father of Modern Portfolio Theory» has written about the importance of crafting an asset allocation that can help achieve gains while protecting investors from market volatility.

He told InsuranceNewsNet that he sees growth ahead for annuity sales, not only because of the increased retirement needs of the aging marketplace but also because of the expanded portfolio of products available to meet those needs.

Holding a 100 % equity portfolio right up until, or even throughout, retirement has historically increased your total returns and greatly extended the longevity of a portfolio.

Increasing retirement income without taking any additional portfolio risk is the «brass ring» of retirement planning.

When getting close to retirement age, I would consider increasing the percentage of bonds in the portfolio.

«With this rule, upon retirement, a retiree selects the initial dollar amount he or she wants to spend from the portfolio and then increases that sum by the amount of inflation each year thereafter,» Vanguard concludes.

If 1.5 % of your retirement portfolio's value goes to fees each year, the calculator estimates that you can withdraw 3 % of your savings, or $ 30,000, the first year of retirement, increase that amount for inflation each year and have a 90 % chance that your savings will last at least 30 years.

(USA Today: Apr 25, 2014) USA Today columnist John Waggoner recommends investing in stocks of companies that regularly increase their dividends to fight the effects of inflation in retirement portfolios.

The company says Tax - Coordinated Portfolio can increase annual after - tax returns by an average of 0.48 %, though the strategy works only for clients who have both taxable and tax - advantaged retirement accounts at Betterment.

With a yield that's higher than the average dividend - paying stock in the S&P 500, and management's history of increased payouts, ABT stock is one to consider for retirement portfolios.

Later, as you move closer to retirement and the number of future tosses declines, it's prudent to scale back the short - term risk of loss by gradually increasing the percentage of bonds held in the portfolio.

For example, if 20 percent of a 50/50 retirement portfolio is invested in a fixed annuity, then the equity portion of the retirement portfolio should be increased (in this case to 50/30, or 62.5 percent) to maintain the appropriate amount of investment risk.

For many years, it has been assumed that retirees could withdraw 4 % of their retirement portfolio each year — even adding a cost - of - living increase each year — and have confidence their portfolio would survive their expected lifetime.

Pfau (2013) found that the purchase of a single premium immediate annuity can serve as an efficient substitute for the fixed income portion of a retirement portfolio by better protecting a spending level on the downside while also increasing the average legacy value of assets.