Sentences with phrase «of the standard policy form»

That's outside the scope of the standard policy form, but an endorsement is available.
It's part of every standard policy form, and you won't find an endorsement that will remove that exclusion.
This is one of the standard types of coverage that are included in your policy because it's part of the standard policy form.
While the lack of the standard policy forms found throughout the country can make shopping for Texas homeowner insurance a bit confusing (especially for those new to the state), there are certain considerations every homeowner needs to examine carefully.
As always, we're giving generalized opinions based on common interpretations of standard policy forms.
Things like that are covered because they're part of the standard policy form, and continuity makes for efficient underwriting and lower costs.
While the lack of the standard policy forms found throughout the country can make shopping for Texas homeowner insurance a bit confusing (especially for those new to the state), there are certain considerations every homeowner needs to examine carefully.

Not exact matches

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.
Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.
The HRC has reaffirmed the policy of deferring a portion of annual incentive compensation for the Company's highest earners in the form of long - term awards whose vesting terms take into account longer risk - emergence periods, and has overseen the implementation of standard performance objectives for the Company's control function staff to further prevent or discourage excessive risk - taking.
(6) The Texas Department of Insurance developed home insurance policy forms that are similar but not identical to the standard forms.
On the contrary, there are standards of right and wrong within Christian tradition concerning human sexuality, based in human nature and biblical revelation, which are acceptable to homosexual and heterosexual alike, and which can form the moral basis of public policy.
Food policy in the form of improved nutrition standards was associated with the selection of foods that are higher in nutrients that are of importance in adolescence and lower in energy density.
Conclusions and Relevance Food policy in the form of improved nutrition standards was associated with the selection of foods that are higher in nutrients that are of importance in adolescence and lower in energy density.
[100] Miliband subsequently unveiled five pledges at a rally in Birmingham which would form the focus of a future Labour government, specifically identifying policies on deficit reduction, living standards, the NHS, immigration controls and tuition fees.
The way we work, our global code of business conduct, supported by our global policies, standards and guidance notes, in conjunction with the requirements of local law and our voluntary commitments, forms the basis of our governance systems.
Still, after high rates of student opt outs during the most recent round of state examinations in April, Cuomo has recalibrated when it comes to education policy and formed a panel to recommend potential changes to the controversial Common Core standards by January.
Regular feedback in the form of surveys is needed to understand how those charged with implementing standards - based educational reform — teachers, superintendents, parents, and policy makers — think about the uses of tests and the high - impact decisions that follow from them.
A current policies and procedures manual that is consistent with the vision and mission of the nontraditional or alternative school, approved by the local board of education, and articulated to all stakeholders in the form of standard operating procedures (SOPs) is maintained.
individuals with disabilities continually encounter various forms of discrimination, including outright intentional exclusion, the discriminatory effects of architectural, transportation, and communication barriers, overprotective rules and policies, failure to make modifications to existing facilities and practices, exclusionary qualification standards and criteria, segregation, and relegation to lesser services, programs, activities, benefits, jobs, or other opportunities;
Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.
Based on the language in the standard policy form, Regency Towers renters insurance will cover: The named insured (you), resident relatives of the named insured, and the resident spouse of the named insured.
If your personal property is stolen, lost in a fire, or vandalized, for instance, you'll find coverage in either of the standard Texas renters insurance policy forms.
Water backup of sewers and drains is excluded from the standard policy form, but you can add it back, generally for about twelve dollars a year.
On the standard policy form, which is used for about 85 % of newly written Texas renters insurance policies, you will find that Austin renters insurance pays for a hotel after a fire.
Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.
While damage from burst pipes is a covered cause of loss under the standard policy form, an earthquake is excluded.
It's one of the most common liability claims, and the standard policy form may not provide the coverage you need.
One of the things to be aware of is that spouses are automatically covered on the standard HO - 4 policy form, you don't need to endorse them, or even to add them to the policy.
A standard renters insurance policy is usually written on the HO - 4 form which is written by the Insurance Services Office and designed to provide broad coverage and a clear understanding of what's covered — and what's not.
It does not cover earthquakes, earth movement, or wildfires under the standard policy form, but these types of coverage can often be added on for just a few dollars a month.
Group AD&D Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500 - ADD.
One underwriter that we work with offers wind coverage as part of the standard Texas policy form they use, and as a result all of their policies cover it.
Group Specified Disease Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0614 - CI.
There is one standard policy form used throughout most of the country.
Besides, since renters insurance is a derivative of the standard homeowners insurance policy form, the coverage is going to be present anyway.
Coverage has been added to the standard policy form as the needs of insureds have changed.
The standard policy forms that those in other states are familiar with are replaced in Texas with a different breed of policies.
The standard renters insurance policy form also covers what's called additional living expenses, or loss of use.
It just so happens that a renters insurance policy comes with protection for your personal property as part of the policy, because that's the way the standard HO - 4 policy form reads.
You'll find it on the list of covered perils on the standard policy form, which means that even though it was an apartment office fire, your renters insurance will cover the cost of the damages.
Group Short Term Disability Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500 - STD.
Group Long Term Disability Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500 - LTD.
The HO - 4 form, which is the standard renters insurance policy form and derived from the HO - 3 homeowners insurance form, contains sub-limits for certain classes of personal property.
Group Accident Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0614 - ACC.
A standard home insurance policy generally includes the following six main forms of coverage.
A majority of commercial property policies cover debris removal costs in the same manner as the standard ISO form.
The list of covered perils on the standard renters insurance policy form (HO - 4) includes things like fire, water, smoke, and other common causes of loss.
Since there is no «standard» form of policy — and they vary even between people with the same company — each person must review his or her own policy to see what is covered and what is excluded.
«The Board's hard - fought proactive stance on synthetic biology will both help preserve the integrity of organic standards and raise awareness about this virtually unregulated and unlabeled form of genetic engineering,» said Dana Perls, food and technology policy campaigner with Friends of the Earth.
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