Sentences with phrase «of their insured driver»

Optional collision coverage reimburses for damages due to the fault of the insured driver in a crash — if you have it

Instead of insuring the driver for any car in which they are driving, Autonational instead covers a named vehicle, meaning whomever is driving the car, legally, when assistance is required, is instead covered under that policy.

The study points out that uninsured motorist coverage becomes more of a necessity when a number of insured drivers in the surrounding area decreases.

Other Auto Insurance Coverage - Sometimes an uninsured driver will have coverage under somebody else's policy, for example, by virtue of being a dependent residing in the household of an insured driver.

In many cases, insurance companies will take over and act on behalf of their insured driver.

The arbitrator concluded that because [the claimant] was listed in the Certificate of Insurance as a driver, he fell with the definition of an insured driver, despite being an excluded driver and was entitled to some insurance coverage.

The EU Directive provides that compensation schemes should treat victims of uninsured drivers no less favourably than those of insured drivers.

The no - fault system is when car insurance companies must pay the expenses of insured drivers regardless of who was at fault for the accident.

What most policyholders don't realize, though, is that medical payments insurance covers so much more than just the injuries of the insured driver.

Collision insurance is auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver.

Also, some states may require more extensive uninsured or underinsured motorist coverage depending on how well they keep tabs of their insured driver population.

PIP insurance will cover medical expenses of the insured driver.

Medical Payments Coverage, more commonly known as Med Pay, is a type of health insurance coverage that can safeguard the finances of injured drivers, as well as any passengers in the vehicle of the insured driver.

This can be explained in part by the Great Heck Rail Crash that cost the insurers over # 22 million in compensation for the fatalities and damage to property caused by the actions of the insured driver of a motor vehicle that caused the disaster.

Uninsured motorist liability coverage pays for the injuries and medical expenses of the insured driver and any passengers if they are hit by a motorist without insurance.

According to 2004 data from the National Association of Insurance Commissioners, 72 percent of insured drivers carry this coverage.

Liability insurance pays for damage to persons and property that are the fault of the insured driver.

Comprehensive insurance also provides coverage for the vehicle of the insured driver.

In fact, 76 percent of insured drivers purchase comprehensive coverage as well as liability protection while 71 percent will also buy collision coverage on top of the basic liability.

In order to maximize the number of insured drivers on the road in West Virginia, auto insurers agreed back in 1970 to join this Plan.

The Plan seeks to maximize the number of insured drivers on the road, while sharing the costs of covering high risk motorists among all the auto insurers in the state.

A random sample of insured drivers in Alaska were recently surveyed.

Drivers in Maine, Massachusetts, New York, North Dakota, and Vermont are among the highest percentage of insured drivers, where over 94 % of the population has auto insurance.

A recent customer satisfaction survey by the Insurance Research Council found that 86 % of insured drivers said they were happy with their coverage.

However, 76 percent of all insured drivers choose a more comprehensive policy than just the bare minimum.

In addition, The Insurance Services Office, Inc. (ISO) states that more than 20 % of insured drivers purchase only the minimum coverage required by state law.

This type of coverage requires that the insured person be the driver and the repair and replacements costs here would be related to the vehicle of the insured driver.

Not exact matches

If your policy doesn't cover the loss or you're not insured, you can sue the perpetrator, especially if the perpetrator is insured, as might be the case of the DUI driver who smashes your store.

Some of the rules that were outlined include requiring such services to share their data with local transport officials, signing up their drivers on labor contracts, insuring both the cars and the passengers and registering their cars as taxi services.

Provision should be made for driver training — possibly as an adjunct to the school program — to insure that every person has an opportunity to learn the right use of the automobile.

«By expanding driver's licenses to all New Yorkers regardless of immigration status, our campaign can improve the lives of some of the most vulnerable New Yorkers, ensure that everyone can be properly licensed and certified with an inspected and insured vehicle, and will drop insurance premiums for everyone and result in increased revenue for the state,» stated NYIC Executive Director Steven Choi.

Similarly, while he said the state needed to be sure Uber's drivers are properly screened and insured, he is a fan of the service — and a regular customer.

> MPG and running costs - A lack of boost ensures claimed mpg can't top the class, but a low insurance group opens the door to younger and harder to insure drivers.

This is an included A&G Assist benefit, in the form of a smartphone application that, once activated by the regular driver, automatically detects when the regular driver, of a comprehensively insured vehicle (including Advensure), is in a severe accident with the aim of decreasing the response time for the emergency medical services (EMS) to reach the accident scene.

Nor can I offer him one of my two dozen cars to use, as the only ones insured for all drivers (including, who knew, young ones) are the newer vehicles — a 2005 Lotus Elise and a 2002 Freightliner Sprinter, the latter with 175,000 miles on the clock.

The analysis controlled for driver age, gender, insurance risk level and other factors that could affect the rates of crashes per insured vehicle year.

- One owner, Dealer inspection, Have original manuals, Have all keys, This Hyundai is in Leather seats - Air Conditioning, Climate Control, Dual Zone Climate Control, Cruise Control, Power Steering, Power Windows, Power Door Locks, Power Mirrors, Leather Steering Wheel, Power Drivers Seat, Power Passenger Seat, Memory Seat Position, Heated Seat, Clock, Tachometer, Digital Info Center, Homelink System, Tilt Steering Wheel, Telescoping Steering Wheel, Steering Wheel Radio Controls, Sunroof, Moonroof, Driver Airbag, Passenger Airbag, Keyless Entry, Security System, ABS Brakes, Traction Control, Rear Defogger, Fog Lights, Intermittent Wipers, AM / FM, CD Player, 19 inch Alloy Wheels, Leather Interior Surface, While every reasonable effort is made to insure the accuracy of the information on our website, be aware that errors and omissions may occur.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

To cover the added risk of insuring younger drivers some insurers will assign the driver who's the most expensive to insure to the car that's the most expensive to insure.

The expense of insuring a young driver can be offset by a multi car discount if your teenager has their own vehicle.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

In a nutshell, they evaluate the risk of insuring you based on your age, driving records, marital status, and such other information that give them a picture of your credibility as a driver.

In spite of their reputation as costly to insure, young drivers have access to a number of discounts that can lower their risk and auto insurance costs.

The aim's to crack down on two million uninsured drivers by matching up the database of cars and insured drivers.

Obviously car insurance will cover you to drive your own vehicle (you have insured) but some comprehensive policies insure you (not the named drivers)-- if you're driving the cars of your friends and family — with their permission of course.

It aims to crack down on uninsured drivers by matching up the database of cars on the road with insured drivers.

Coatesville, Levittown, and Philly ranked as the three most expensive places to insure a car based on our benchmark profiles, but drivers living here can still knock off hundreds of dollars from their annual car insurance costs by comparing quotes.

If your car is insured with multiple drivers and one of them stops using the car, notify your insurance company immediately.

The news isn't much better with auto insurance, since Florida ranked fifth in the nation in 2007 with an average expenditure per insured driver of $ 1,043 for coverage (as compared to $ 1,140 in D.C., where it's most expensive, and $ 618 in Indiana, where it's least).

Their independent agent system works with every type of driver to insure them with an affordable and reliable insurance policy.