Sentences with phrase «of their savings into»

«It felt very risky to put that much of your savings into one investment,» says Tuttle.

The second half will see the company reinvest a higher proportion of savings into its business in addition to increased costs related to its turnaround program, Chief Financial Officer Heine Dalsgaard said on a call with analysts.

Fidelity Income Replacement FundsSM combine the power of professional asset management with professionally managed withdrawals to help turn part of your savings into regular monthly payments.

Which is why I contend it makes more sense to think of an immediate annuity as part of a comprehensive retirement income plan that works as follows: Put a portion of your savings into the annuity and opt for the highest monthly payment.

It may make sense to contribute a portion of your savings into Roth accounts or even convert some retirement funds to Roth IRAs.

A fixed income annuity provides you, or you and your spouse, with guaranteed1 income by turning a portion of your savings into a stream of income payments for the rest of your life or a set period of time.

If you're retired, income is very likely your top investment objective: how to turn a lifetime of savings into a dependable stream of cash to meet expenses.

As I mentioned in my first post I wouldn't ever advocate putting 100 % of your savings into anything.

He cites a finance department study that shows people of all ages and income levels put the maximum amount of savings into their TFSAs.

I know many people who felt it would appear disloyal not to put some of their savings into the company's stock.

Whenever Wall Street goes through some volatility, we wonder about what happens to those who've invested most of their savings into stocks, mutual funds or any other risky financial instrument.

The administration would channel part of the savings into its top priority: school choice.

President Trump has proposed slashing $ 10.6 billion from federal education initiatives, including after - school programs, teacher training, and career and technical education, and reinvesting $ 1.4 billion of the savings into promoting his top education priority: school choice, including $ 250 million for vouchers to help students attend private and religious schools.

The proposed budget would cut $ 10.6 billion — or more than 13 percent — from education programs and reinvest $ 1.4 billion of the savings into promoting school choice.

President Donald Trump has proposed slashing $ 10.6 billion from federal education initiatives, including after - school programs, teacher training, and career and technical education, and reinvesting $ 1.4 billion of the savings into promoting his top education priority: school choice, including $ 250 million for vouchers to help students attend private and religious schools.

For example, a 2015 TIAA - CREF Institute survey found that retirees who converted at least some of their savings into an annuity were roughly 60 % more likely than those who hadn't to say their standard of living increased and that their retirement lifestyle exceeded their expectations.

I'm thinking of putting some of my savings into an annuity that can provide me guaranteed retirement income for life.

If you decide that putting a portion of your savings into immediate annuity in return for lifetime income is the right choice for you, then the next step is identifying an annuity (or annuities, as the case may be) that can provide the right combination of income and security.

Similarly, recent research from Employee Benefit Research Institute economist Jack VanDerhei suggests that many Boomers and GenXers may be able to boost their retirement prospects by putting a portion of their savings into a type of annuity that doesn't begin making payouts until the later stages of retirement.

Look for ways to enhance income, such as delaying Social Security payout or putting a portion of savings into a guaranteed income source, like an annuity.

ForeCertain is a single - premium income annuity, which in basic terms means it's a product that converts an amount of savings into a guaranteed income stream based on three things: when you want the income to start, how long you want it to last — for a set period, your lifetime, or a combination of the two — and if you want the income alone or jointly with another, typically a spouse.

Annuitization is the process of turning a lump - sum of savings into a stream of steady income, guaranteed to last a number of years or for life.

But if you want more assured income than Social Security alone can provide, then putting a portion of your savings into an immediate annuity may make sense.

We are considering placing a chunk of our savings into a long - term CD with a very low early - withdrawal penalty.

If a European is concerned with preserving their wealth I would think they would begin to start diverting some of their savings into a harder currency.

Basically, Upromise works by putting the difference of your savings into a grocery card which is then directed into paying your student loans or accumulated into your college fund.

But if you follow the strategy I mentioned above and put only a portion of your savings into an annuity and invest the remainder in a portfolio of stock and bond funds, you would still have assets that you could pass along to your heirs, assuming you manage withdrawals from your portfolio so you don't deplete it too soon.

But while the strategy you suggest — putting a portion of your savings into a bond fund and living off the income and other distributions — might work, it also has some drawbacks.

Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.

I put what I considered to be my first significant amount of savings into time deposits (another name for CDs), which I figured were simple enough financial products that carried no risk and would return me my principal plus interest after a certain amount of time.

Assuming the idea of getting more assured income with an immediate annuity appeals to you, you still don't want to put all, or even most, of your savings into one.

I'm now trying to decide whether I should put much more of my savings into Berkshire or create a diversified portfolio of stocks, funds or ETFs.

If you decide you want to put a portion of your savings into an immediate annuity or a longevity annuity, make sure to get quotes from several insurers, as payments can easily vary from one company to another by 8 % to 10 %.

My husband and I are in our 60s and are considering putting a portion of our savings into an annuity.

I love the thought of being a home owner AND dumping large sums of my savings into the stock market or other passive income streams to build my safety net.

If such an account is available, then yes, dump most of your savings into the student loan, and keep a few hundred in your new account.

So, in short, should I dump some or all of my savings into my student loan, should I do it now or when I've paid off a bigger portion of that loan, or is this an entirely unreasonable plan?

I had thought about putting some portion of their savings into a bond ETF, but you hear talk in the news about a current «bond bubble» so I'm thinking even that might be too risky of an investment for them.

Alternately, I could dump some of my savings into the loan so that I'm not left without a safety net in case of emergencies - but I'm not sure how much I should reasonably keep in Savings for such emergencies.

Another move that might allay some of your anxiety is to turn a portion of your savings into guaranteed income.

A fixed income annuity provides you, or you and your spouse, with guaranteed1 income by turning a portion of your savings into a stream of income payments for the rest of your life or a set period of time.

As you get older, however, you'll want to take greater care in protecting your savings from severe market downturns, which typically means moving more of your savings into bond funds to dampen your portfolio's ups and downs.

However, if you think it unlikely that you will need your entire balance all at once, you may choose to put a portion of your savings into a CD.

At first glance, I'd say you probably don't need to put any of your savings into an immediate annuity, a type of investment that converts a lump sum into guaranteed monthly payments for life.

But retirement income experts have long known that in many cases putting some of your savings into an immediate annuity can boost the amount of sustainable income your nest can generate over the course of a long retirement.

If you do decide to put a portion of your savings into an immediate annuity or a longevity annuity, you'll want to do some comparison shopping before you actually invest.

Should I put some of my savings into an immediate annuity?

As for your idea of putting all or nearly all of your savings into annuities, I think such an extreme strategy would likely be a big mistake for the overwhelming majority of people.

With these options to choose from, putting a portion of your savings into an annuity can be a good strategy to ensure a steady stream of income that can bring you peace of mind throughout retirement.

But rejecting the idea of putting a portion of your savings into one solely because you feel you can «beat» an annuity investing on your own isn't one of them.