Sentences with phrase «of tight credit»

«First - time buyers should be closer to 40 percent of the market, but they're held back by the frictions of tight credit and very limited inventory in the lower price ranges in most of the U.S.,» Yun said.

«Movements in the index have been uneven, reflecting the head winds of tight credit, but job gains, high affordability and rising rents are hopefully pushing the market into what appears to be a sustained housing recovery,» Yun says in a statement.

Issues of tight credit linger, and median home prices continue to decline, though more slowly.

Even in an era of tight credit, many single buyers who make it through the mortgage pre-approval process are surprised to realize that they're qualified for a larger mortgage than anticipated.

In an era of tight credit and cautious lending, that kind of opportunity seems anachronistic.

However, the challenges of tight credit, limited inventory, eroding affordability, and high debt loads have limited the capacity of young people to own.»

During times of tight credit, these card offers will have their terms adjusted accordingly: for example, the attractive introductory offers are only made available for 3 to 6 months.

However, credit is not cheap across the board, so we focus on higher - quality corporates within a world of tight credit spreads.

«At the same time, we can't ignore the ongoing headwinds of tight credit, limited inventory, higher prices and higher mortgage interest rates.

Our credible fiscal policy allows for supportive monetary policy, and with the Bank of England, we are directly addressing the problems of tight credit through the # 70bn Funding for Lending Scheme.

In times of tight credit spreads, the pressure on these banks to «cheat» when it comes to risk taking and disclosure becomes irresistible.

The qualification standards for FHA mortgages are generally seen as liberal in a time of tight credit.

A combination of tight credit and stringent lending criteria has created a sizeable, underserved segment of the market that does not have access to growth capital from traditional sources.

Because of the tight credit market, business plans are being more closely scrutinized than ever and banks are looking for specifics before looking at Small Business Administration - backed loans or community bank loans.

In the new era of tight credit, folks are extremely unsure of winning approval for a home loan.

Cape Town, South Africa leads the rankings with prime rents up 10.2 % year - on - year, as a shortage of rental stock coupled with the introduction of tighter credit regulations has led to a spike in demand as potential homebuyers find themselves having to look for rental accommodation instead.

While CoreLogic figures typically show a downturn in May, the weaker performance was a consequence of tighter credit rules after banking regulator APRA in March strengthened its policies on lending to investors and worsening housing market sentiment as seen in this month's Westpac Melbourne Institute report, Mr Lawless said.

In today's economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there's no doubt that many people may not fit into the traditional banks» financing boxes as easily as they may have just a year ago.

Still, the short - term challenges of tighter credit are real.

Refinance applications have more than doubled over the past year, though they're not as high as in previous refinancing booms because it's harder to qualify in the current atmosphere of tighter credit standards, according to the Mortgage Bankers Association.

Not exact matches

Still, we're in the fifth year of a very weak recovery in which small businesses have been hit hard by tight credit markets, slow sales and limited spending.

Here's the critical fact: The AHCA increases those credits on a tight formula of inflation plus one percentage point, no matter how fast the actual cost of health care insurance rises.

Credit remains historically tight, but the logic of higher prices and increased demand is impossible for builders and real estate lenders to ignore forever.

I noted a week ago that Bernanke had essentially eased monetary policy by spurring a loosening of financial conditions via higher stock prices, lower bond yields, tighter credit spreads, and a weakening of the U.S. dollar.

Expressing concern over the impact of loose credit on inflationary pressures, the BIS is now calling for tighter monetary policy across the board.

Leasing equipment is a smart way for businesses to get what they need, even when lines of credit are tight.

«Monetary policy will not be too tight or too loose,» Yi said, adding that growth in M2 money supply and total social financing — a broad measure of credit — will be at a reasonable pace this year.

Recio credits that tight - knit culture for persuading more than 80 % of interns to come on as full - time employees.

«These adverse effects would weaken the credit quality of bank's loan portfolios and could lead to tighter lending conditions for households and businesses.

But with the Fed looking at more rate hikes and credit spreads already near their tightest levels of the cycle, it's tough to see how liquidity would become much more loose than it was two months ago.

The Fed left its key short - term rate at 1.5 per cent to 1.75 per cent — the level it set in March after its sixth increase since December 2015 — as it gradually tightens credit to control inflation against the backdrop of a tight labour market and a pickup in consumer prices.

When it comes to valuations, U.S. and emerging market credit spreads reached post-crisis tights in late 2017, reflecting low default risks against a backdrop of solid global growth.

We prefer to take economic risk through equities rather than credit against a backdrop of low absolute yields, tights spreads and rising rates.

Home prices have continued to decline in this part of the region, influenced by distressed sales and lower demand from the recession and tighter credit standards.

We've already seen some easing off in credit growth to the household sector, and this is part of the mechanism by which tighter financial conditions can be expected to restrain demand over time.

As a result, monetary policies aimed at restraining credit growth overall might end up being too tight for some regions, leading to accelerating bankruptcies, and too loose for others, fueling out - of - control credit growth.

Looking back over the past fifteen years, in months when high yield credit spreads were widening, indicating tighter financial conditions and more risk aversion, the S&P 500 outperformed the Russell 2000 by an average of roughly 0.45 percent.

Credit is SUPER tight e.g. contracting income doesn't count, only counting 75 % of my rental income, assigning only a 1 % return on my CDs for asset based underwriting even though they are returning 3 - 4.2 %, etc..

«I think no deal is probably better for the longer - term because it continues this process of rebalancing and there is no rebalancing without pressure and pressure comes through lower oil prices, through tighter credit and we're seeing all of that playing out nicely,» he said.

The Fed is gradually tightening credit to control inflation against the backdrop of a tight labor market and a pickup in consumer prices.

With many consumers still operating tight budgets, shoppers feel that Fingerhut understands tough financial situations by offering credit and payment installment plans for items that would otherwise be out of their reach.

It took some time but eventually it «dinged» with me that I needed to switch to another card that was dormant but has a credit limit of something like $ 6,900 and a minimum payment of $ 10 (always), making it flexible when my budget was tight.

Let's face it — when money is tight most of us prioritize bills that will affect our credit over those that don't.

Today, they reflect the flow of international borrowing where interest rates are low and lending at a markup where credit is tight — and then hedging this arbitrage, and jumping on the bandwagon to speculate on which way currencies will go.

Credit card marketing expanded and credit standards were relaxed, although the level of marketing has still not returned to pre-recession levels and credit standards are tighter than they were before the recession Credit card marketing expanded and credit standards were relaxed, although the level of marketing has still not returned to pre-recession levels and credit standards are tighter than they were before the recession credit standards were relaxed, although the level of marketing has still not returned to pre-recession levels and credit standards are tighter than they were before the recession credit standards are tighter than they were before the recession began.

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But they say there are other problems, particularly around banks» verification of borrowers incomes, scrutiny of appraisals, and other factors that have led to a tighter credit box.

Large global sellers, by contrast, who choose credit insurance primarily for financing purposes, retain a portion of the credit risk on their balance sheet and manage it through their tighter payment terms and conditions.

By looking at how the credit spread for a category of bonds is changing, you can get an idea of how «cheap» (wide credit spread) or «expensive» (tight credit spread) the market for those bonds is related to historical credit spreads.

As the credit conditions get tighter in Canada it will get harder to get a credit card if you have a poor credit, however don't get discouraged — just check our list of card below and use it as a starting point in your quest for credit card.