Sentences with phrase «of tighter lending standards»

(TNS)-- They make up the fastest growing segment of the U.S. population, yet Hispanics are increasingly locked out of homeownership because of tighter lending standards that rely on outdated measures of creditworthiness.

Even after two years of tighter lending standards for commercial real estate, banks apparently don't feel the belt is tight enough and expect to take it in another notch in...

Some borrowers may have preferred to extend their interest - only periods but may not have qualified in light of the tighter lending standards.

The answer is, they're not faring well because of tight lending standards, uncertainty in the market, and a shortage of homes for sale, among other things.

Not exact matches

Upon initiating coverage this year, Fred Westra of Industrial Alliance Securities wrote, «alternative lenders will experience a golden age» as tighter lending standards for banks push more customers their way.

As tight lending standards continue to lock many would - be buyers out of the market, one company plans to crack open the door to homeownership by providing crowdfunded down payment assistance from investors in exchange for a slice of a buyer's home equity.

The combination of higher interest rates and tighter lending standards contributed to the share of new loans that are interest - only falling comfortably below the 30 per cent limit.

Ultimately B.C.'s new tax will likely fail to cool the overheated market for the same reason every other effort to date — tighter mortgage lending standards, larger down - payment requirements, jawboning bordering on pleading from the Bank of Canada — has failed.

Notably, government budget cuts and tight lending standards have restricted spending, hurting construction markets that are responsible for 25 % of Europe's total consumption.

The commissioner for standards confirmed this as my motivation based on evidence that I have worked on cross party campaigns to protect consumers, that I have long argued for tighter regulation of the payday lending industry.

Most financial players were playing with tight balance sheets that did not have a lot of incremental borrowing power, even considering the lax lending standards of the day, and the high level of the stock market.

However with today's tighter lending standards, you may not have low documentation type loans available to you without proving a substantial amount of equity in the transaction.

Good score — However, with today's tighter lending standards, there are less products available to meet the unique needs of borrower.

The demise of sub prime lending, Tight credit standards, and cash challenged homebuyers and homeowners contribute to the recent surge in FHA mortgage loans.

Tighter lending standards and heightened concern about mortgage fraud also mean more time - consuming paperwork, says Tracey Rumsey, a mortgage loan broker with Southwest Business Corp. in Bountiful, Utah, and author of Saving the Deal (AMACOM, 2008).

Remember, there are fewer buyers right now, as a result of soaring unemployment and tighter lending standards.

Mortgage lending standards have been tight in the wake of the Great Recession.

The housing crash and ensuing tighter lending standards, as well as the prevalence of foreclosures and short sales, have made the average transaction harder to navigate without expert help.

Citing NAR's monthly Realtors ® Confidence Index, which has decreased this year while consumer confidence has risen, Yun said Realtors ® are generally optimistic, but certain factors such as inventory shortages in parts of the country and tight lending standards may be playing a role in their recent dip in confidence.

In other words, under a narrow QM definition, lenders would further restrict home mortgage credit in what is already a tight lending environment because they would be fearful of the severe penalties that would be imposed if they failed to satisfy the ability - to - repay requirement under the more uncertain standards that would apply in the non-QM market.

Several factors continue to hold back a major turnaround in housing, including a weak job market, tight mortgage lending standards and the huge number of homeowners who owe more on their mortgages than their homes are worth, leaving them essentially stuck in their properties.

In contrast, 13.9 % of other, smaller banks reported tighter lending standards on net largely because none of these banks eased their lending standards on loans secured by multifamily residential properties over the past 3 months.

This decline in the serious delinquency rate among more recent vintages of mortgage originations partly reflects tighter lending standards as represented by credit scores associated with mortgage originations.