Rebating The giving
of any valuable consideration (cash, commissions, sports tickets, etc.) to a prospective owner as an inducement to buy life insurance.
(3) «Credit services organization» means a person who provides, or represents that the person can or will provide, for the payment
of valuable consideration any of the following services with respect to the extension of consumer credit by others: (A) improving a consumer's credit history or rating; (B) obtaining an extension of consumer credit for a consumer; or (C) providing advice or assistance to a consumer with regard to Paragraph (A) or (B).
Not exact matches
By taking into
consideration some
of the points mentioned above, you, as a CEO, can focus on leading your company to success rather than spending your
valuable time trawling through paperwork in your office.
Offering, operating, or participating in, any marketing or sales plan or program wherein a participant gives or agrees to give a
valuable consideration in return (1) for the opportunity to receive compensation in return for inducing other persons to become participants in the plan or program, or (2) for the opportunity to receive something
of value when a person induced by the participant induces a new participant to give such
valuable consideration, Provided, That the term «compensation,» as used in this paragraph only, does not mean any payment based on actually consummated sales
of goods or services to persons who are not participants in the plan or program and who do not purchase such goods or services in order to participate in the plan or program.
Knowledge
of economic history is critical for good policy making because, as
valuable as it is to understand models and theories, in real life policies have to be made in societies that are complex and have political and sociological
considerations to take into account.
If these sciences are to afford
valuable insights into human nature, they must be broadened to include philosophical
considerations growing out
of the critical scrutiny
of science and technology as human undertakings.
The variety
of concerns and issues finding expression in these counter-testimonies contributes each in its own way to chipping away at a crumbling and increasingly uninhabitable edifice, suggesting
valuable alternatives that merit
consideration as attempts at a new resolution are explored.
Another
valuable consideration in treating action sequences is the idea
of compromise or synthesis.
THE PEOPLE»S RESPONSIBILITY By grounding foreign policy analysis in wider
considerations of political philosophy in his «The Morality
of Self - Interest» (June / July 2010), David P. Goldman has performed a
valuable service, but his treatment
of the Iraq and Afghanistan wars raises further questions.
It is perhaps
valuable to seem to digress in this way, if only to bring out into the open conflicts
of attitude that may be reflected in one's theological judgement, although their roots lie in quite general
considerations of another sort.
Adding to the above
considerations the prudential concern that government officials might abuse their authority to limit
valuable forms
of speech improperly, George concludes that the state should only rarely restrict speech on the basis
of its content.
Until we know what is
valuable in itself, apart from all
considerations of further consequences, we have no basis for morality and no meaning for life.
You are a
valuable contributor to your school, and as such, deserve some kind
of consideration.
As set forth in this agreement below, in
consideration of the mutual promises and conditions made here and for other good and
valuable consideration, we agree to the following:
150 no - doubt excellent projects are up for
consideration, and you could do your part to help 20
of them receive
valuable prizes (i.e., funding) by voting for your favorite initiatives (up to 10) today.
1) seeking or demanding money, free labour or any
valuable consideration as a condition
of participation in worship, or the acquisition
of religious or spiritual status in this life or any future life, or with the promise or threat
of any form
of supernatural intervention or judgement in this life or any future life;
In most cases dating
of a particular slide rule requires
consideration of Our world - class matchmakers provide clients with personalized attention, hand - selected matches, and
valuable date coaching.
They are formulated using a combination
of personal impressions (from advance screenings), publicly available information (release dates, genres, talent rosters and teasers / trailers often offer
valuable clues), historical
considerations (how other films with similar pedigrees have resonated), precursor awards (some groups have historically correlated with the Academy more than others) and consultations with industry insiders (including fellow members
of the press, awards strategists, filmmakers and voters).
It might be tempting to become an academy because you feel that this is something every school will eventually have to do, but this line
of thinking can prevent
valuable consideration of the real pros and cons
of conversion for your school.
While our study provides
valuable evidence on predictive validity, this,
of course, is not the only
consideration that should inform a state's decision as to its preferred assessment.
pay to CONTRIBUTOR an advance against future royalties in the amount
of $ 1.00 (one U.S. dollar) and other
valuable consideration upon acceptance;
(2)(A) «Credit repair services organization» means any person who, with respect to the extension
of credit to a buyer by others, sells, provides, or performs, or represents that he can or will sell, provide, or perform, in return for the payment
of money or other
valuable consideration any
of the following services: (i) Improving a buyer's credit record, history, or rating; (ii) Obtaining an extension
of credit for a buyer; (iii) Providing advice or assistance to a buyer with regard to either division (i) or (ii)
of this subparagraph.
Company guarantee and refund policy shall be understood as the following: To any client that maintains 6 consecutive months
of maintenance service, Mercedes Enterprises INC shall guarantee their satisfaction
of service: i. Should client believe they have not received
valuable service, in
consideration of refund, all accounts will be evaluated on a per record itemization basis.
Terms, defined.For purposes
of the Credit Services Organization Act: (1) Buyer shall mean an individual who is solicited to purchase or who purchases the services
of a credit services organization; (2) Consumer reporting agency shall have the meaning assigned by the Fair Credit Reporting Act, 15 U.S.C. 1681a (f); (3) Credit services organization shall mean a person who, with respect to the extension
of credit by others and in return for the payment
of money or other
valuable consideration, provides or represents that the person can or will provide any
of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension
of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b)
of this subdivision; (4) Extension
of credit shall mean the right to defer payment
of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business entity.
A credit services organization or a representative
of the organization may not charge or receive from a consumer
valuable consideration solely for referring the consumer to a retail seller who will or may extend to the consumer credit that is substantially the same as that available to the public.
(1) Before executing a contract or agreement with or receiving money or other
valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description
of the services to be performed by the credit services organization for the buyer and the total cost
of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address
of the surety company that issued the bond or the name and address
of the depository and the trustee and the account number
of the surety account; (d) A complete and accurate statement
of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date
of receipt
of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement
of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy
of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files
of a consumer reporting agency; (h) A complete and accurate statement
of when consumer information becomes obsolete and
of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement
of the availability
of nonprofit credit counseling services.
Prohibited acts.A credit services organization, a salesperson, agent, or representative
of a credit services organization, or an independent contractor who sells or attempts to sell the services
of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other
valuable consideration before completing performance
of all services, other than those described in subdivision (2)
of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other
valuable consideration for obtaining or attempting to obtain an extension
of credit that the credit services organization has agreed to obtain for the buyer before the extension
of credit is obtained; (3) Charge a buyer or receive from a buyer money or other
valuable consideration solely for referral
of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale
of the services
of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension
of credit regardless
of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension
of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course
of business in connection with the offer or sale
of the services
of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise
of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension
of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services
of a credit services organization without filing a registration statement with the Secretary
of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.
(C)(1) «Credit services organization» means any person that, in return for the payment
of money or other
valuable consideration readily convertible into money for the following services, sells, provides, or performs, or represents that the person can or will sell, provide, or perform, one or more
of the following services:
(A) Before executing a contract or agreement with a buyer or receiving money or other
valuable consideration, a credit services organization shall provide the buyer with a written statement containing all
of the following information:
«Loan broker» also means any person who serves as a facilitator
of a refund anticipation loan or refund anticipation check, whether or not in return for the separate payment
of money or other
valuable consideration.
Charge a buyer or receive from a buyer money or other
valuable consideration solely for referral
of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public.
Charge a buyer or receive from a buyer money or other
valuable consideration before completing performance
of all services the credit services organization has agreed to perform for the buyer, unless the credit services organization has obtained a bond in accordance with section 538A.4 or established and maintained a surety account at a federally insured bank or savings and loan association located in this state in the amount required by section 538A.4, subsection 5.
Before executing a contract or agreement with a buyer, or receiving money or other
valuable consideration, a credit services organization shall provide the buyer with a statement in writing, containing all
of the following: a.
(1) Charge or receive any money or other
valuable consideration prior to full and complete performance
of the services the credit service organization has agreed to perform for the buyer, unless the credit service organization has obtained a surety bond
of $ 10,000 issued by a surety company admitted to do business in this state and has established a trust account at a federally insured bank or savings and loan association located in this state; however, where a credit service organization has obtained a surety bond and established a trust account as provided herein, the credit service organization may charge or receive money or other
valuable consideration prior to full and complete performance
of the services it has agreed to perform for the buyer but shall deposit all money or other
valuable consideration received in its trust account until the full and complete performance
of the services it has agreed to perform for the buyer;
(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services
of a credit services organization may not do any
of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate
of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter
of credit, or certificate
of deposit with the division in the amount
of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other
valuable consideration prior to full and complete performance
of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other
valuable consideration solely for referral
of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise
of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension
of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale
of the services
of a credit services organization or engage, directly or indirectly, in any act, practice, or course
of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale
of the services
of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter
of credit as required by Subsection (2).
Before (i) the execution
of a contract or agreement between a consumer and a credit services business or (ii) the receipt by the credit services business
of any money or other
valuable consideration, whichever occurs first, the credit services business shall provide the consumer with an information statement in writing containing all
of the information required under § 59.1 - 335.7.
Charge or receive any money or other
valuable consideration solely for referral
of the consumer to a retail seller or to any other credit grantor who will or may extend to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public;
(2) Charge or receive any money or other
valuable consideration solely for the referral
of a buyer to a retail seller who will or may extend credit to the buyer if such extension
of credit is in substantially the same terms as those available to the general public.
Upon execution
of the contract as provided in s. 817.704 or agreement between the buyer and a credit service organization and before the receipt by the credit service organization
of any money or other
valuable consideration, whichever occurs first, the credit service organization shall provide the buyer with a statement, in writing, containing all the information required by s. 817.703.
(d) «Credit Services Organization» means a person who, with respect to the extension
of credit by others and in return for the payment
of money or other
valuable consideration, provides, or represents that the person can or will provide, any
of the following services: (i) improving a buyer's credit record, history, or rating;
(2) Charge or receive any money or other
valuable consideration solely for referral
of the buyer to a retail seller or to any other credit grantor, who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public;
«Credit Services Organization» does not include any
of the following: (i) a person authorized to make loans or extensions
of credit under the laws
of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary
of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary
of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3)
of the Internal Revenue Code
of 1986, [FN1] provided that such organization does not charge or receive any money or other
valuable consideration prior to or upon the execution
of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope
of that license; (vi) a person licensed to practice law in this State acting within the course and scope
of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope
of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act
of 1987.
No credit services organization, its salespersons, agents or representatives, or any independent contractor who sells or attempts to sell the services
of a credit services organization shall: (1) Charge or receive any money or other
valuable consideration prior to full and complete performance
of the services the credit services organization has agreed to perform for or on behalf
of the buyer, unless the credit services organization has, in conformity with Section 10
of this Act, obtained a surety bond issued by a surety company licensed to do business in this State.
«No credit repair organization may charge or receive any money or other
valuable consideration for the performance
of any service which the credit repair organization has agreed to perform for any consumer before such service is fully performed.»
(2)(a) «Credit service organization» means any person who, with respect to the extension
of credit by others, sells, provides, performs, or represents that he or she can or will sell, provide, or perform, in return for the payment
of money or other
valuable consideration, any
of the following services:
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services
of a credit repair business, shall not do any
of the following: (1) Charge or receive any money or other
valuable consideration prior to full and complete performance
of the services that the credit repair business has agreed to perform for or on behalf
of the consumer; (2) Charge or receive any money or other
valuable consideration solely for referral
of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal
of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise
of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension
of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale
of the services
of a credit repair business or engage, directly or indirectly, in any act, practice, or course
of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale
of the services
of a credit repair business.
The usual recitation in a deed is «for one dollar and other
valuable consideration, receipt
of which is hereby acknowledged».
Before the execution
of a contract or agreement between the buyer and a credit services organization or before the receipt by the credit services organization
of any money or other
valuable consideration, whichever occurs first, the credit services organization shall provide the buyer with a statement in writing, containing all the information required by RCW 19.134.050.
Before executing a contract or agreement with a buyer or receiving money or other
valuable consideration, a credit services organization must provide the buyer with a written statement that contains the following: (1) A complete and detailed description
of the services to be performed by the credit services organization for the buyer and the total cost
of the services.
The following are deceptive acts: (1) To charge or receive money or other
valuable consideration before the complete performance
of services that a credit services organization has agreed to perform for or on behalf
of a consumer, unless the credit services organization has under section 8
of this chapter: (A) obtained a surety bond issued by a surety company admitted to do business in Indiana; or (B) established an irrevocable letter
of credit.