In addition, review your homeowners insurance policy to see what's covered in case
of water damage from burst pipes or other causes.
Not exact matches
At least part
of the replacement cost
of a laptop that gets fried by a
water damage from a
burst pipe.
Fortunately, even when there's a significant risk
from winter, North Dakota renters insurance protects you against the weight
of snow and ice, as well as the risk
of frozen
pipes that
burst and cause
water damage.
Coverage for other kinds
of damage that may result
from earthquakes, such as fire and
water damage due to
burst gas and
water pipes, is provided by standard home and business insurance policies.
Your home insurance will usually cover
damage resulting
from a «sudden and accidental discharge
of water» like a
burst pipe or broken
water heater.
They are: fire, lightning, smoke, windstorm (like tornadoes), hail, vandalism, theft, falling objects (like trees), weight
of snow or ice, building collapse,
water damage (
from burst pipes or leaking appliances) and structural
damage from electrical surges, though not
from your personal appliances like televisions or computers.
Renters insurance covers you against losses
from fire or smoke, lightning, vandalism, theft, explosion, windstorm and certain types
of water damage (such as
from a
burst pipe or when the tenant upstairs leaves the
water running in the bathtub and floods your apartment).
For example, the cost
of cleaning up
water from a
burst pipe is covered under the policy because
water damage from a
burst pipe is a covered peril.
Coverage for other kinds
of damage that may result
from earthquakes, such as fire and
water damage due to
burst gas and
water pipes, is provided by standard home and business insurance policies.
Luckily AIG home insurance offers a host
of great benefits, including cover for
water damage from burst pipes or leaking central heating systems.
Coverage for other kinds
of damage that may result
from earthquakes, such as fire and
water damage due to
burst gas and
water pipes, is provided by a standard renters insurance policy.
Most homeowners policies will cover
water damage from burst pipes or
water heaters when the cause is sudden and accidental (but not the
damage to the
pipe or
water heater if they
burst because
of defect or wear and tear).
Because there's a covered loss and
damage to nearby homes
from the
water escaping the
burst pipe, you'd have a solid case for loss
of use coverage.
The personal property portion
of a policy gives you financial means to collect money against your loss if your property is compromised by any named event, such as burglary,
damage from a
burst water pipe, or fire.
Louisiana renters insurance does cover
water damage that occurs
from rain coming in as a result
of wind
damage to a building, or
water damage resulting
from leaking or
burst water pipes in an apartment or other rental building.
If you don't take one
of these two precautions, then you may not be protected against
water damage resulting
from frozen
pipes that
burst.
For example the fine print may say that an insurer will not cover
water damage from a
burst pipe if no one is in the home for a period
of time.
The worst risk comes
from bursting pipes, which can lead to
water damage that can significantly impact the value
of the home.
Examples
of claims that are often overlooked can include: * Accidental holes in walls
from moving furniture, trips and falls, etc * Accidental spills, stains, tears in carpeting or gouges in laminate or hardwood flooring * Broken windows
from flying objects * Puff - back
from natural gas furnaces and
water heaters * Undetected water damage from underneath cabinets, dishwashers, refrigerators, washing machines * Water pipes that are frozen, cracked, leaking, or have burst * Smoke stained kitchen walls and ceilings from a dinner gone wrong * Bathroom water damage from an overflowing bathtub, sink, or toilet * Damaged stone, carpet, or tile from a popping fireplace * Damaged decks and siding due to flying play objects or having the bbq grill a little too close * Vandalism of any kind caused by disgruntled former occupants or random strangers * Major damages from fire, wind, hail — yes, we do that
water heaters * Undetected
water damage from underneath cabinets, dishwashers, refrigerators, washing machines * Water pipes that are frozen, cracked, leaking, or have burst * Smoke stained kitchen walls and ceilings from a dinner gone wrong * Bathroom water damage from an overflowing bathtub, sink, or toilet * Damaged stone, carpet, or tile from a popping fireplace * Damaged decks and siding due to flying play objects or having the bbq grill a little too close * Vandalism of any kind caused by disgruntled former occupants or random strangers * Major damages from fire, wind, hail — yes, we do that
water damage from underneath cabinets, dishwashers, refrigerators, washing machines *
Water pipes that are frozen, cracked, leaking, or have burst * Smoke stained kitchen walls and ceilings from a dinner gone wrong * Bathroom water damage from an overflowing bathtub, sink, or toilet * Damaged stone, carpet, or tile from a popping fireplace * Damaged decks and siding due to flying play objects or having the bbq grill a little too close * Vandalism of any kind caused by disgruntled former occupants or random strangers * Major damages from fire, wind, hail — yes, we do that
Water pipes that are frozen, cracked, leaking, or have
burst * Smoke stained kitchen walls and ceilings
from a dinner gone wrong * Bathroom
water damage from an overflowing bathtub, sink, or toilet * Damaged stone, carpet, or tile from a popping fireplace * Damaged decks and siding due to flying play objects or having the bbq grill a little too close * Vandalism of any kind caused by disgruntled former occupants or random strangers * Major damages from fire, wind, hail — yes, we do that
water damage from an overflowing bathtub, sink, or toilet *
Damaged stone, carpet, or tile
from a popping fireplace *
Damaged decks and siding due to flying play objects or having the bbq grill a little too close * Vandalism
of any kind caused by disgruntled former occupants or random strangers * Major
damages from fire, wind, hail — yes, we do that too!