Sentences with phrase «of whole life policies available»

As you define whole life insurance, it's important to note the different types of whole life policies available.

Not exact matches

Under the broad umbrella of whole life insurance, there are several types available like the «variable» and «universal» insurance policies depending how your policy funds are invested.

You see, when a participating whole life insurance plan is properly structured to maximize the cash value, the cash value can become available relatively quickly depending upon the amounts deposited and the other details of the policy.

The AARP's no medical exam whole life insurance policy is a form of final expense insurance (also called burial insurance), as the amount of coverage available is usually just sufficient to cover end - of - life expenses.

Available for ages 50 - 85, AG's whole life policy offers guaranteed coverage regardless of your health.

A IUL policy may therefore be used in a similar fashion to a traditional whole life insurance policy for providing a ready source of available business capital.

These riders are regularly available on term and whole life insurance policies, so you shouldn't be restricted from purchasing the coverage of your choice.

But there are many benefits of IBC that are made available through using whole life insurance policies.

The Whole Life Guaranteed policy available from the company's website has a graded death benefit for the first two years of the policy.

There are different types of life insurance policies available, ranging from term life insurance, which is pure death insurance, to traditional dividend paying whole life insurance, which provides cash value growth in the policy.

Several types of riders are available for simplified issue Whole Life Policies, including Accidental Death, Waiver of Premium, and Child Term Riders.

There are other types of whole life, final expense, burial and funeral policies available that are NOT issued on a guaranteed basis.

In most instances, a permanent type of life insurance, such as whole life or a guaranteed universal life policy, will be the only option available.

Other types of policies available to smokers are 30 year level term insurance, which keeps your premiums level for the entire 30 year term period, and the two most popular types of permanent insurance, which are whole life insurance and universal life insurance.

Several types of riders are available for simplified issue Whole Life Policies, including Accidental Death, Waiver of Premium, and Child Term Riders.

It is important to note that the term and / or whole life insurance plans (including the guaranteed acceptance policies) may not be available in all states, or the components of the coverage could differ, depending on your state of residence.

* In most whole life policies you can only borrow up to 90 % of the cash value, so actual cash value in example above available for loan would be closer to $ 900.

This type of policy is available in both the form of a term insurance policy and a whole life policy.

Whole life insurance combines a level premium with guaranteed cash values which the policy owner may use to meet a variety of financial goals.3 Whole life insurance policies may also produce excess credits, which may be used to purchase additional paid - up life insurance, potentially increasing the available death benefit.

The children's whole life insurance policy is available to children who are between 15 days and 14 years old, and a face amount of coverage of between $ 10,000 and $ 1 million may be purchased.

Farmers EssentialLife ® Simple Whole Life is a modernized whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance poliWhole Life is a modernized whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policLife is a modernized whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance poliwhole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policlife insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance poliwhole life with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policlife with optional riders (available at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance policies.

There are several types of these policies available, so you should consider the facts about each type before you choose term life over whole life insurance.

There are only two types of policies you can buy once you reach age 81 to age 85, which are 10 year term (sorry, 15 year is no longer available at this age), and whole life insurance.

This type of insurance is available as a whole life or universal life insurance policy that can also be considered variable life insurance.

Several different types of life insurance policies are available, including whole life, term life, variable life, and universal life.

In many ways, an indexed universal life insurance policy features a lot of the same coverage policies, benefits and actionable options available in a standard whole life insurance policy.

The types of permanent policies available are whole life insurance, variable life and universal life.

There are two term - life insurance policy types available through Transamerica; Trendsetter Super Series (up to $ 1,000,000 in coverage with a guaranteed premium that is convertible to a whole life policy at the end of the term); and the Trendsetter LB (up to $ 1,000,000 with living benefits option to receive an accelerated death benefit with a qualifying illness while you are still alive).

These types of policies are mostly available as term life insurance policies, although there are some available as a whole life policy which has a cash value accumulation feature.

Now that the two different chassis of life insurance have been discussed (whole and universal) its time to discuss the possible policy payment lengths available.

Because the life insurance policies are not counted as part of a person's estate, allocating a portion of your wealth to a whole life insurance plan can be an effective way to reduce your estate's size by reducing available cash on hand while increasing your heirs» inheritance through legally avoided estate taxes, probate fees, and the payment of a large death benefit.

Because of the different options available, a whole life insurance policy can be an excellent tool for structuring your finances in retirement, as well as planning your legacy.

The survey of the available options that allow you to expand your policy reveals that the optimal option is a Whole Life policy.

There are various types of life insurance policies available in India: Term Insurance, Endowment Plans, Money back Policy, Unit Linked Insurance Plan and Whole Life Pollife insurance policies available in India: Term Insurance, Endowment Plans, Money back Policy, Unit Linked Insurance Plan and Whole Life PolLife Policy.

Many different riders are available with whole life policies, some of which are different than what is available for term.

(Purchasers of Royal Neighbors whole life and universal life insurance products may also be able to add the Promise Plus cancer waiver rider to their policy, in addition to the other available riders)..

They're available to you with a whole life policy, and you don't have to make another premium payment for the rest of your life.

At 62 years old, all policy options are available to you, such as 10 to 20 year term life insurance, and thanks to Genworth, even 30 year term is now offered to individuals over age 60, and of course whole life as well.

Whole Life policies are also popular because of their guarantees which are usually available through the premiums and a guaranteed interest rate return on your cash value account.

Several types of whole life insurance policies are available.

Although theoretically life plans are of two types i.e. term life insurance policy and traditional whole life policy, there are several kinds of plans available in the market like Endowment plans, Unit linked plans, Money back policy etc..

Partial withdrawal of accumulated bonuses & loan against the policy is available in most whole life policies.

Unlike the Whole Life Guaranteed Issue policies available that last for the duration of a person's life, the NCE plan expires at ageLife Guaranteed Issue policies available that last for the duration of a person's life, the NCE plan expires at agelife, the NCE plan expires at age 80.

Growth of the whole life insurance cash value depends on a variety of factors, including the premium amount and the level of fees charged by the life insurance company, the performance of the investments the insurance company makes, the amount of claims paid and properly blending available policy riders.

Most of the insurance agencies and their agents today do not understand that «infinite banking» possibilities that are made available through using whole life insurance policies.

Since those who have a whole life insurance policy will never need to re-qualify for their coverage (provided that they keep their coverage in force by paying the premium), then they can always count on having a set amount of death benefit available to their beneficiary.

Farmers EssentialLife ® Simple Whole Life is a whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance poliWhole Life is a whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policLife is a whole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance poliwhole life insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policlife insurance policy combining the traditional guarantees of whole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance poliwhole life with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policlife with optional riders (available at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance policies.

Unlike 99 % of guaranteed acceptance insurance plans available, NCE is NOT a Whole Life policy.

Whole life insurance is one of the most popular life insurance policies available.

This rider is available with a Select Term, Return of Premium, Universal Life, or Whole Life policy.