Sentences with phrase «of years of income»

You have a lot of years of income replacement to consider.

Another method is to add up the total bills, such as credit cards, mortgages, car payments, loans and funeral costs, while also estimating and anticipating future bills (the need for a new car, tuition for your children, inflation etc.) If the goal is to simply replace an income, as might be the case when both spouses are professionals, the estimate should be based on the annual income multiplied by the number of years of income that you want the life insurance to cover.

Then think about ongoing household expenses and the number of years of income you'd like to replace.

If you want to be more cautious, the number of years of income in bonds can be increased.

The valuation enables you to test whether the market value of the in - house assets exceed 5 % of the funds» total assets at the end of a year of income.

Not exact matches

Zulilly is also profitable, reporting in its October S1 Securities and Exchange Commission filing net income of $ 2.4 million for the first six months of 2013, compared to a net loss of $ 4 million for the same six months a year earlier.

Aetna's net income was $ 1.21 billion, or $ 3.67 per share, in the first quarter ended March 31, compared with a loss of $ 381 million, or $ 1.11 per share, a year earlier that was related to costs for its failed deal to buy Humana.

«That is going to cause turbo acceleration of the income, because that is 56 percent of the market in the biggest territory and that will have a massive impact on sales from 2019,» de Winkel said, adding that a U.S. approval could come early next year.

Continental posted net income of $ 233.9 million, or 63 cents per share, compared with $ 469,000, or less than a penny per share, in the year - ago quarter, when oil prices plummeted - and the company's production costs were higher.

May 2 (Reuters)- U.S. wireless carrier Sprint Corp on Wednesday posted net annual income for the first time in 11 years and named a new chief executive ahead of its proposed $ 26 billion merger with bigger rival T - Mobile US Inc..

Their annual net income during the past four years averages out to $ 5,592, according to the Canadian Federation of Agriculture, an Ottawa - based organization that represents more than 200,000 farm families through its various affiliations across the country.

«Arkema has made a very strong start to the year, with a 33 % year on year increase in adjusted net income despite a high basis of comparison in first quarter 2017 and the very strong appreciation of the euro.

Earlier this year, senior deputy Bank of Canada governor Carolyn Wilkins warned of job losses and greater income inequality stemming from AI and robotics, though she expects these technological developments to eventually create more jobs than they replace.

REBIT margin, which corresponds to recurring operating income as a percentage of sales, rose to 12.8 % in first - quarter 2018 compared to 11.3 % in the corresponding prior - year period.

There are currently about 1.8 million caregivers who earn a median income of $ 20,980 a year providing seniors with such daily tasks as bathing, cleaning and cooking.

Elon Musk, who promised that all of Tesla's new vehicles will be capable of driving fully autonomously sometime this year, admitted recently that he thinks universal basic income will be necessary.

And last year, the Sentry Small / Mid Cap Income Fund was selected as the best of its kind in Canada by Morningstar.

Ramona Persaud, manager of Fidelity's Global Equity Income Fund, likes the company's «shrewd» instincts and its knack for delivering a return on capital «far superior to the market,» an average of about 27 % over the past five years.

Dr, Klaus claimed that if you constantly applied this idea - of only doing your most valuable work and then spending time creating more of your most valuable work - you could double your income in a few years.

Fast forward some years, and our fundamental needs could be taken care of through basic income schemes.

According to Congress's Joint Committee on Taxation, the Tax Cuts act, signed in December, will decrease expected revenues by a total of $ 1 trillion over the next 10 years, an average of $ 100 billion annually, even after any boost to growth and incomes from lower taxes.

But if he works until age 65 — just three more years of saving — then his nest egg will provide a much larger annual income of $ 56,000.

In the opinion of the Company's management, a discussion of loss reserve development is meaningful to users of the financial statements as it allows them to assess the impact between prior and current year development on incurred claims and claim adjustment expenses, net and core income (loss), and changes in claims and claim adjustment expense reserve levels from period to period.

Its net interest income, the «spread» between what it charges on loans and pays for the deposits that fund those borrowings, jumped from by $ 900 million or 9 % to $ 11.2 billion, compared with Q2 of last year.

And if convicted, in addition to any other penalties handed out, the company could be barred for 10 years from competing for contracts with the Government of Canada — a category of contracts that make up an important element of the company's income.

Another rule of thumb Diamond takes on is that retirees «need retirement income that is fully adjusted for inflation for 35 years.»

Before the Trump tax cuts, these banks paid between 28 to 31 percent of their income each year in corporate taxes.

Net income of $ 669 million after - tax increased $ 52 million due to higher core income, partially offset by net realized investment losses as compared to net realized investment gains in the prior year quarter.

Personal income tax will hit a 20 - year high of 12.5 per cent of GDP by 2020 - 21 under the budget forecasts as the government relies on bracket creep and an increase in the Medicare levy to return the budget to surplus.

The decrease in income tax expense was primarily driven by the lower U.S. corporate income tax rate, partially offset by the inclusion in the prior year quarter of a $ 15 million benefit from the resolution of prior year tax matters.

First quarter net income of $ 669 million and core income of $ 678 million, up 8 % and 10 %, respectively, from the prior year quarter, which includes $ 354 million pre-tax ($ 280 million after - tax) of catastrophe losses.

Ten years later in 2017, the marginal tax rate for the lowest tax bracket (up to $ 42,200 of taxable income) has fallen to 20.1 percent while the marginal tax rate on highest tax bracket (above $ 220,000 of taxable income) has risen to 53.5 percent.

If you manage to save 35 % of your combined gross income of $ 120,000 per year, you can accumulate $ 420,000 in today's dollars, even assuming your investments merely keep pace with inflation.

The details are disturbing, as Harkov wrote: «Terrorists who have been sentenced to three to five years in Israeli prisons receive the average income of a Palestinian, about $ 580 per month.

The increase in income tax expense was primarily driven by the inclusion in the prior year quarter of a $ 17 million benefit from the resolution of prior year tax matters and the increase in segment income before income taxes, mostly offset by the lower U.S. corporate income tax rate.

Net income jumped to $ 433 million from $ 280 million last year, reflecting gains from the sale of company - owned restaurants to franchisees.

WellCare's net income rose more than $ 100 million in the third quarter of 2017 compared to the same time period last year thanks to stellar growth in its Medicare business and much lower - than - expected medical costs for its Medicaid plan holders relative to their premiums.

My advice is to make an educated guess at your annual income early on in the year, as this will allow you to identify roughly how much tax you will owe at the end of the year.

But he points to a report from the Parliamentary Budget Officer released earlier this year showing that, since 2009, the debt service ratio — a measure of income spent to pay debt — has remained steady at around 14 per cent, not much higher than the long - term average.

A new report says state tax revenues increased in the final three months of last year as the improving economy boosted income and sales taxes receipts.

The increase in income tax expense was primarily driven by the increase in segment income before income taxes and the inclusion in the prior year quarter of a $ 7 million benefit from the resolution of prior year tax matters, partially offset by the lower U.S. corporate income tax rate.

It was the second fiscal year in a row that the Strip saw income gains after a streak of seven consecutive net losses.

NEW YORK --(BUSINESS WIRE)-- The Travelers Companies, Inc. today reported net income of $ 669 million, or $ 2.42 per diluted share, for the quarter ended March 31, 2018, compared to $ 617 million, or $ 2.17 per diluted share, in the prior year quarter.

They can also push retirees into higher tax brackets — especially when a spouse dies and their income transfers to the surviving spouse, or the surviving spouse dies and all of the estate becomes taxable in the year of death.

Net investment income of $ 603 million pre-tax decreased slightly from the prior year quarter.

Private equity returns remained strong but were lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.

The math is compelling: a few extra years of work can boost your retirement income far more when you take risk into account.

Average annual core return on equity over a period is the ratio of: a) the sum of core income less preferred dividends for the periods presented to b) the sum of: 1) the sum of the adjusted average shareholders» equity for all full years in the period presented, and 2) for partial years in the period presented, the number of quarters in that partial year divided by four, multiplied by the adjusted average shareholders» equity of the partial year.

That number assumes that most of the personal income - tax reductions expire in eight years, and a break for expensing capital equipment starts phasing out in 2023.

Earlier this year, the household debt - to - income ratio hit another record of 167.8 per cent.