Sentences with phrase «of your debt management strategies»

As part of your debt management strategies, you may need to adjust your lifestyle in such a way that will make it easy for you to pay off your debts.

Not exact matches

A 2012 study of debt - payoff strategies from Northwestern University's Kellogg School of Management found that consumers paying off small balances first were more likely to have eliminated their entire debt than those focusing on other strategies.

The strategy is to deliver a wide array of financial solutions providing advice on capital structure, acquisition finance, ratings, debt issuance, structured finance, and the management of currency, as well as interest rate risk.

He said he favors sticking with management's current strategy of trying to expand the business rather than taking on debt.

Buried in Annex 2 of Budget 2011, the Government announced changes to its debt management strategy.

With the requirement to release the Debt Management Strategy before the beginning of the new fiscal year, there is no reason (except political) why this can not happen.

With requirement to release the Debt Management Strategy before the beginning of the new fiscal year, there is no reason (except political) why this can not happen.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Mr. Solomon has over 25 years of experience working with state and local governments in developing successful capital finance, debt management, budget and credit rating strategies.

Some Economists have described as unsuccessful, the NPP government's debt management strategy within the first year of its administration.

This part of the blog is for sharing and discussing money management principles including budgeting, debt payoff strategies, and savings goals.

But as even he has discovered, many of these investors may still need some help or guidance in choosing ETFs, settling on an appropriate asset allocation, rebalancing or even with financial issues that go well beyond managing investment portfolios — more holistic challenges like tax - efficient withdrawal strategies, insurance and estate planning, debt management and the like.

We provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans • Financial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and sociaManagement, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and sociamanagement, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social security

Debt management involves working with financial counselors to follow a debt repayment strategy to help you get out of debt as quickly as possiDebt management involves working with financial counselors to follow a debt repayment strategy to help you get out of debt as quickly as possidebt repayment strategy to help you get out of debt as quickly as possidebt as quickly as possible.

These counseling sessions will allow students the opportunity to review debt management strategies, borrowing limits and disbursement procedures, and to inform the borrower of their rights and responsibilities.

The survey reveals 84 % of companies now have financial security programs, such as access to debt management tools or student loan counseling, in their well - being strategies, an increase from 76 % last year.

Management signaling is the strategy of buying stocks where management engages in actions that indicate financial strength or cheapness, such as debt retirement and share reManagement signaling is the strategy of buying stocks where management engages in actions that indicate financial strength or cheapness, such as debt retirement and share remanagement engages in actions that indicate financial strength or cheapness, such as debt retirement and share repurchases.

If you're in over your head with credit cards and unsecured loans, a number of strategies can provide relief, such as a debt management plan or an aggressive debt - payoff strategy.

Cloud Servers in Law Practice, Legal Marketing Technology Conference (October 11, 2012) Ethics Compliance When Using Technology, Bar Association of San Francisco (May 3, 2012) Law Practice Management, Santa Clara University School of Law (March 23, 2012) Blogging 101 for Lawyers, Bar Association of San Francisco (February 21, 2012) Start Off the New Year Debt Free, San Francisco Law Library (February 6, 2012) Distressed Homeowner Educational Forum, Bay Area Resource (January 28, 2012) Strategies & Solutions in Distressed Real Estate Market, Bay Area Resource (June 22, 2011) Law Practice Management, Santa Clara University School of Law (January 7, 2011) Bankruptcy, Short Sales and Real Estate, Pacifica Realtor's Association (October 26, 2010) Dealing With Financial Problems, San Francisco Law Library (October 8, 2010) Cover Your Assets, San Francisco Law Library (May 20, 2010) Law Practice Management, Santa Clara University School of Law (January 5, 2010)

A third tax debt management strategy consists of forming an installment agreement to pay off the IRS tax debt in full through fixed monthly payments.

Or the adviser might be reluctant to recommend products, such as bank CDs or an immediate annuity, or engage in strategies, such as paying off mortgage debt, that reduce the value of assets under his management and thus lower his annual fee.

One could get out of the debt jail by simply following a flawless debt management strategy.

Below listed debt management mistakes can be avoided by adopting a skillful debt management strategy to tackle the debt web and make use of the debt more efficiently.

Instead, SGS bonds and Treasury bills (T - bills) are issued to meet banks» needs for a risk - free asset in their liquid - asset portfolios and as part of a broader strategy to grow Singapore into an international centre for debt capital management.

Our debt management program offers a lot of advantages over other strategies to eliminate debt.

However, in an effort to boost the yield of the MIP and thereby garner more management fees for itself, Fidelity, before the period at issue in the lawsuit, engaged in an imprudent and ultimately unsuccessful investment strategy by, among other things, causing large amounts of the MIP's assets to be held in various forms of securitized debt.

Credit counseling may involve analysis of a consumer's financial situation, evaluation of debt reduction strategies for paying off or managing debt, and education about money management.

Of course, this strategy doesn't actually reduce your debt, but it also has fewer risks than consolidation or settlement and debt management, discussed below.

Special Studies and Analysis Description: Studies and analyses of the various techniques used to implement monetary policy, debt management and securities market strategy.

Our highly trained credit counselors will help you sort through the pros and cons of all the possible strategies for reducing credit card debt, including credit card consolidation, bankruptcy, debt settlement arrangements, and debt management plans.

We continue to provide a range of educational programs including the Financial Literacy Seminar, Divorce Coaching, Annual Forum on Mediation and Collaborative Divorce Process, Debt and Credit Management strategies, Career coaching workshops, and many more.

Selling assets piecemeal from its 180 - million - square - foot portfolio could prove difficult, since mall acquisitions usually require buyers to take on a significant amount of debt and not many investors have access to debt right now, notes David J. Lynn, managing director of research and investment strategy with ING Real Estate Investment Management.

Arcturus Group, a real estate advisory and asset management firm, completed its assignment to advise Canyon Value Realization Fund LP and Trilogy Portfolio Co., B - note holders in the Atlantis Resort in the Bahamas, on strategy, valuation and debt structure in connection with the litigation and restructuring of $ 2.6 billion in debt on the asset.

He is responsible for the day - to - day management of PCCP's debt business, which includes implementation of fund and individual client strategies as well as portfolio management.

However, the legal challenge surrounding the transaction underlines how arduous and lengthy the resolution of distressed CMBS loans can sometimes get, notes Jonathan Mayblum, co-founder of real estate advisory and asset management firm Arcturus, which advised Canyon and Trilogy on strategy, valuation and debt structure during the legal proceedings.