Sentences with phrase «of your financial life at»

While life insurance may not seem like a top priority at this time in your life, it will be a crucial part of your financial life at some point.

Not exact matches

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Carolyn McClanahan, a certified financial planner and founder and director of financial planning at Life Planning Partners, sees opportunities in bonds.

If your emergency fund doesn't have sufficient cash to cover at least 30 days of living expenses (three - to - six months is recommended), then you are living on the edge of financial oblivion.

Though he won't disclose Harry's financials, Raider says the company is far «ahead of where Warby Parker was at this time,» or seven months into its life as a company.

Most people in this stage of life could at least benefit from a one - time consultation with a financial planner who specializes in retirement planning.

«You're always betting you'll live longer and get more money,» said Geri Eisenman Pell, CEO of Pell Wealth Partners at Ameriprise Financial in Rye Brook, New York.

And at a time of political uncertainly and rising U.S. government debt, where the long - term viability of pillars of retirement - age financial security like Medicare and Social Security is increasingly in doubt, the urgency of preparing for a long post-career life becomes that much greater.

All young people can do is base their options on what the current health - care rules are today, said Carolyn McClanahan, both a certified financial planner and an M.D. «The number one thing young people need to do is continue to scream at the politicians to get some good health legislative policy in place,» said McClanahan, founder and director of financial planning at Life Planning Partners.

Financial advisor Carolyn McClanahan, director of financial planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their Financial advisor Carolyn McClanahan, director of financial planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their financial planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their spending.

Not everything is critical at this very moment; not all things are urgent or important in the scheme of our lives; and in a lot of cases if we're offered a reasonable choice and some (financial) incentives, we're perfectly willing to wait for stuff as long as (a) the choice is ours and (b) the choice isn't irrevocable.

Bera believes you should have at least three months» worth of income stashed away to cover the financial surprises that life sometimes throws your way.

Healthcare and financial services firms were particularly heavily targeted, and 3.5 % of respondents to the survey said lives had been at stake.

Profits at Hartford Financial Services Group (HIG) were boosted thanks to the sale of its Japanese annuity subsidiary, Hartford Life Insurance K.K. for $ 963 million.

Mobile access can mean a variety of things in these days of tablets and smart phones, but for someone who wants to be able to access their live chat almost any time and from any location with Internet access, the best option is Website Alive, which at $ 29.95 a month for the first two operators also makes sound financial sense.

Run your details through a life expectancy calculator like Livingto100.com or the True Vitality Test at BlueZones.com, said certified financial planner Carolyn McClanahan, director of financial planning for Life Planning Partners in Jacksonville, Florlife expectancy calculator like Livingto100.com or the True Vitality Test at BlueZones.com, said certified financial planner Carolyn McClanahan, director of financial planning for Life Planning Partners in Jacksonville, FlorLife Planning Partners in Jacksonville, Florida.

Ringing today's closing bells are Federal Reserve Bank of Chicago in recognition of the upcoming Money Smart Week financial education program with Outreach Programs Team Lead Heather Greenwell, at the NYSE, and LiveOnNY with heart recipient and Live On NY volunteer Roxanne Watson at the Nasdaq.

But if working longer is out of the question, you can ease your transition by building at least a year's worth of living expenses in an emergency retirement savings fund, ideally in cash, says Celandra Deane - Bess, a wealth strategy director for PNC Financial Services Group.

The study defined sustainability as the «commitment by organizations to balance financial performance with contributions to the quality of life of their employees, the society at large and environmentally sensitive initiatives.»

Rather than looking forward, trying to set goals through the lens of your current hectic situations in life, pretend like it's one year from now and you are actually looking backwards at the best year of your financial life.

A live and archived webcast of the call will be available on the Company's website at www.mksinst.com, along with the Company's earnings press release and supplemental financial information.

Home inspection is a young and growing professional, consulting service aimed at helping homebuyers make one of the biggest financial decisions of their lives.

(Barron's) • In Search of the Perfect Recession Indicator (Philosophical Economics) • A Fireside Chat With Charlie Munger (MoneyBeat) • Complexity theory and financial regulation (Science) • Five Pieces of Conventional Wisdom That Make Smart Investors Look Dumb (CFA Institute) • This Lawyer Is Hollywood's Complete Divorce Solution (Bloomberg) • Curiosity update, sols 1218 - 1249: Digging in the sand at Mar's Bagnold Dunes (Planetary Society) • The Plot to Take Down a Fox News Analyst (NYT) • Ask the aged: Who better to answer questions about the purpose of life than someone who has been living theirs for a long time?

Traditionally, different types of insurance — life, disability and long - term care, for example — have been bought separately on what Thomas Henske, certified financial planner and partner at Lenox Advisors, calls an «a la carte» basis.

«For anyone overdue on payments, the reality is... life has probably happened,» said Adam Carroll, Chief Education Officer at National Financial Educators and the creator of the student loan debt documentary Broke, Busted & Disgusted.

The task of rhetoric is to divert attention from the fact that the financial sector aims not to «free» markets, but to place control in the hands of financial managers — whose logic is to subject economies to austerity and even depression, sell off public land and enterprises, suffer emigration and reduce living standards in the face of a sharply increasing concentration of wealth at the top of the economic pyramid.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

«Investors are still living in a world of financial repression,» Patrick Legland, the global head of research at Societe Generale, said in a research note on Tuesday morning.

The convenience of keeping your financial life at a single company is significant.

Over the course of the conference, attendees will sharpen their skills, refine business strategies, implement new techniques and learn how to take a holistic approach to their client's financial plans at every life stage.

At Payments Panorama in Calgary last week, Ripple demonstrated a live transfer of real funds between two of these banks: ATB Financial and ReiseBank.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

«If you live in a big city and need to spend more on housing due to work and the current rental market, it's OK to do so as long as you adjust some of your other discretionary spending,» says Ash Exantus, director of financial education at BankMobile, a digital banking platform.

These are helpful.You are right that market failures have hit elder popluation in heavy way in past decade or so, and on top of that the fed locks interest at artificial rate low, so if we did save like our wise elder and financial advisors told us to do, we now get about nothing at all in interest return on those life savings.

The financial technology is planned to go live at approximately the end of 2020 or the beginning of 2021.

Second, seek legislation requiring that if a federally insured financial institution is required to pay fines to or settlements with any regulatory agency aggregating more than $ 2.5 billion in any two year period based on conduct that, if established, would constitute a crime under any law, then the CEO, President, and all Board members must step down, disgorge all of the bank's stock they own, and they are disqualified from holding any office at any federally - insured institution for the rest of their lives.

We aim towards financial independence by living — at some point — of our dividends.

Kevin has presented at a wide range of industry conferences, is quoted regularly in the financial media and has provided live and taped commentary on various TV and radio outlets.

Find answers to your questions about admissions, program structure, financial support and life at Canada's leading doctoral program, based at the University of Toronto.

Financial advisor Carolyn McClanahan, of Florida - based Life Planning Partners, said she advises working parents to also consider loss of income if they were to take time away from their job after the death of a stay - at - home spouse.

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In both examples, term life insurance would provide an ample death benefit to the beneficiaries at a much lower cost than permanent life insurance, which may not be within the financial reach of these buyers.

Richard: Great insight as always, and last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how financial repression through repressed interest rates and quantitative easing has resulted in asset bubbles that ultimately have affected the millennial generation in terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in terms of the housing market and the job situation.

Last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how financial repression through repressed interest rates and quantitative easing has resulted in asset bubbles that ultimately have affected the millennial generation in terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in terms of the housing market and the job situation.

In this short video, CEO Duane Green speaks to the importance of having a financial plan, at every stage of life.

If you treat your investing life as a rat race to $ 100,000 at as early of an age as you can, and if you diversify that money across the biggest, baddest blue - chip stocks spanning the globe, you have turned your household's balance sheet into a financial fortress that will be pumping out meaningful amounts of money every month regardless of what you are doing with the rest of your life, and it should definitely put a nice little pep in your step as you work your way through the rest of your life's journey.

Discover and watch hundreds of live product demos, and get a first glance at companies developing new cutting - edge technologies across healthcare and wellness, ranging from chronic diagnosis and geo - analytics to financial management.

Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.

At Protective Life, we offer different types of annuities to help meet your particular financial goals in retirement.

Unless we're independently wealthy, most of us face financial troubles at some point in our lives.