Sentences with phrase «of your financial life by»

Our mission is to empower people to take charge of their financial lives by providing them with the education, resources and opportunity to become real investors.

Not exact matches

Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, says, «People's relationship to money is not rational, it's emotional... We need to focus more on the psychological blocks and triggers that stand in people's ways, instead of just explaining how to budget or the importance of compound interest.»

«Imagine a world where every one of us has a mission in life, has the courage to reach out to people who can help, has the will to succeed and measure success not in financial terms, but by how many people they help or touch along the way.»

The two most common financial oversights entrepreneurs make are underestimating how many of their everyday expenses are being subsidized by their business — medical and life insurance premiums, club memberships, vehicles, travel and entertainment costs, etc. — and overestimating the amount of after - tax investment income that can be generated from the proceeds of the sale.

His own firm is currently in the process of merging with domestic rival Standard Life to create an # 11 billion asset management giant, described by Gilbert as a «financial powerhouse».

Turczynski and his wife enjoy attending «TPC Cafes,» financial life planning group discussions hosted by their planner, Marty Kurtz, founder of The Planning Center in Moline.

As tax revenues have shrunk, the city's financial obligations have grown — mainly to an ever - expanding pool of 30,000 retirees, promised life - time pensions and health benefits by short - sighted government officials over decades who consistently failed to fund those future obligations.

Purchases, we all know, can sometimes make us very happy, the choices afforded by financial security (or lack thereof) have a huge impact on quality of life, and trying to keep up with the Joneses is generally regarded as a recipe for misery.

Financial terms of the deal done by Great - West's subsidiary Irish Life Group Ltd. were not immediately available.

«To get to your number, you need to determine how much income you think you'll need to live on each year, based on your retirement lifestyle goals, then multiply that by the number of years you expect to be retired, writes certified financial planner Matt Shapiro.

• Anju Software, a life sciences software platform backed by Providence Equity Partners, acquired the assets of OpenQ, a provider of technology services to the healthcare and financial industries.

Once you've put such a plan in place, ideally by the time you're in your forties, «the plan should be able to survive everything except major changes in your life, such as the death of a close family member or failure of part of your business,» says Dick Cummins, director of personal financial services in Coopers & Lybrand's New York City office.

But if working longer is out of the question, you can ease your transition by building at least a year's worth of living expenses in an emergency retirement savings fund, ideally in cash, says Celandra Deane - Bess, a wealth strategy director for PNC Financial Services Group.

However, by looking back, we can paint a true picture of what our lives look like once we already achieved our financial goals.

The study defined sustainability as the «commitment by organizations to balance financial performance with contributions to the quality of life of their employees, the society at large and environmentally sensitive initiatives.»

Half of millennials are carrying student loan debt and the resulting financial pressures are so severe that fewer than two in five are saving for retirement, with many also delaying such key steps in life as buying a first home and getting married, according to a major new online survey of 1,016 millennials conducted in April 2015 by the nonprofit Investor Protection Institute.

After interviewing fifty of the world's greatest financial minds, and penning the # 1 New York Times best seller Money: Master the Game, Tony Robbins returns with a step - by - step playbook, taking you on a journey to transform your financial life and accelerate your path to financial freedom.

Life insurance policies described, quoted, shown, and illustrated throughout this website are not available in all states and may include those issued by: American General Life; Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company, Garden City, NY, both Legal & General America companies; United of Omaha Life Insurance Company, Omaha, NE, a Mutual of Omaha affiliate company; Fidelity Life Association, A Legal Reserve Life Insurance Company, Oak Brook, IL; Genworth Life and Annuity Insurance Company, Lynchburg, VA and Genworth Life Insurance Company of New York, New York, NY, member companies of Genworth Financial, Inc.; Lincoln Life & Annuity Insurance Company of New York, Syracuse, NY and The Lincoln National Life Insurance Company, Fort Wayne, IN, both insurance company affiliates of Lincoln National Corporation, whose marketing name is Lincoln Financial Group; First MetLife Investors Insurance Company, New York, NY, MetLife Investors USA Insurance Company, Irvine, CA and Metropolitan Life Insurance Company, New York, NY, all three members of the MetLife family; Protective Life and Annuity, Birmingham, AL; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ; VOYA Life Insurance Company, Minneapolis, MN, VOYA Life Insurance Company of New York, Woodbury, NY and Security Life of Denver Insurance Company, Denver, CO, member of the ING family of companies; Transamerica Financial Life Insurance Company, Harrison, NY, and Transamerica Life Insurance Company, Cedar Rapids, IA, both AEGON companies.

The second suit was filed June 8 by the American Council of Life Insurers (ACLI) along with the National Association of Insurance and Financial Advisors (NAIFA), and the third suit was filed on June 9 by the Indexed Annuity Leadership Council.

More than 40 percent of Americans say they would feel a financial impact within six months if the family's primary wage earner died, according to a 2015 survey by Life Happens and LIMRA.

In the first episode of The Unshakeable Podcast, the world's leading life and business strategist Tony Robbins and his co-author Peter Mallouk (ranked # 1 financial advisor by Barron's for three years in a row) remove the anxiety of an upcoming economic winter.

«By taking charge of their earning power, rather than waiting for governments, financial institutions and employers to «right themselves,» the baby boomer generation now has the power and access to put their skills and abilities on the global market regardless of where they live or work now,» he says.

Ever since she discovered the transformative powers of financial literacy, her mission has been to teach others how to take control of their lives by taking control of their money.

By helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by trying to guess which stock is going to beat the market next yeaBy helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by trying to guess which stock is going to beat the market next yeaby trying to guess which stock is going to beat the market next year.

I hope that by sharing these monthly updates I can also prove that it is possible to take control of your financial life and invest a high percentage of your income, even on a small salary.

Head of BlackRock Retail Financial Institutions Group Michael Ferraro added, «Allianz Life has long been an innovator in the annuity space and BlackRock is thrilled to partner with them by providing this unique index solution.»

Since the early 1980s, the proportion of household financial assets held as deposits has fallen from about 50 per cent to below 30 per cent; this has been mirrored by a comparable rise in the proportion of household assets held as claims on life insurance and superannuation funds (Graph 11).

After seeking the guidance of a qualified attorney who is knowledgeable about relevant state laws to dividing assets, you can secure a comfortable retirement nest egg by working with a divorce financial planner to assess your retirement planning options and build a sound foundation for your late - in - life finances.

Living wills aim to end bailouts of too - big - to - fail banks by showing how they would liquidate themselves without imperiling the financial system.

Additionally, employees of Bass Pro Shops impacted by hurricane Harvey are eligible for assistance through the Bass Pro Cares Fund, which furnishes financial support for essential living expenses «in times of devastating need.»

Our financial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corfinancial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance CorFinancial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance CorFinancial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance CorFinancial Assurance Corporation.

I came away from this recent conversation with a deeper understanding of the ethical risks posed by AI, insights into behavioral data science, and cautious optimism that we can use these tools and technology to create the financial world we want to live in.

Financial industry norms and academic theories — even popular beliefs — have always assumed assets saved for retirement would be systematically withdrawn — following the «4 % rule» or some other rule of thumb or system — by retirees in order to maintain a consistent standard of living.

BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry, and the company's previously disclosed review of strategic alternatives.

We must instead offer all Americans greater opportunities to raise their standards of living and achieve financial independence by replacing Dodd - Frank with real reforms that work.»

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

2015.05.11 RBC Investor & Treasury Services selected as custodian and fund administrator by Sun Life Financial Canada RBC Investor & Treasury Services, part of Royal Bank of Canada (RY on TSX and NYSE), today announced that it has extended its relationship with Sun Life Financial Canada,...

Amazon Editorial reviewsProduct Description A real - life thriller about the most tumultuous period in America's financial history by an acclaimed New York Times Reporter Andrew Ross Sorkin delivers the first true behind - the - scenes, moment - by - moment account of how the greatest financial crisis since...

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

We aim towards financial independence by living — at some point — of our dividends.

«The by - product is financial distortion which has powerful implications for certain groups of people such as people trying to live off of fixed incomes.

After all, how many of the self - serving excesses and moral compromises that caused the financial crisis of 2008 - 2009 would have been avoided if mortgage brokers, bankers, and others had lived by an inner scorecard?

According to some statistics, the majority of Americans live paycheck to paycheck and don't have the funds to take them through an emergency without serious financial damage by way of credit card debt or worse.

It is about gaining control of my financial life and by extension, my life in general.

According to a recent survey, conducted by Allianz Life Insurance Company, two thirds of respondents stated that they were still feeling the effects of the financial crisis of 2008 and 41 % stated that they had stopped saving!

Carnival of Financial Planning at Life Insurancey By Jeff Carnival of Financial Camaraderie at The Savvy Scot Yakezie Carnival at Abstract Aucklander Carnival of MoneyPros at Money Reasons Carnival of Retirement at My Personal Finance Journey

For the financial markets, those risks are compounded by the unbalanced «risk - on» exposure that investment managers and institutions adopted early this year, encouraged by a short - lived burst of economic activity, and faith in a central - bank backstop.

In order to reach financial freedom you can choose to live below your means by cutting expenses to the bone and living in a state of scarcity or you can expand your means and live in a state of abundance by increasing your income and enjoying the $ 5 latte or any other indulgence of your choice.

Regardless of what you use them for, annuities enable people to enter retirement with confidence — especially when they're backed by the financial strength of New York Life.

Focus on healthier ways of obtaining wiggle room in your budget so you can build an emergency fund and never again have your entire financial life derailed by one bad day.