Sentences with phrase «of your homeowners policy leave»

If your homeowners policy limits are lower than the injured party's claim and you have an umbrella policy, the umbrella policy will pick up where the limits of your homeowners policy leave off.

Not exact matches

«If you have a home policy, you are covered for the fact that you are living there, and from time to time friends and family may come and stay with you,» Kee said, adding that coverage rules can cease to apply the moment the homeowner vacates the premises and leaves it in the hands of others.

Umbrella insurance is so - named due to the fact that these types of policies expand your existing liability coverage and can fill in gaps that homeowners or auto insurance leave open.

Your homeowner's insurance policy is meant to protect your home as a residence, not as a place of business, and when you combine the two — your home with your business — you may be leaving yourself exposed.

A personal umbrella insurance policy can pick up where your homeowners or auto liability insurance leaves off and help you pay for the remainder of a claim that exceeds their limits.

First, as a policyholder, if any of the above information is unclear or unfamiliar, track down your broker or agent to help clarify and understand this vital coverage and any limitations under your homeowner's policy prior to leaving for the winter holidays.

I left the office with not only great homeowner's and car insurance policies but MOST of all a sincere appreciation for great customer service!

If an accident or break - in leaves your car or home vulnerable to damages or loss, you will probably rely on your homeowners or auto insurance policies to repair the damages in an appropriate amount of time.

You might save yourself short - term insurance premium dollars, but if anything ever happens, your homeowners policy could be subject to cancellation, leaving you completely unprotected and responsible for the activities of strangers.

An umbrella policy picks up where your auto and homeowners insurance policies leave off so you don't have to pay the difference out of pocket.

In most places, the storm is limited to the status of any other severe storm, and a standard home insurance policy will cover most damages, but the occasional strong tropical storm has the potential to bring severe flooding with it, and that is an area where the average homeowners policy will leave you without any recourse.

Umbrella insurance is so - named due to the fact that these types of policies expand your existing liability coverage and can fill in gaps that homeowners or auto insurance leave open.