The Discover it card, for instance, may or may not
offer these bonus categories each year, and they'll be capped.
Just like many travel credit cards, many cash back cards
offer bonus categories for spending.
Unlimited programs give you the same flat earnings rate on all purchases, while cards that
offer bonus categories provide higher earnings rates for purchases in the predetermined categories.
Both Chase and Citi
offer some bonus categories.
While 4 credit cards offer ThankYou points as a sign - up bonus there are actually 5 which will allow you to earn ThankYou points on your spending and all 5 cards
offer bonus categories which offer more than the regular 1 point / dollar return.
All the cards
offer bonus categories, but the Hilton card offers a minimum of three points per dollar for all purchases.
The Chase Freedom Unlimited doesn't
offer bonus categories but it does offer 1.5 % cash back on all purchases which can translate to 1.5 Ultimate Rewards Points per dollar spent.
Many cash back cards will also
offer bonus categories, some yearlong and others that rotate quarterly, offering 2 %, 3 %, or even 5 % cash back on qualifying big - box purchases.
Most co-branded airline cards don't
offer bonus categories outside of spending with that specific airline.
«Some credit cards will
offer bonus categories, and they may change monthly or quarterly.
For this particular cardholder, the Capital One Spark Cash card — though it doesn't
offer any bonus categories — comes out ahead, thanks to its high rate of 2 percent cash back on every purchase:
Some offer bonus categories for 5 % like drugstores and of coarse groceries and gas.
In the past, we've seen the Chase Freedom ®
offer bonus categories in department stores, gas stations, grocery stores, restaurants, and more.
It's pretty hard to beat 5 % cash back, and the Discover it ® - Cashback Match ™ has historically
offered bonus categories where many of us spend a lot.
The best credit cards for cash back in this category generally
offer a bonus category or two that changes every three months.
Meanwhile, rewards enthusiasts who spend heavily in certain categories may be better off with a card that
offers bonus categories with the potential for increased earnings each quarter.
The Discover it card
offers bonus categories that earn five percent cash back and rotate every quarter and all other purchases earn one percent cash back.
It offers bonus categories, but pretty lame ones.
If you don't spend much on travel, the Chase Freedom ® card can provide significant value if you can make the most of
its offered bonus categories.
For example, if most of your spending occurs in popular categories, you may earn the most cash back from a program that
offers bonus categories.
The best credit cards for cash back in this category generally
offer a bonus category or two that changes every three months.
Not exact matches
Since you can earn unlimited travel and dining with the Sapphire Preferred or Sapphire Reserve, use this card to pay for your travel and dining, unless, you can get a better rate with the Ink Business Preferred or when the Chase Freedom is
offering a 5 percent
bonus category.
While the Chase Freedom does
offer opportunities to earn cash back, you have to remember to activate these
bonus categories each quarter.
While that's great if your spending falls in line with the cards»
bonus categories, they don't
offer much value otherwise.
The Citi ® Double Cash Card — 18 month BT
offer is one of the best rewards cards on the market, partly because it's so simple: straight cash back — no points, no
bonus categories to keep track of.
If your business needs a good travel card, the Ink Business Preferred ℠ Credit Card
offers great rewards in common spending
categories, and the sign - up
bonus is outstanding.
Citi also
offers the Entertainment
bonus category, which is unique to their cards and can be used on things like movies, concerts, and sporting events.
Tons of other perks are available as well, including
bonus -
category cash back of 3 % on gas and 2 % at grocery stores and wholesale clubs (on the first $ 2,500 quarterly in combined
bonus category purchases), a 0 % intro APR
offer, and your FICO ® Score for free.
The card you get should
offer both a great
bonus and solid earnings in your biggest spending
categories.
Compare the
offers below from our partners to find one that
offers the promotions,
bonus categories, and other perks that is right for you.
Many cash back cards
offer bonus points in general shopping
categories, like groceries, department stores, and gas.
Instead of
offering a fixed rate on all purchases, the Chase Freedom ® card gives 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter.
Most travel rewards credit cards will
offer bonus points or miles for spending in travel
categories, like airfare, car rentals, hotel stays, dining, and entertainment.
For 5 %
Bonus Categories: Discover It is another card that offers up to 5 % cash back in rotating c
Categories: Discover It is another card that
offers up to 5 % cash back in rotating
categoriescategories.
But for those who do a lot of spending in one area — say, groceries — a card with
bonus categories may
offer more overall value.
For example, if Staples
offers a
bonus of 2X points per dollar and you use the Chase Ink Business Cash ℠ Credit Card, you would earn 5X points per dollar thanks to the office supply store
bonus category and 2X
bonus points per dollar for using the Chase shopping portal.
The Discover it ® - 18 Month Balance Transfer
Offer combines a lengthy 0 % period on balance transfers with 5 % cash - back rewards on rotating
bonus categories (on up to $ 1,500 in spending per quarter) and 1 % back on all other spending.
Additionally, Credible has selected (and reviewed) the best credit cards in each
category based on a number of relevant factors, including clarity in Terms and Conditions, fees, promotions and
offers such as sign - up
bonuses, rewards rates, and ease of redeeming rewards as well as APR..
Most travel rewards credit cards will
offer bonus points or miles for spending in travel
categories, like airfare, car rentals, hotel stays, dining, and entertainment.
The Chase Freedom ® rewards
categories offer great seasonal 5 %
bonuses that get consumers more
bonus categories than the Blue Cash Everyday ® Card from American Express has, which means more opportunity to earn rewards faster.
However, at times in the past the Blue Cash cards have been
offered with sign - up
bonuses as high as $ 250 with just a $ 1,000 spending requirement plus the possibility of earning 10 % cash back on up to $ 2,000 in spending in
categories like restaurants, wireless phone, and Amazon.
We prefer the Sallie Mae credit card as an option, as it
offers spending on more
categories and the same cash back
bonus on Amazon.
17 Discover doesn't announce their quarterly
bonus category spending limits until shortly before the
categories are
offered to customers.
If your purchases don't fall into the
bonus categories offered on other cards, the simple earning structure on either of these cards might serve you well.
The Chase Freedom card
offers 5 %
bonus cash back on purchases from
categories that rotate every quarter like gas, grocery stores, and restaurants.
Bonus Categories The card may offer more cash back for various spending c
Categories The card may
offer more cash back for various spending
categoriescategories.
The Citi ® Double Cash Card — 18 month BT
offer is one of the best rewards cards on the market, partly because it's so simple: straight cash back — no points, no
bonus categories to keep track of.
Instead of
offering a fixed cash back rate, the Chase Freedom ® credit card earns 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter.
The Chase Freedom ®
offers 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter you.
This card
offers 5 % cash back on rotating
bonus categories, which in recent years have included gas stations, grocery stores, restaurants and wholesale clubs.