There are many insurance companies that
offer guaranteed acceptance policies.
If you do apply are not accepted for any reason, they will
offer you their guaranteed acceptance policy.
In 1968, Colonial Penn was one of the first insurance companies to
offer a guaranteed acceptance policy that caters to people from age 50 and older.
This type of clause is regularly included by every insurer that
offers guaranteed acceptance policies, as it wouldn't be economical for them to offer such a product otherwise.
Not exact matches
Since
guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.
Online life insurance quotes for
policies offering guaranteed acceptance are synonymous with those without a medical examination or health questions.
A key difference is that their
guaranteed acceptance policy only
offers between $ 2,500 and $ 25,000 of coverage.
Since credit and disability life insurance is usually
offered when you obtain a loan,
policies are either
guaranteed acceptance or have incredibly limited underwriting.
All of Northwestern Mutual's term life insurance
policies offer the option to convert your coverage to permanent life insurance with
guaranteed acceptance.
Guaranteed acceptance policies are typically whole life insurance
policies, meaning they
offer coverage for your lifetime so long as you continue to pay premiums.
MetLife also
offers a
guaranteed acceptance whole life insurance
policy option.
These are just a few of the
guaranteed acceptance life insurance companies that
offer this remarkable
policy.
You may be a good candidate for a
guaranteed acceptance life insurance
policy if you are unable to qualify for a traditional, medically underwritten life insurance
policy, and you are unable to obtain an employer - sponsored group life insurance plan due to being retired, unemployed, or working for a company that does not
offer group insurance coverage.
You will find many providers
offering a
guaranteed acceptance and grant
policies to those over 85 years old, it is a good idea to grab these options while you can.
AIG Direct
offers guaranteed issue whole life insurance - a simple and affordable life insurance
policy with
guaranteed acceptance.
Founded in 1851, MassMutual
offers several standard life insurance
policies, including
guaranteed acceptance, a type of term
policy that doesn't require a medical exam.
We have
guaranteed acceptance companies to
offer you as well, but Mutual of Omaha and AAA have considerably lower premiums and unfortunately we can't
offer you these
policies because they're not available to independent agencies like ourselves.
We have access to several
guaranteed acceptance life insurance
policies and their rates don't even compare to what AAA and Mutual of Omaha can
offer you.
AIG American General
offers one of the most affordable
guaranteed acceptance policies on the market with no health questions required and we recommend this product for those seniors looking for final expense coverage from a financially strong company.
For example, New York Life
offers guaranteed acceptance whole life insurance
policies for up to $ 15,000 for consumers ages 50 - 80.
All of Northwestern Mutual's term life insurance
policies offer the option to convert your coverage to permanent life insurance with
guaranteed acceptance.
Many individuals and couples choose to buy Vantis Life
Guaranteed Golden policies because it offers life insurance with guaranteed acceptance at afforda
Guaranteed Golden
policies because it
offers life insurance with
guaranteed acceptance at afforda
guaranteed acceptance at affordable rates.
«
Guaranteed acceptance whole life is
offered to individuals ages 45 to about 75, which again varies by carrier and state and is a permanent life insurance
policy,» says Galli.
Colonial Penn
offers two products without an medical exam; a
guarantee acceptance policy with a two year waiting period for natural causes and a simplified issue whole life insurance
policy with a few health questions.
The Ultra Protector III plan by Americo is
offered on a
guaranteed acceptance basis, which means you can not be denied a
policy.
MetLife also
offers a
guaranteed acceptance whole life insurance
policy option.
Since
guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.
Guaranteed acceptance policies are
offered through the best final expense and burial insurance companies.
Now on some occasions, we'll have folks go out a purchase several
guaranteed acceptance life insurance
policies from multiple insurance carriers so that when combined, the overall life insurance coverage can exceed $ 25,000 in coverage, but what these clients will quickly discover is that these types of
policies can be very expensive particularly when one considers the actual coverage amounts being
offered.
Since credit and disability life insurance is usually
offered when you obtain a loan,
policies are either
guaranteed acceptance or have incredibly limited underwriting.
Colonial Penn
offers term, whole, and
guaranteed acceptance life insurance
policies that combine simplified underwriting with a limited... Read More
Here at TermLife2go, we
offer both «traditional» life insurance
policies as well as «alternative» life insurance
policies such as
guaranteed acceptance life insurance
policies so all we need to do is figure out what you wish to «achieve» by purchasing your life insurance
policy and then try to match you up with an insurance
policy that will meet your needs.
If you are in average or better health, you do not want to buy any type life insurance
policy that
offers «
guaranteed acceptance» with «no health questions».
While this type of insurance does
offer guaranteed acceptance, meaning there are no health examinations or prohibitive questions needed to obtain coverage,
policies may only be
offered to people that meet certain underwriting criteria — and not all such
policies are created equal.