Sentences with phrase «offer higher death benefits»

Term plans are pure risk cover policies that offer higher death benefits.

Principal Life offers the highest death benefit for a Non Medical Life Insurance policy.

They have the best prices and offer the highest death benefit, up to $ 500,000.

Some companies provide a nominal death benefit life insurance policy to all employees for free, with the option to purchase additional coverage offering higher death benefits.

One of the biggest reasons is that term life offers you the highest death benefit for the lowest premium.

Term life insurance is extremely popular with our clients because it offers a high death benefit at a relatively low cost.

Not exact matches

If an insurer offers no medical exam coverage with higher death benefits than these, it typically means that the medical exam is conditional upon your responses to health questions.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

Similarly, guaranteed acceptance whole life insurance offers the ability to skip detailed health questions and the medical exam, but premiums will be even higher and the death benefit will be limited (typically less than $ 100,000).

That's because breast milk — custom - made nourishment specially formulated by Mother Nature — offers so many benefits: It boosts your baby's immune system, promotes brain development, and may reduce your child's risk of Sudden Infant Death Syndrome (SIDS) as well as diabetes, some types of cancer, obesity, high cholesterol, and asthma later in life.

But about 3 percent of the time, the surgery itself can trigger a stroke, heart attack, or even death, so it offers meaningful benefit only to people who are at the highest risk of having a stroke.

Even if you have health issues and would have difficulty passing a medical exam, a large number of insurers offer no medical exam term policies that provide higher maximum death benefits.

Globe Life only offers coverage with no medical exam so, if you're healthy, you'll pay higher rates for the same death benefit than you would at an insurer with full underwriting.

If an insurer offers no medical exam coverage with higher death benefits than these, it typically means that the medical exam is conditional upon your responses to health questions.

Guaranteed issue has very high premiums, low death benefit payouts, and not all insurance carriers offer it.

Premiums can be high and you could earn a better return in the stock market, but ROP policies offer a full death benefit as well as the possibility of a cash windfall if you outlive the term.

While a large number of insurers offer simplified issue life insurance policies, Sagicor is a great choice as they offer competitive rates and some of the highest death benefits.

In addition, Northwestern Mutual offers the option of paying a higher premium to guarantee the death benefit, an option that's not standard for most variable universal policies.

Similarly, guaranteed acceptance whole life insurance offers the ability to skip detailed health questions and the medical exam, but premiums will be even higher and the death benefit will be limited (typically less than $ 100,000).

Indexed Universal Life offers some additional benefits over Universal Life, including potential for higher returns and two death benefit options.

We are focusing on strong companies that offer the option to generate high cash value, as opposed to an initial high death benefit.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

Generally speaking, the death benefits for burial insurance are low, ranging anywhere between $ 5,000 up to $ 25,000 (although some insurers may offer higher limits).

Voya IUL offers death benefit protection and market index cash accumulation at a guaranteed interest rate, providing higher growth potential than tradition universal life plans.

Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to generate a larger cash value.

If the death benefit is significantly higher than what you are being offered, it might be best to hold on to the policy unless you absolutely need the funds and can no longer pay the premiums.

Because the risk of insuring these individuals is lower, term life offers a much higher death benefit payment at a much more affordable monthly premium.

In some cases, though, an insurance company may offer burial insurance coverage that has a higher amount of death benefit.

Term Life Express offers terms as long as 15, 20, or 30 years that come with a $ 50,000 minimum death benefit that can go as high as $ 400,000.

Some companies offer a higher or lower maximum death benefit.

In many cases, the death benefit amount that is offered on burial insurance is somewhere between $ 5,000 and $ 25,000 — although there are some insurance carriers that will allow for a higher amount of benefit.

While most lump - sum payout plans have a fixed Sum Assured benefit, some may offer higher or lower benefit depending on the time of death.

If the death benefit is significantly higher than what you are being offered, it might be best to hold on to the policy unless you absolutely need the funds and can no longer pay the premiums.

However, guaranteed issue life insurance generally offers low death benefit options with higher than normal premiums.

Generally speaking, the death benefits for burial insurance are low, ranging anywhere between $ 5,000 up to $ 25,000 (although some insurers may offer higher limits).

Mutual of Omaha, an A + rated company founded in 1909, offers competitive underwriting for a range of health conditions, including high limits for accelerated death benefits, allowing those who have been diagnosed with terminal illness to access a portion of their policy's death benefit while still alive.

Even if you have health issues and would have difficulty passing a medical exam, a large number of insurers offer no medical exam term policies that provide higher maximum death benefits.

In addition to higher premiums, insurance companies that issue guaranteed life policies protect themselves against risk in two additional ways: (1) by offering relatively low payouts, and (2) by typically not providing a death benefit during the first two years after issuing the policy (if the policyholder dies during this time, the company issues a refund of premiums instead).

(2) Guaranteed issue has very high premiums, low death benefit payouts, and not all insurance carriers offer it.

The Express plan offers death benefit coverage that ranges from a low of $ 25,000 and a high of $ 250,000.

• Term life — Offers a 20 year term for those between ages 20 — 60 with death benefits as high as $ 50,000.

Typically, life insurance policies that are used to supplement retirement benefits provide you with a low death benefit relative to the cash value and premium payments, but offer you a higher cash value than you would otherwise get with a straight whole life or a traditional universal life policy.

It also has the benefit of offering much higher death benefits if you have a mortgage or other financial obligation to cover.

For the general population, exam - dependent life insurance policies are more straightforward and cost - effective than no - exam plans, which demand higher premiums and offer smaller death benefits.

Placing a high value in education, GSMLife offers College 18 plan with competitive rates and with an additional whole life insurance covering permanent protection, death benefits and cash value.

The death benefits offered are relatively small, and the costs per $ 1,000 of coverage are higher than for policies that require a medical exam.

In addition, Northwestern Mutual offers the option of paying a higher premium to guarantee the death benefit, an option that's not standard for most variable universal policies.

Because of both the death benefit and the cash value component that are offered with permanent forms of no exam life insurance, the premium for these types of policies is usually higher than it is for a comparable amount of no medical exam term life insurance protection.

Americo offers as much as one fourth million dollars in death benefit without even going through an exam, along with other term policies with as high as $ 400,000 in coverage.

We are focusing on strong companies that offer the option to generate high cash value, as opposed to an initial high death benefit.