Sentences with phrase «offer lesser rates»

These lenders tend to offer lesser rates and lesser fees than local banks.

Not exact matches

A monthly subscription that's less than a car payment (apparently average in the US is $ 489) offering Zipcar - style car access and on - demand rides with a lower per - mile rate is really compelling, and makes it much easier to insert the autonomous vehicles these companies are working on anyways.

The four critical factors are: (a) businesses with recurring revenue bases — like a renewable subscription — are far better than ones dependent on constantly securing new customers; renewals are much easier and less expensive to secure than new sales; (b) customer retention is absolutely critical — all customers are very costly to acquire and very easy to lose in a world of almost infinite choices; (c) businesses based on products that require constant replacement or renewal (the «razor blade» model) are much more attractive than durable goods businesses (like selling refrigerators) where the products have very long repurchase or replacement life cycles and where the market could even fairly quickly reach saturation points; and (d) businesses that offer products or services that had a predictably high rate of obsolescence were much more attractive than those where the products had long, useful lives.

Additionally, competition may emerge from more aggressive lenders offering lower rates and with less stringent underwriting standards.

Finally Samsung's Gear Fit2 watch — thought it's really a band — offers GPS, a heart rate sensor, water resistance, workout software, and a battery that lasts less than a day.

«CDs can offer higher rates than savings accounts, but the price you pay is to have less liquidity,» says Tumin.

Many Albertans find it rich that Quebec — which provides families with subsidized daycare and offers university tuition at less than half the rate of other provinces — criticizes Ottawa for capping equalization payments in 2009 to the rate of the economy's increase.

While banks are offering interest rates of 1 percent or less (taxable), many cash - value policies are currently offering tax - free growth of about 5 percent.

Then, offer the customers a lesser rate for their internet service.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

As a result, rates are generally inexpensive with State Farm offering a quote for less than $ 200 per year.

Equity loan: These are also less expensive than getting a cash - out refinance — often with lenders offering a free appraisal — and come with a fixed interest rate, unlike HELOCs.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

Therefore, while floating - rate loans offer higher interest income when interest rates rise, they will also generate less income when interest rates decline.

For short - term deposits less than a year, banks are limited to offering as much as 150 percent of the benchmark rate.

a margin ranging from 3.25 % to 3.75 % or (b) a margin ranging from 2.25 % to 2.75 % plus the highest of (i) the federal funds rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, with the applicable margin depending on certain factors relating to an initial public offering with gross proceeds of not less than $ 300 million and on Desert Newco's leverage ratio.

BKLN offers a liquid way to earn higher yield with less interest rate risk but significantly higher credit risk.

An offer from TransCanada to build a new natural gas line to the province seems good on the surface, but considerably less magnanimous when you consider it's asking the Ontario Energy Board to approve a 52.3 per cent increase to the rates it charges to some of its customers.

If one lender will offer you a 5 % interest rate and another lender offers a 15 % interest rate, there would have to be some extremely compelling additional factors in order to forego the rate that is three times less expensive.

To find a high - ranked school offering one of these executive MBAs for under six - figures, you have to reach down to the No. 9th ranked University of Texas at Austin which has an EMBA program for a bargain rate of $ 80,169 — less than half the cost of either Wharton program (See the full list of the top 50 Executive MBA programs in North America on the next page).

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

Three popular explanations are offered to justify the high level of share prices: that profits will grow faster; that the economy and hence equities have become less risky; and that lower, more stable inflation will reduce real interest rates.

Some less serious brokers can offer a higher pay out rate in the demo account than the real account.

For investors seeking low volatility and less interest - rate sensitivity, the PowerShares S&P 500 ex-Rate Sensitive Low Volatility ETF (XRLV D - 70) offers an interesting opportunity.

Will dividend investors continue to purchase suddenly volatile, high - yielding strategies when bonds offer higher rates and less risk?

These individuals would be offered less ideal rates than those with splendid reputation.

With an annual pass rate of only 50 % or less, the CFA certification guarantees that the holder has the requisite depth of knowledge to offer sound guidance to clients seeking risk adjusted investment returns.

That's why Sharestates can offer you interest rates as low as 7 % — far less than you might find on other platforms or through other lenders.

Neither Avant nor OneMain Financial offers an annual percentage rate below 9 %, making both lenders less than ideal for creditworthy applicants.

I hope the rates increase gradually, but less than those being offered on this bond, so that the bond reaps a premium.

It is true Catalonia has regional bonds, however, in comparison to the debt offered by the regional banks, it is much less liquid and it offers only a marginally higher yield that doesn't correctly reflect the riskiness of the bond or the rating.

This rate is a big problem because American workers are 15 times less likely to save for retirement when their employer fails to offer a savings plan.

Judged purely on rewards, a number of other small business cards offer greater rewards rates, with substantially less annual costs.

In fact, over the past few years, credit unions» average personal loan rates have been approximately 1.24 percentage points less than those offered by banks.

The best personal loans offer low rates and fees, allowing you to get the credit you need for less.

For most investors, these clauses buried deep inside offering prospectuses matter less than growth prospects, valuations or burn rates.

Since some private lenders offer lower rates, no origination fees, and cosigner release, a private student loan might be less expensive (and less binding) than a Parent PLUS Loan.

When it is offered from a less - than - reliable source the nonsense rating goes up to 99.999999999 %.

Perinatal Home Medical Supply offers Electric Breast Pumps, Maternity Support Belt, Compression Pantyhose at prices less than department stores as well as lower tax rates.

The new plan also offers a major bow to bondholders and Wall Street credit rating agencies, who might be worried that state bonds — with payments guaranteed by the state's income tax revenues — could face future payment issues if Albany is to rely less on income tax collections.

The budget also included a requirement that employers offer paid family leave and lowered tax rates for New Yorkers making less than $ 300,000.

To keep afloat they can save money by running the business from home, «share» employees with other companies, offer a share of the business in return for specialist advice, as business owners work for less than market rates.

This blog is for students looking to travel the world, we offer our members special rates on flights, hotels and tours, allowing students to travel more and spend less.

Join a reputed dating site: There are many newer websites available on the market that promise to offer more features at a discounted rate, which happens to be way lesser than other services.

Take - up rates well below 100 percent suggest that many teachers ascribe less value to the medical benefits offered than they cost.

Comparing the college enrollment rates of students who were offered a scholarship to attend private school through the OSP lottery with those of students who applied for but did not win a scholarship, we find that students who won the scholarship were neither more nor less likely to enroll in college than students who did not win the scholarship.

Four of the remaining interdistrict magnet schools, which each offered less than six AP courses, experienced comparable participation rates to the comprehensive schools in spite of their limited course offerings.

Pricing will likely be somewhere north of the Model S, which starts at around $ 70,000 for the base model with the 60 kWh battery pack before tax credits, although it is possible the less powerful battery option won't be offered on the Model X given its higher weight and low take rate for it on the Model S. Expect 85 - kWh versions to start in the low 80s and move up from there.

Learn about the Toyota Corolla family or explore the credit challenged financing options we offer drivers with less than perfect credit ratings.

As an official partner of the SEMA Show, Travel Planners offers valuable benefits — such as low - rate guarantees on rooms and lowered or waived resort fees — helping companies spend less time shopping for hotels and more time to prepare to meet customers, plan product displays and secure new business.