The Chase Slate ® is the only card on the list to offer an introductory
offer on the balance transfer fee.
Not exact matches
The Chase Slate ® is one of the few credit cards to waive the
transfer fee as an intro
offer on balances transferred within the first 60 days of account opening.
Unfortunately, its
balance transfer fee of 5 % or $ 5 (whichever is greater) is higher than the 3 %
fee seen
on most of these
offers.
Chase Slate ®
offers 15 months of interest free introductory financing
on both new purchases and
balance transfers (a variable APR fo 16.49 % - 25.24 % applies after that), and is the only 0 % APR
offer with $ 0 intro
fee for
balance transfers made during the first 60 days of account opening.
Barclaycard Ring ™ Mastercard ® — Vote
on product features and terms with this unique card that charges no
balance transfer fees, has an annual
fee of $ 0 and
offers a low ongoing variable APR..
The Citi Simplicity ® Card - No Late
Fees Ever is an almost identical card to the US Bank Visa ® Platinum Card, as it also
offers an 18 month 0 % introductory APR
on purchases and
balance transfers.
Although the card
offers a long 0 % APR period to encourage
balance transfers, it also comes with a 3 %
fee on transfers.
Barclaycard's MasterCard
offers great cash back rewards and an easy to earn sign up bonus, but its
balance transfer advantages are pretty standard with an average introductory APR period and
balance transfer fee commensurate with many of the other cards
on our list.
The 3 %
balance -
transfer fee will eat into interest savings during the introductory period, and the no - interest
offer on new purchases is shorter than for other top cards.
Some credit cards
offer zero percent interest
on balance transfers, with a small
fee (2 % — 3 % of the
balance), or sometimes, no
fee at all.
Many credit cards
offer 0 % APR financing
on balance transfers, but almost all of these cards charge a 3 %
balance transfer fee.
It also
offers a 14 - month 0 % APR
on purchases and
balance transfers, no annual
fee, and no foreign transaction
fees — a great perk for travelers.
In the spirit of the holiday, you might want to leverage attractive credit card
offers such as the Slate from Chase, which
offers zero percent
on balance transfers for 15 months with no
balance transfer or annual
fees, in order to free yourself from your financial burden at the lowest possible cost.
The Barclays CashForward ™ World Mastercard ®
offers both rewards and a 0 % intro APR period for
balance transfers - albeit 3 months shorter than that
on the Citi Simplicity ® Card - No Late
Fees Ever.
Other
balance transfer cards tend to
offer a low intro APR
on their
balance transfer yet you pay a
balance transfer fee.
The Chase Slate ® is one of the few credit cards to waive the
transfer fee as an intro
offer on balances transferred within the first 60 days of account opening.
The JetBlue Card
offers 0 % introductory APR rates
on balance transfers, with
balance transfer fee of either $ 5 or 3 % of the amount of each
transfer, whichever is greater and term length of the first twelve billing cycles following each
balance transfer that posts to your account within 45 days of account opening.
As a
balance transfer credit card, the Chase Slate ® is one of our favorite, due to its introductory
offer on of having no
transfer fees on balances transferred within the first 60 days of card membership.
In addition to its 15 month of intro 0 % APR
on purchases and
balance transfers (then standard variable rate, currently 14.49 % - 25.49 %), the EveryDay also
offers a $ 0
balance transfer fee, a rare and valuable feature among credit cards, as long as you request
balance transfers within your first 60 days.
Hi Steve, the
balance transfer offers actually say the promotional rate may end if the account is closed for any reason, and the cardmember agreement says they may require repayment of the full outstanding
balance by a specified date if the account is closed, so it doesn't matter, I just opened a new credit card account at another bank and I am now prepared to refinance the Chase
balance with another bank if Chase raises my rate, insists
on charging its
fee, increases my minimum payment, or closes my account and demands immediate repayment.
While the higher minimum payment Chase probably can justify since the
balance transfer offer didn't specify it would be different than the card's overall terms (although if they aren't applying it uniform to all cardholders, that could be a problem for them), changing the interest rate
on the promotional
offer by imposing this new «service
fee»
on exactly the same accounts still benefiting from such an
offer is outright fraudulent if you ask me.
For instance, the American Express Blue Business Plus card currently
offers new applicants 0 %
on purchases and
balance transfers for 15 months as of February 20th 2018, with a
balance transfer fee of Either $ 5 or 3 % of the amount of each
transfer, whichever is greater.
This particular card
offers 0 % APR
on purchases and
balance transfers for 15 months (3 %
balance transfer fee with a $ 15 minimum) and 5 % cash back
on purchases.
This card
offers a 0 % introductory APR
on purchases and
balance transfers for 18 months, with a
balance transfer fee of 5 % of the
transfer, minimum $ 5 whichever is greater.
If you're planning
on transferring a
balance, the BankAmericard ® credit card is
offering a $ 0 Introductory
balance transfer fee during the first 60 days of account opening.
Still, the annual
fee isn't terribly high and there is the bonus of being able to earn cash back and also the fact that the card
offers 0 % APR for the first 9 months
on both regular purchases and
balance transfers is a real plus.
While Congress» legislative efforts in regulating «usury», lenders leapt
on an end - around tactic to boost
balance transfer fees and most likely will drop easy
offers to consumers with less than excellent credit scores.
And for a limited time, PenFed is
offering 4.99 % promotional APR for 24 months
on all
balance transfer during July 1, 2011 through December 31, 2011
on all the four cards and the
balance transfer fees will be waived for this special
offer.
Are you trying to find a card that will not charge a
fee for the
balance transfer in addition to
offering a break
on the interest?
While this card could be used to help pay off debt you may have accrued
on other cards thanks to its interest - free
balance transfer offer, you should keep in mind that you'll be charged a 5 percent
transfer fee.
While the
balance you carry under a 0 %
balance transfer offer won't accrue interest during the interest - free period as long as you make every minimum payment
on time, credit card companies usually charge consumers a
fee for moving the
balance from the old card to the new, 0 % introductory
offer card.
My credit union is
offering a credit card promotion, 2 % cash back
on balance transfers No
balance transfer / cash advance
fees I currently have ~ $ 13k in savings / CDs earning 1 % -1.1 %.
I'm planning
on applying for a credit card that
offers 0 % APR
on balance transfers for 15 months and $ 0
balance transfer fees.
This card also
offers 0 %
on balance transfers for four months which could give you a respite from existing debts, though there's a hefty 3 %
fee.
You won't be able to
transfer credit card
balances to lower cost accounts by opening new accounts the
offer lower
fees and rates
on balance transfers.
If you don't think the 15 billing cycles of 0 % interest
on balance transfers offered by the BankAmericard ® Credit Card is enough, we recommend considering the Citi Simplicity ® Card - No Late
Fees Ever instead.
The card has no annual
fee and a promotional 0 % APR
offer on purchases and
balance transfers.
If what you need is a 0 % APR
balance transfer,
on the other hand, the Chase Slate ® card comes with the best
offer in the business — 15 months with zero interest, plus no
balance transfer fees in the first 60 days!
If you carry a
balance on your credit cards, many cards will
offer a zero - dollar
balance transfer fee that can definitely help reduce the interest you pay.
Intro Rate
on Purchases — Not
Offered Intro Rate
on Transfers —
Balance Transfers Not Allowed Regular Rate — N / A ANNUAL
FEE — $ 2500
American Express, MasterCard and Visa
offer cards which have no annual
fee, APR interest rates that start as low as 9.74 %, and reward programs that
offer incentives like 0 % interest introductory
offers on balance transfers and 2.25 % cash back with no limit
on the amount of money you can earn back.
The Chase Slate card's unique, no -
fee introductory
balance transfer offer makes it one of the most valuable
balance transfer cards
on the market.
Among the cards that we've reviewed, the Chase Slate is the only card to
offer an introductory zero dollar
fee on balance transfers.
New cardholders can enjoy a $ 200 cash rewards bonus when you meet the eligible spend, a purchase and
balance transfer offer for the first 15 (
on balance transfers made within first 45 days) months — and all for a $ 0 annual
fee.
Right now, the card
offers a 0 % introductory APR
on purchases and
balance transfers for 15 months, and you'll pay no
balance transfer fee for the first 60 days.
As you can see, you can save thousands
on interests with 0 % Credit Cards, but you need to be specially vigilant and avoid those credit card
offers that charge excessive
fees and costs for using
balance transfers even if they claim to offer 0 % Balance Transfers and 0 % APR promotional p
balance transfers even if they claim to offer 0 % Balance Transfers and 0 % APR promotional
transfers even if they claim to
offer 0 %
Balance Transfers and 0 % APR promotional p
Balance Transfers and 0 % APR promotional
Transfers and 0 % APR promotional periods.
For example, let's say you are currently carrying a $ 5,000
balance on a credit card with an 18 percent APR and you want to
transfer it to the Chase Slate card — which doesn't charge a
fee for
balances transferred within 60 days of account opening — and
offers a 0 - percent intro APR
on balance transfers for the first 15 months (then 16.49 % - 25.24 % Variable).
Annual
Fee: $ 0 Recommended Credit: Good to Excellent Bottom Line: The Blue Cash Everyday has great cash back rewards rates
on everyday spending categories and
offers a solid 0 % intro period for you to pay off a
balance transfer.
You may start with our Top 3
Balance Transfer Offers containing cards with no annual fee, long intro periods with zero interest on balance transfer
Balance Transfer Offers containing cards with no annual
fee, long intro periods with zero interest
on balance transfer
balance transfers etc..
The Slate card from Chase
offers a zero percent introductory
fee on balance transfers for 15 months, with no
balance transfer fee — plus a whole host of great options for paying off your
balance, including tools that help you manage your...