Both the Sapphire Preferred and ThankYou Premier cards
offer transferrable points, while the Venture card offers points that can be redeemed like cash toward travel.
Not exact matches
Notably, it's the only
transferrable points currency that
offers the ability to transfer to American Airlines.
When it comes to cards
offering fixed - value rewards, which are those that don't have
transferrable points or miles, it won't really make a difference.
Once you realize that you're earning potential for AA miles is fairly limited, you'll realize why you'd need to apply for an AA card instead of a card that earns
transferrable points, even though the latter
offers more flexibility.
If you aren't dedicated to American, you may want to consider a card with
transferrable points that
offers more bonus - earning categories of purchases.
The downside to them is that they don't
offer the flexibility that you can get from other cards that earn
transferrable points.
On the surface, the Citi Prestige's rewards program appears to parallel other premium rewards programs by
offering transferrable rewards
points.