Sentences with phrase «offered after the introductory period»

Purchases may be charged the rate offered after the introductory period or a higher rate reserved for just for purchases.

Not exact matches

After the introductory period, the card offers a variable APR, and it's very reasonable — especially if you qualify for the minimum rate.

Even when the introductory period is over, you'll still be left with a great cash back credit card that offers 5 % cash back after you sign up on certain purchase categories that rotate quarterly.

Pros The Citi Simplicity offers an introductory period of 18 months for 0 % APR on purchases and balance transfers (after that variable APR of 15.49 % - 25.49 %).

The 0 % interest rates offers as introductory enticements for college students are only a great deal if the interest rate after the introductory period passes is a rate that makes sense.

Search credit card websites to see if you can find a credit card offer without a transfer fee, but be aware that the credit card issuer is likely to compensate for the lack of a fee with a shorter zero percent interest period or a higher interest rate after the introductory period.

(We're looking past the introductory period, while I also disregard the Arrival Plus introductory offer of 40,000 bonus miles after $ 3,000 in spending, in addition to the waived $ 89 annual fee for the first year.)

«While many cards offer 0 % APR up front, or other introductory rates for new card members, it is always important to research what the rates are after the introductory period,» says Smith.

Credit card issuers may offer combinations of variable and fixed rates, For example, a variable - rate APR that becomes a fixed rate after your introductory period ends.

That being said, be sure to read the fine print on these offers as some banks have now included stipulations about retroactive interest for moving balances after the introductory period.

An ARM is a loan that offers a low introductory interest rate that «resets» after a set period of time, whether it's one year from your closing date or five years or more.

This card nixed its introductory 0 % APR period in February 2018 after offering it for about a year.

After the introductory period, the APR will be 8.74 % - 18.00 % depending on the card you choose and your creditworthiness.3 (0 % APR offer only available on select cards; see individual card pages for details.)

ARMs offer low, fixed rates for the introductory period of the mortgage, after which you are at the mercy of a fluctuating market.

Many cards offer a 0 % interest period for 6 - 15 months, but after the introductory period is over, the regular interest rate may end up being higher than your original card.

While many offer low introductory rates, after a designated time period, those rates skyrocket to more than 20 % Annual Percentage Rate (APR) Regardless of your income, carrying any significant amount of debt at that interest rate for anything other than a short term is unsustainable because of how the interest compounds.

This card offers a 0 % A.P.R. introductory offer on all purchases and balance transfers for 12 billing cycles (12 months), after this period a variable A.P.R. ranges from 15 % to 24 %.

Even when the introductory period is over, you'll still be left with a great cash back credit card that offers 5 % cash back after you sign up on certain purchase categories that rotate quarterly.

(We're looking past the introductory period, while I also disregard the Arrival Plus introductory offer of 40,000 bonus miles after $ 3,000 in spending, in addition to the waived $ 89 annual fee for the first year.)

If you transfer a balance over to this card within the first 60 days of account opening, you won't have to pay any balance transfer fee since you'll enjoy the $ 0 introductory balance transfer fee offer (5 % fee after that period or $ 5, whichever is greater).

Others restructured the programs, offering generous cash back during an introductory period then lowering the percentage of cash back after a few months.

It doesn't offer any rewards program and loses its sheen after the expiry of its introductory 0 % APR period.

Unfortunately, the attractive price HTC announced last week is only an introductory offer: after the «special promotional pre-sale» period concludes on November 7th, the price of the handset will jump up to $ 499.99.

ARMs offer lower introductory interest rates that can change after the initial fixed - rate period.