Sentences with phrase «offered as whole life insurance»

These plans are typically offered as whole life insurance — which means that there is both death benefit protection and a cash value / savings component in the plan.

These policies are offered as whole life insurance, which means that the plan has death benefit protection, as well as a cash value, or savings, component.

Not exact matches

Permanent life insurance policies, such as whole and universal life insurance, offer lifelong coverage and typically have a cash value component.

Mr. Martin added, «The addition of Survivorship Choice Whole Life to Penn Mutual's strong life insurance portfolio demonstrates our commitment to whole life insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolerances.&rWhole Life to Penn Mutual's strong life insurance portfolio demonstrates our commitment to whole life insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolerances.&raLife to Penn Mutual's strong life insurance portfolio demonstrates our commitment to whole life insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolerances.&ralife insurance portfolio demonstrates our commitment to whole life insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolerances.&rwhole life insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolerances.&ralife insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolerances.&ralife insurance solutions for policyholders with diverse objectives and risk tolerances.»

Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawLife Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witInsurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

Whole life insurance offers death benefit coverage that gradually reduces the insurer's commitment as the cash value builds, just like universal life insurance.

The Globe Life and Accident Insurance Company offers no medical exam term life insurance, whole life insurance (for adults and children), as well as accidental death coverLife and Accident Insurance Company offers no medical exam term life insurance, whole life insurance (for adults and children), as well as accidental death Insurance Company offers no medical exam term life insurance, whole life insurance (for adults and children), as well as accidental death coverlife insurance, whole life insurance (for adults and children), as well as accidental death insurance, whole life insurance (for adults and children), as well as accidental death coverlife insurance (for adults and children), as well as accidental death insurance (for adults and children), as well as accidental death coverage.

AARP and New York Life offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minLife offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minlife insurance policies for seniors, as well as whole life insurance coverage for minlife insurance coverage for minors.

Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.

Sagicor offers traditional whole life insurance, as well as two single premium policies.

If you're willing to answer health questions about yourself or haven't yet reached 50, Colonial Penn offers traditional whole life insurance as an alternative to their Guaranteed Acceptance Program.

ANICO Whole Life offers several different riders, such as Accelerated Benefit Riders, Guaranteed Insurance Option Rider, Paid up Additions Rider, Disability Premium Waiver, ANICO Signature Term Rider and Children's Term Rider.

Whole life insurance (cash value life insurance) offers a permanent accruing death benefit as well as accruing cash value within the policy over the life of the policy holder based upon mortality tables.

Guaranteed acceptance policies are typically whole life insurance policies, meaning they offer coverage for your lifetime so long as you continue to pay premiums.

As with most mutual insurance companies that offer participating whole life, a large percentage of the total dividend will go towards the purchase of paid up additions.

Mutual of Omaha also offers competitive rates for guaranteed issue whole life insurance, as well as a wider range of death benefits.

Both TruStage Whole Life Insurance and Guaranteed Acceptance Whole Life Insurance offer permanent protection with a guaranteed rate that's locked in for life as long as your premiums are pLife Insurance and Guaranteed Acceptance Whole Life Insurance offer permanent protection with a guaranteed rate that's locked in for life as long as your premiums are pLife Insurance offer permanent protection with a guaranteed rate that's locked in for life as long as your premiums are plife as long as your premiums are paid.

Universal Life and Variable Life offer greater flexibility and potentially higher rates of return on investment, but are also more risky as investments than Whole Life Insurance.

Some types of permanent life insurance policies, such as whole life insurance, can offer many benefits that are distinct from term life plans.

Not all insurers offer permanent policies, such as whole life insurance, so this is something you'll want to check before applying for your policy.

Term insurance differs from the permanent forms of life insurance, such as whole life, universal life, and variable universal life, which generally offer lifetime protection as long as premiums are kept current.

So, our evaluation of the best whole life insurance companies tends to FAVOR those companies that offer the most benefits for maximum cash value accumulation through additional riders, such as paid - up additions.

Basically, a universal life insurance policy is a plan that offers the same death benefit as a whole life plan, but with a very flexible payment structure.

As a follow up to this article, we do offer a number of more comprehensive articles that rate our top 10 best dividend paying whole life insurance companies, our top 10 best universal life insurance companies, our top 10 best no exam life insurance, and others, all for wealth creation and legacy building with life insurance.

One of the distinct advantages with Assurity's LifeScape whole life insurance is that it offers some great riders, such as:

Our one - of - a-kind Custom Whole Life policy is a permanent policy designed to offer the lifelong security of whole life insurance, with the flexibility to pay down your policy as fast as you want — you choose how long — or short — you'll be paying premWhole Life policy is a permanent policy designed to offer the lifelong security of whole life insurance, with the flexibility to pay down your policy as fast as you want — you choose how long — or short — you'll be paying premiLife policy is a permanent policy designed to offer the lifelong security of whole life insurance, with the flexibility to pay down your policy as fast as you want — you choose how long — or short — you'll be paying premwhole life insurance, with the flexibility to pay down your policy as fast as you want — you choose how long — or short — you'll be paying premilife insurance, with the flexibility to pay down your policy as fast as you want — you choose how long — or short — you'll be paying premiums.

The drawback to whole life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered bywhole life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered bywhole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered byWhole Life Guaranteed policy, such as the one offered by Life Guaranteed policy, such as the one offered by MOO.

Whole life insurance offers death benefit coverage to beneficiaries that gradually reduces the insurer's commitment as the policyholder's cash value builds.

Cash value whole life insurance offers a contractual rate of return as well as likely dividends and additional growth that is not dependent upon the financial markets.

The types of life insurance that are offered by Assurity Life Insurance Company include term life, whole life, and universal life coverage, as well as accidental death and dismemberment coverlife insurance that are offered by Assurity Life Insurance Company include term life, whole life, and universal life coverage, as well as accidental death and dismemberment insurance that are offered by Assurity Life Insurance Company include term life, whole life, and universal life coverage, as well as accidental death and dismemberment coverLife Insurance Company include term life, whole life, and universal life coverage, as well as accidental death and dismemberment Insurance Company include term life, whole life, and universal life coverage, as well as accidental death and dismemberment coverlife, whole life, and universal life coverage, as well as accidental death and dismemberment coverlife, and universal life coverage, as well as accidental death and dismemberment coverlife coverage, as well as accidental death and dismemberment coverage.

Although individual life insurance products can run the gamut, most life insurance policies are offered in one of four ways — either as term life, whole life, universal life, or variable life.

As discussed in our post discussing the history of whole life insurance, whole life has stood the test of time and offered consistent returns and even continuing whole life insurance dividends through the most difficult economic environments, such as the Great DepressioAs discussed in our post discussing the history of whole life insurance, whole life has stood the test of time and offered consistent returns and even continuing whole life insurance dividends through the most difficult economic environments, such as the Great Depressioas the Great Depression.

The Foresters Advantage Plus Whole Life insurance policy offers lifetime protection, as long as the premiums remain paid.

Universal life insurance is designed to offer many of the same benefits as traditional permanent * life insurance policies such as whole life, but offers more flexibility that allows you to adjust your premiums and coverage as your needs change.

MassMutual offers a wide range of life insurance policies, such as term, whole, universal and variable universal life insurance.

A CFP should offer objective advice regarding insurance and not have quite the same interest as the agent pushing say, whole life.

A whole life insurance policy will offer guaranteed level premiums throughout the life of the policy, as well as a guaranteed amount of death benefit.

As our other contenders, AIG is a top life insurance company that offers a solid array of consumer friendly products spanning whole life, universal and variable life.

Universal life insurance offers both the protection of term insurance as well as a savings element, like whole life.

AND using cash value whole life insurance from a mutual company for this strategy as opposed to other types of life insurance such as universal life or term life insurance offer some additional incentives for your key people.

Because IULs may offer a higher potential upside rate of return, they do not offer the same kinds of guarantees concerning ongoing cash accumulation (supplemented by a strong history of dividends) as that offered by traditional whole life insurance.

Some insurers offer more complex life insurance products such as whole life insurance or universal life insurance, other — less complicated products such term life insurance only.

This specific type of whole life insurance offers substantial benefits to key people due to the steady accumulation of cash value within the policy and the flexible access to cash, as well as favorable tax treatment.

Permanent life insurance (also called whole life) offers lifetime protection and a guaranteed death benefit as long as you keep the policy in force by paying the premiums.

New York Life is known for offering a solid whole life insurance product; however, we found that they are also striving to offer solid universal life policies complete with a number of life insurance riders such as «no lapse» and «living benefits&raqLife is known for offering a solid whole life insurance product; however, we found that they are also striving to offer solid universal life policies complete with a number of life insurance riders such as «no lapse» and «living benefits&raqlife insurance product; however, we found that they are also striving to offer solid universal life policies complete with a number of life insurance riders such as «no lapse» and «living benefits&raqlife policies complete with a number of life insurance riders such as «no lapse» and «living benefits&raqlife insurance riders such as «no lapse» and «living benefits».

Some term life policies may offer greater flexibility such as terms for return of premium and the potential to convert to whole life insurance.

When permanent cash value life insurance is used for an executive bonus plan, as opposed to term life insurance, the accruing cash value of the policy can offer an additional incentive to the employee (know the difference between term life vs whole life).

Universal life insurance offers both the protection of term insurance as well as a cash value element, like whole life.

Yet, universal life, or UL, also provides so much more than what is offered with more «generic» forms of permanent coverage such as whole life insurance.

Lifelong Coverage: As its name implies, whole life insurance policies are designed to provide insurance protection for your whole life (versus term life insurance policies, which only offer protection for a specified period of time).