Sentences with phrase «offered at a higher interest rate»

However, your application could be denied or cancelled, or you may get an offer at a high interest rate if you have bad - credit history.

Typically used by self - employed people and small business owners, they are usually offered at higher interest rates and may include terms that restrict borrowers.

Being an unsecured loan, Personal loans are often offered at a higher interest rate.

Not exact matches

The bank offered a loan at a low rate to pay off her high - interest credit card debt, and she ended up taking out a second mortgage for $ 80,000.

EverBank offers a higher introductory interest rate for the first year of 1.50 % APY, which drops to 1.15 % APY (or increases, depending on the account balance) at the end of the introductory period.

If you want to earn interest on your money at a higher rate than what the Yield Pledge ® Checking account offers after the intro offer expires, you might find a money market account to be useful.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

With 3.09 % APY on checking account balances up to $ 10,000, Consumers Credit Union (CCU) offers the highest checking interest rate we've found at any depository institution.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

It also offers higher interest rates than comparable CDs at many national banks.

EverBank's strongest interest option are its Yield Pledge CDs, which offer the highest CD rates at every balance level and term length.

That debt is calculated at a higher interest rate than a mortgage and doesn't offer the same tax deduction.

For instance, according to ValuePenguin's analysis of savings rates, some online banks offer interest rates that are 100 times better than ones at brick - and - mortar ones — although, given today's low - interest environment, you still won't get rich on even those higher rates.

While fixed annuities offer the opportunity to accumulate value at a fixed rate of interest, variable annuities offer investment flexibility that might generate higher rates of return, based on the performance of your underlying investments.

EverBank's strongest interest option are its Yield Pledge CDs, which offer the highest CD rates at every balance level and term length.

Out of the six, Bond Street offers the highest amount at $ 1 million with particularly competitive interest rates, and in second place is SnapCap with $ 600,000.

Although it offers some strong options for students and seniors, US Bank's fees for overdrafts and wire transfers run on the high side, while its interest rates don't offer anything higher than savings account rates at less expensive banks.

While there is healthy competition with many players offering high - interest savings accounts at attractive interest rates and features, President's Choice Financial is pretty much the only game in town if you want a no - fee chequing account.

Don't use debt consolidation if the lender is offering you a loan at a higher interest rate than the average interest rate on the other accounts that you plan to pay off with the loan.

We looked at more than a hundred checking accounts to find interest checking options that offer high rates with relatively low monthly service fees.

Several other interest checking accounts offer rates that are higher than this account's 1.60 % APY, but almost all of them require far more monthly account activity for those rates — and none of them come with the wide range of online services we found at MemoryBank.

Someone with a good credit report will be offered the lowest interest rates on loans and credit cards, while people with bad credit reports will face high rates, if they're able to borrow at all.

In choosing the best high - yield savings accounts, we looked for the highest interest rates offered at both traditional and online - only banks.

By adding points, they can offer a lower interest rate and make approximately as much money as they would at the higher rate.

The bank's standard interest rates aren't nearly as high as those you can find at online banks, but if you're a new customer with at least $ 10,000, Santander offers a strong promotional rate that may be worth consideration.

A certificate of deposit or CD is designed to offer you a higher interest rate than a regular savings account without putting your money at risk.

So, while that «no - cost» offer may limit your exposure at the outset, you'll ultimately pay more over the life of the loan by having a higher interest rate than what you might have secured elsewhere.

However, some companies may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.

PC Financial is offering a free TFSA with the same interest rate as their high interest savings account if you maintain a balance of $ 1000... 3.75 % at the moment.

Check cashing companies and certain finance companies along with some others are offering short - term loans at a high interest rate that are referred by various names such as cash advance loans, payday loans, check advance loans, deferred deposit check loans or post-dated check loans.

Reward checking accounts, often offered at small banks or credit unions, are checking accounts that pay high interest rates, much higher than what you could get from a high - yield savings account, but with a few strings attached.

While fixed annuities offer the opportunity to accumulate value at a fixed rate of interest, variable annuities offer investment flexibility that might generate higher rates of return, based on the performance of your underlying investments.

Savings accounts are intended for infrequent use of funds, and offer higher interest rates at the expense of some of the ease of access to funds.

So, standards do differ, and prospective mortgagees judged to be riskier are offered loans at higher interest rates or more points up front etc, or declined entirely.

At Synchrony Bank, we offer competitive and high interest rates + and the convenience that allows you to control your money.

If the primary advantage of a money market account is its higher interest rate, a quick online search will reveal plenty of online savings options that outperform the top rates offered by money market accounts at traditional banks.

This, though, was a function of the trend in interest rates; at the start of those periods, the funds were buying bonds with higher yields than bonds offer today.

SoFi offers refinancing at lower interest rates to students with higher incomes post-graduation.

When interest rates of most online savings accounts are in the middle to high 2 % range, what rewards checking accounts offer are indeed quite attractive, as long as you can swipe the card 10 times a month and maintain a nice balance at the same time.

However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.

Banks offer mortgages at 3 % -4 % interest rates but without a high credit score, you can not qualify.

Introductory offers have a temporary interest rate that expires at the end of the introductory period and interest on most credit cards is between 10.99 % and 29.99 %, which is considerably higher than even the highest interest rates on student loans.

Of course, whether you choose a P2P loan or a bank loan, having a high credit score can help you get the lowest rate offers, while a lower credit score will likely stick you with higher interest rates, if you are approved for a loan at all.

However, if you are currently paying high rates of interest with other cards, but a new card offers you a balance transfer at a great rate, why wouldn't you want to take advantage of the lower rate and possibly paying off your debt faster?

The report acknowledged that the majority of loans are made to borrowers with good credit scores, but some platforms offer loans to borrowers with poor credit (FICO scores as low as 580) at interest rates as high as 36 percent.

Some banks may only lend to you on a short - term basis at a higher interest rate to see if there has been a significant profit margin and then offer better loan terms after the trial period.

If you're lucky, you get an offer of loan modification at a higher interest rate.

The agency offers student loans at higher interest rates than most federal programs.

No matter what your credit score, there are many lenders who are willing to offer car loans — but, at very high interest rates.

Taking a look at the cost of cash back rewards first, the interest rate range offered by Credit One Bank is slightly higher than other rewards cards with similar cash back offers.