This card, by comparison,
offers a flat rewards rate that's not a hassle to understand.
If your spending is very varied, then you may like a card that
offers a flat reward rate on all purchases.
Some offer a flat rewards rate and others vary cash back rates with the type of purchase or the time of year.
In addition to
offering a flat rewards rate on every purchase, the Venture card lets you book travel yourself, on any travel website you choose, and will reimburse you with a statement credit.
Not exact matches
Or, you may earn a higher
rewards rate by choosing a
flat -
rate card that
offers the same
rewards rate on every purchase.
Flat -
rate rewards cards — which
offer the same
rewards rate on every purchase — are also very common, constituting 13 out of the 40 cards in our review set.
This bonus
offer is comparable to the other
flat rate rewards cards that earn 1.5 % on every credit card purchase.
It
offers flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in
rewards if the cardholders pay on time.
The Capital One ® Quicksilver ® Cash
Rewards Credit Card
offers a
flat 1.5 % cash back
rate.
A 2 %
flat rewards rate is pretty good as most flexible travel
rewards cards in this annual fee range either have a similar double miles
flat -
rate payout or
offer double miles on the travel and dining.
The closest
flat rate no - annual - fee travel
rewards card is the VentureOne ® Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel ex
rewards card is the VentureOne ®
Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel ex
Rewards Credit Card, which
offers a lower
rewards rate of 1.25 % on travel ex
rewards rate of 1.25 % on travel expenses.
It
offers flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in
rewards if the cardholders pay on time.
The Capital One ® Quicksilver ® Cash
Rewards Credit Card
offers a
flat 1.5 % cash back
rate.
If you're a one - credit - card type of entrepreneur, a
flat -
rate card like this will likely
offer better long - term value than a tiered
rewards card.
Some cards
offer a
flat rate for all types of purchases, other cards have a tiered
reward rate that might pay 5 % for gas but only 1 % on everything else.
Something that
offers a
flat cash back
rate on all purchases would be a good option as opposed to complicated
reward point structures.
There are only three other credit cards that
offer an unlimited and
flat -
rate rewards rate of this caliber.
This card
offers a
flat 1 % cash back
rewards rate on every purchase.
One of the major pluses of the Venture card
offering is the category neutral
rewards structure, 2 miles on everything equating to a
flat 2 %
rewards rate.
Unlike the
flat rate structure of the Amex and Capital One
offerings, the Barclays Arrival ™ World MasterCard ®
rewards you with 1 point on most spending and double points on specific categories.
The top dog of initial bonuses also has one of the best
flat -
rate cash back
rewards percentages: that's right, the Capital One Spark Cash credit card not only
offers 2 % unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirement.
As with all tiered
rewards cards, it's important to see if the card's bonus categories fit your spending patterns — you may find that a
flat -
rate card or a card that
offers bonuses in different spending categories gives you a higher average
rate of cash back.
Indeed, while not as sought - after an applicant as someone with a well - established credit history, the
rewards options for students are still quite competitive, with cards
offering both unlimited
flat -
rate rewards, as well as some options for bonus category
rewards, as well.
Not only do most business
rewards cards provide unlimited
flat -
rate rewards, but many also
offer business - centric bonus categories to
reward you for the things you buy most.
Similar to other credit card
rewards, most travel
rewards credit cards allow you to earn unlimited,
flat -
rate points or miles on every purchase, and a variety of cards also
offer bonus points or miles for purchases in specified categories.
As with cash back
rewards, most
rewards points credit cards will provide an unlimited
flat rate on all purchases, typically 1X point per $ 1, as well as
offering bonus points on purchases made in specific categories.
While, generally speaking, the DBS Altitude
offers a consistent, but relatively low
flat rate reward for everything you spend your money on (1.2 miles per S$ 1 spent locally, 2 miles per S$ 1 spent overseas, 3 miles per S$ 1 spent on online bookings), the HSBC Revolution particularly
rewards those who spend heavily in the categories of dining, entertainment and online shopping.
The Capital One ® Venture ®
Rewards Credit Card offers a flat 2x miles on every dollar spent (except as we noted, on hotels.com/venture purchases), which translates to a 2 % rewards rate when those miles are used to pay down travel expenses from you
Rewards Credit Card
offers a
flat 2x miles on every dollar spent (except as we noted, on hotels.com/venture purchases), which translates to a 2 %
rewards rate when those miles are used to pay down travel expenses from you
rewards rate when those miles are used to pay down travel expenses from your bill.
With no fee
flat rate rewards cards like the Capital One ® Spark ® Cash Select
offering 1.5 % back, you'll need to only spend about $ 2700 dollars in the 5x categories to more than make up for the $ 95 annual fee on the Ink Bold.
This is the most generous,
flat rate reward cash back credit card
offer around.
The Chase Freedom Unlimited card
offers a 1.5 %
flat -
rate cash back on every purchase and ranks among our favorite picks due to its high
rewards value and flexibility in redeeming cash back.
A number of cash back cards will
offer flat -
rate rewards on every purchase (including gas) equal to those
offered on gas by the Shell card, and bonus category cards can
offer up to 5 % cash back on gas.
One well - known business
reward card with a high
flat rate is the Capital One Spark Cash for Business (annual fee: $ 59, waived first year), which
offers 2 percent back on everything with no cap.
Or, you may earn a higher
rewards rate by choosing a
flat -
rate card that
offers the same
rewards rate on every purchase.
The Savor card
offers a good
rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a
flat 2 percent
rate.
The Wyndham
Rewards Visa card offers a very good sign - up bonus and a high rewards rate, plus a flat redemption rate that can allow you to get a great return on your rewards points at certain prop
Rewards Visa card
offers a very good sign - up bonus and a high
rewards rate, plus a flat redemption rate that can allow you to get a great return on your rewards points at certain prop
rewards rate, plus a
flat redemption
rate that can allow you to get a great return on your
rewards points at certain prop
rewards points at certain properties.
The Chase Freedom Unlimited card
offers a good sign - up bonus and a
flat 1.5 percent cash back
rate on general purchases for cardholders who want to keep things simple, plus it's a great starter card for collecting Chase Ultimate
Rewards.
Some business cards
offer a tiered
rewards program while others pay one
flat rewards rate on purchases.
The ultimate universal coupon, a good cash back
rewards credit card
offers you
flat -
rate savings on everything you buy — including high - priced panties.
Rewards programs typically award cash back as a percentage of your qualifying purchases, either
offering a single
flat -
rate percentage on all purchases or
offering bonus cash back on purchases in predetermined categories.
This bonus
offer is comparable to the other
flat rate rewards cards that earn 1.5 % on every credit card purchase.
Even a
flat rate travel
rewards card like the Barclaycard Arrival Plus
offers a 5 % redemption bonus when you redeem your
rewards point for travel purchase credits.
Indeed, while not as sought - after an applicant as someone with a well - established credit history, the
rewards options for students are still quite competitive, with cards
offering both unlimited
flat -
rate rewards, as well as some options for bonus category
rewards, as well.
This card
offers a
flat 1 % cash back
rewards rate on every purchase.
Similar to other credit card
rewards, most travel
rewards credit cards allow you to earn unlimited,
flat -
rate points or miles on every purchase, and a variety of cards also
offer bonus points or miles for purchases in specified categories.
As with cash back
rewards, most
rewards points credit cards will provide an unlimited
flat rate on all purchases, typically 1X point per $ 1, as well as
offering bonus points on purchases made in specific categories.
As with other
rewards cards, those
offering travel
rewards provide only unlimited
flat -
rate rewards for all purchases or additional bonus
rewards for purchases in predetermined categories.
The top dog of initial bonuses also has one of the best
flat -
rate cash back
rewards percentages: that's right, the Capital One Spark Cash credit card not only
offers 2 % unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirement.
Instead of bonus
rewards on certain purchases, Freedom Unlimited
offers a higher
flat -
rate rewards percentage.
With a generous sign - up bonus and a 5 percent bonus every time you redeem your cash back, the Barclaycard CashForward has much to
offer on top of its
flat 1.5 percent
rewards rate.