Sentences with phrase «offers guaranteed principal»

Not exact matches

Rive also suggested that some of the company's financial offerings may include guarantees on investors» principal, and will be able to be traded.

Jim Poolman, IALC's executive director, stated that while the group's litigation is «not disputing that retirement advisors should act in the best interests of their clients,» DOL's rule «will harm millions of hard - working Americans who need the principal protection and lifetime guaranteed income that fixed indexed annuities offer.»

Certificates of Deposit (CDs) CDs offer FDIC insurance, 3 providing a guarantee of the invested principal up to certain limits.

FIAs offer the opportunity for growth and a steady, guaranteed lifetime income stream, while protecting the principal from the uncertainty of market volatility.

These products offer principal protection from market loss, a predictable, guaranteed retirement income, and can contribute balance to retirement savers» long - term financial plans.

Harvard sued the remaining living trustee, Francis Amory, and argued that placing the entirety of the trust's assets in common stock, which offered no security of principal — a government guarantee or backing of a real asset — jeopardized the interests of the ultimate beneficiaries of the trust, Harvard College and Massachusetts General Hospital.

The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested.

This guarantee, developed in partnership with the Center for Educational Leadership, offers side - by - side coaching and other professional development work at no cost to the district or the graduate, if the new principal or district leaders notice that he or she is not demonstrating the exit standards in certain key competency areas.

The CIBC Bonus Rate TFSA GIC offers interest at a premium rate on selected terms and guarantees your principal.

BonusMAX fixed annuities offer preservation of principal, guaranteed retirement income options, tax - deferred growth and competitive interest rates.

The CIBC Bonus Rate GIC offers interest at a premium rate on selected terms and guarantees your principal.

Rather than paying a fixed interest rate, these offer you a range of returns: if the stock market performs well you get some of that upside, and even if the market goes down your principal is guaranteed.

A: A Fixed Index Annuity is an insurance product that offers a benefit that provides an opportunity to receive a steady, guaranteed lifetime income stream at a future date like retirement while protecting the principal from the uncertainty of market volatility.

Fixed annuities offer four important elements that can help you grow your retirement future; preservation of principal, † competitive interest rates, ‡ guaranteed retirement income options and death benefit protection.

agency bonds are issued by official U.S. government bodies (e.g., Tennessee Valley Authority (TVA); government sponsored entity (GSE) bonds are offered by lenders created by an act of Congress to assist groups of borrowers (e.g., farmers, ranchers, homeowners, mortgage lenders, etc.); the principal and interest of GSE bonds are not guaranteed by the U.S. government; Agency and GSE bonds are generally available in minimum denominations of $ 10,000, with subsequent investments in increments of $ 5,000; Fidelity makes these securities available in minimum denominations of $ 1,000, and subsequent investment increments of $ 1,000

Principal Protected Notes (PPN) are a product offered by banks and insurance companies that allow you to participate (to an extent) in the risky stock markets while your initial investment is guaranteed to be repaid in (say) five or ten years.

Products offered through CFS: are not NCUA / NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.

If a bond is insured that means that there is an insurance company standing behind the offering that is guaranteeing to repay investors their principal and interest in a timely manner should the company, state or municipality issuing the bond, default.

Investment products offered by Webster Financial Advisors are not FDIC or government insured; are not guaranteed by Webster Bank; may involve investment risks, including loss of principal amount invested; and are not deposits or other obligations of Webster Bank.

Because annuities can be designed to offer timed payouts, guarantees on principal, as well as investment gains, and were already being offered by insurance companies, they quickly became the preferred vehicle to implement structured settlements.

Non-Redeemable GICs offer a fixed rate of return for a specific term, with both principal and interest guaranteed.

Most section 529 college savings plans offer a money market fund or a protected principal fund, and some even have a guaranteed option which protects the principal and guarantees a minimum rate of return (typically at least 3 %).

Securities are not are not federally - insured; are not obligations of the credit union; are not guaranteed by the credit union; involve investment risk, the value of the investment may fluctuate, the return on the investment is not guaranteed and loss of principal is possible; may be offered by a dual employee who may accept deposits on behalf of the credit union and may sell non-deposit investment products on behalf of a third - party securities broker - dealer.

FIAs offer the opportunity for growth and a steady, guaranteed lifetime income stream, while protecting the principal from the uncertainty of market volatility.

FIAs offer the opportunity for tax - deferred growth based in part on changes in a market index, plus the option to convert your annuity into a steady, guaranteed, lifetime income stream, all while protecting your hard - earned principal from the uncertainty of market volatility.

These products offer principal protection from market loss, a predictable, guaranteed retirement income, and can contribute balance to retirement savers» long - term financial plans.

The CIBC Variable Rate GIC guarantees your principal, while offering you a variable interest rate that is linked to the CIBC Prime Rate and the option to cash out early, after 30 days, without penalty.

Certificates offer guaranteed rates and principal, no account fees with flexible investment options.

Products offered through CFS: are not NCUA / NCUSIF or otherwise federally insured, are not guarantees or obligations of Citadel, and may involve investment risk including possible loss of principal.

A Market Linked GIC, such as a Scotia Equity - Powered Guaranteed Investment Certificate (EPGIC) is a GIC that offers principal protection and the benefits of the return potential of equity investments.

A Guaranteed Investment Certificate (GIC) is a low risk, secure investment option that offers interest on your principal investment.

Universitas Trust Funds offers: — Principal 100 % Guaranteed — 10 year return is currently 6.68 % — Total Expenses of 1.24 % — Membership Fees that are the lowest in the industry — Only group plan that 100 % guarantees the full refund of the membership fees at maturity.

The riders are designed to meet specific needs such as protecting principal, providing a guaranteed level of income for life, or offering a more robust death benefit.

Government bonds and Treasury bills are guaranteed by the US government as to the timely payment of principal and interest and, if held to maturity, offer a fixed rate of return and fixed principal value.

For instance, insurance companies offer products with annuity in their name that really resemble mutual funds: You don't have to surrender your principal and they don't guarantee lifetime income.

Premium dollars can be allocated among these investment offerings or they may go towards the Guaranteed Principal Account — which is a fixed account and is guaranteed to earn interGuaranteed Principal Account — which is a fixed account and is guaranteed to earn interguaranteed to earn interest daily.

The characteristics and nuances of stable value products can vary, but all offer guarantees and principal protection.

Treasuries, if held to maturity, offer a fixed rate of return and fixed principal value; their interest payments and principal are guaranteed.

Products offered by Macatawa Bank Wealth Management are not FDIC insured and are not a deposit or other obligation of the bank or guaranteed by the bank or any federal government agency and may involve investment risk including the possible loss of principal.

Like traditional GICs, they offer you the peace of mind of 100 % principal protection, while taking advantage of the higher return potential of the stock market and a guaranteed minimum interest return.

-- Most CLOs offer additional loss protections: i) Credit enhancement — credit insurance / guarantees, ii) Excess spread & reserves — a positive interest spread's earned, which may be used to build loss reserves, iii) Overcollateralization (O / C)-- the CLO sponsor adds additional collateral, say an extra $ 5 mio for every $ 100 mio of assets, and iv) Early amortization — an increased level of defaults, and / or certain other events, may trigger an accelerated repayment of principal (AAA notes have priority, of course).

You can allocate your premiums among a variety of investment options offering different degrees of risk and reward: stocks, bonds, combinations of both, or a fixed account that guarantees interest and principal.

Others do not guarantee principal, but may provide a partial buffer against loss or offer the potential for enhanced returns.

While there is risk associated with a variable annuity, many offer guarantees of principal and downside protection at an additional cost and depending on contract rider availability.

Certificates of Deposit (CDs) CDs offer FDIC insurance, 3 providing a guarantee of the invested principal up to certain limits.

Principal protected notes are debt securities that offer a principal - repayment guarantee at maturity, based on the issuer's crediPrincipal protected notes are debt securities that offer a principal - repayment guarantee at maturity, based on the issuer's crediprincipal - repayment guarantee at maturity, based on the issuer's credit rating.

Davis Polk & Wardwell LLP advised Telefónica, S.A. and Telefónica Emisiones, S.A.U. on an SEC - registered $ 2 billion aggregate principal amount off - the - shelf notes offering by Telefónica Emisiones, S.A.U., fully guaranteed by Telefónica, S.A..

You can allocate your premiums among a variety of investment options offering different degrees of risk and reward: stocks, bonds, combinations of both, or a fixed account that guarantees interest and principal.

Principal Universal Life Protector IV: Principal Financial's guaranteed universal life insurance policy offers three death benefit options.

The deferred annuities that are offered through AAA provide a guaranteed rate of interest on the principal, as well as safety from the constant ups and downs of the market.