The Citi Costco card
offers high cash back for gas and Costco purchases, but there are limitations to know before you apply.
This is one of the best cash back credit cards on the market as
it offers a high cash back rate, as well as many other benefits and perks.
The Fidelity ® Rewards Visa Signature ® card
offers high cash back on all purchases, and it comes with no annual fee.
The Citi Costco card
offers high cash back for gas and Costco purchases, but there are limitations to know before you apply.
The Discover it ® — Cashback Match ™ card
offers a high cash back rate on categories that change in their cash back rewards program — 5 % cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
But if you spend the majority of your money on other purchases, you might be better off getting a rewards card that
offers a high cash back percentage on everyday purchases like the Quicksilver card or even the QuicksilverOne card.
The Fidelity ® Rewards Visa Signature ® card
offers high cash back on all purchases, and it comes with no annual fee.
That's not to say that people building their credit won't qualify for the credit cards
offering the highest cash back.
Branded travel rewards credit cards often
offer higher cash back rates, up to 6x rewards, when you make purchases within that company.
Giving Assistant is a relative newcomer, but, they also offer cash back discount to 2,700 + stores and
offer high cash back rates than Ebates in some instances.
Some such opportunities include Upromise, where you can receive spending rewards to help fund your child's 529 account, and Discover and some other credit card sites that
offer you higher cash back rewards if you use their card while shopping through their retail portal.
But for anyone with better than average credit, there are a number of other rewards credit cards that
offer higher cash back percentages, better reward redemption, and more generous introductory offers.
The Blue Cash Preferred ® Card from American Express
offers the highest cash back you can get for groceries.
If you want to earn rewards for everyday spending on gas, groceries and restaurants you will want to look for a card
offering the highest cash back in those categories.
In addition to having no annual fee, these cards
offer higher cash back rewards in specific categories — up to a limit — with categories rotating every quarter.
But for anyone with better than average credit, there are a number of other rewards credit cards that
offer higher cash back percentages, better reward redemption, and more generous introductory offers.
As an aside, Capital One also offers a separate 1.5 % cash back card, but I'd choose the 2 % Fidelity Investment Rewards American Express card or perhaps the new 1 % +1 % Citi Double Cash card over Capital One's offering since
they both offer a higher cash back return on all purchases.
For example, there are credit cards that consistently
offer higher cash back on grocery and gas purchases while offering a lower cash back rate on all other purchases.
Many cards offer a flat cash back rate for all purchases, while others
offer higher cash back rates across rotating categories like dining, groceries and shopping.
That's not to say that people building their credit won't qualify for the credit cards
offering the highest cash back.
Start by identifying where you typically spend your money, then find (my Lookup Tool can help with that as well) and apply for the cards that
offer the highest cash back in those categories.
However, because the Blue Cash Preferred card also
offers the highest cash back rate among these cards, you can easily cover the $ 95 annual fee with the amount of cash back you earn each year.
Not exact matches
Capital One Spark
Cash for Business According to Cardhub, this card offers significant cash back records — perfect for small business owners who expect to ring up a lot of high ticket it
Cash for Business According to Cardhub, this card
offers significant
cash back records — perfect for small business owners who expect to ring up a lot of high ticket it
cash back records — perfect for small business owners who expect to ring up a lot of
high ticket items.
If you're looking to be more active in your spending, using select cards on purchases that
offer higher reward rates, there are certainly alternatives that earn more
cash back.
Coming in at just $ 200 (when used as statement credit towards travel purchases), it is
higher than virtually all
cash back credit card bonus
offers.
The Citi ® Double
Cash Credit Card is among a rare breed of rewards card that offers a high cash - back rate on all your spending, with no restrictions on how you spend that mo
Cash Credit Card is among a rare breed of rewards card that
offers a
high cash - back rate on all your spending, with no restrictions on how you spend that mo
cash -
back rate on all your spending, with no restrictions on how you spend that money.
The Discover it ® — Cashback Match ™ currently
offers some of the
highest cash back rates of any rewards credit card, albeit not on all of your purchases or on the same spending all the time.
Up to 10 %
back on your spending — The
highest cash -
back credit cards
offer promotions that can help you pocket up to 10 %
back, while others earn
cash rewards at rates of 1 % to 5 %.
Individuals with a rock - solid credit history have a wealth of
high - quality credit cards at their disposal, including those with the largest new member bonuses,
highest cash -
back rates, and longest 0 % intro APR
offers.
As a
cash back card, the Chase Freedom Unlimited ® card
offers a
high rewards rate and a tempting sign - up bonus.
In short, the Chase Freedom Unlimited ® gives you the opportunity to earn a bonus after signing up and
offers a
high rate on your
cash back.
The Capital One ® Spark ®
Cash for Business offers one high cash - back rate of 2 % on all purchases, instead of one particular categ
Cash for Business
offers one
high cash - back rate of 2 % on all purchases, instead of one particular categ
cash -
back rate of 2 % on all purchases, instead of one particular category.
Sometimes the incentive can be as
high as a 3 %
cash back offer that can be used towards any prepayment penalties.
Other customers receive
higher rates and may be
offered an account with different rates or terms, including no introductory rates but the same
cash back rewards
offer.
The Blue
Cash Everyday Card from American Express offers the highest cash - back reward I've ever come across and there's no catch — and there's a $ 100 bonus to b
Cash Everyday Card from American Express
offers the
highest cash - back reward I've ever come across and there's no catch — and there's a $ 100 bonus to b
cash -
back reward I've ever come across and there's no catch — and there's a $ 100 bonus to boot!
First, the card
offers cash -
back incentives for students with good grades ($ 20 each year your GPA is a 3.0 or
higher, for up to five years).
SPECIAL
OFFER: Earn $ 100
cash back for opening a Premier
High Yield Savings Account by using the coupon code FALL17.
If you're on the lookout for the
highest credit card bonuses, you should avoid
cash back credit cards - these
offer the lowest bonuses, seldom topping $ 100.
Some of the credit cards
offering this programs require you to visit the site each quarter and register for your
higher cash back.
Besides a
high limit, these cards might also
offer cash -
back rewards or airline miles, so look for one that
offers the best additional benefits.
However, at times in the past the Blue
Cash cards have been offered with sign - up bonuses as high as $ 250 with just a $ 1,000 spending requirement plus the possibility of earning 10 % cash back on up to $ 2,000 in spending in categories like restaurants, wireless phone, and Ama
Cash cards have been
offered with sign - up bonuses as
high as $ 250 with just a $ 1,000 spending requirement plus the possibility of earning 10 %
cash back on up to $ 2,000 in spending in categories like restaurants, wireless phone, and Ama
cash back on up to $ 2,000 in spending in categories like restaurants, wireless phone, and Amazon.
It's a great option, as it stands out as having some of the
highest cash back offers I've come across.
On average, travel cards
offer higher sign - up bonuses in the first year than
cash -
back cards do; therefore, travel cards net the most rewards for most people for the first few years.
The Blue
Cash Preferred ® Card from American Express card offers a high amount of cash back on supermarket purchases and a decent cash back rate at gas stations and departments sto
Cash Preferred ® Card from American Express card
offers a
high amount of
cash back on supermarket purchases and a decent cash back rate at gas stations and departments sto
cash back on supermarket purchases and a decent
cash back rate at gas stations and departments sto
cash back rate at gas stations and departments stores.
If you're looking to be more active in your spending, using select cards on purchases that
offer higher reward rates, there are certainly alternatives that earn more
cash back.
For items that aren't in any of your rotating categories, pull out the card with the
highest amount of regular
cash back, or that
offers a tiered program you can rely on.
It
offers one of the
highest sign - up bonuses of any
cash -
back card: Earn a $ 200
cash rewards bonus after spending $ 1,000 in the first 3 months.
The Discover It is a great general purchase
cash back rewards credit card, but some cardholders might find other cards to be better options, whether because of
higher cash back percentages, fewer limits on rewards spending, better introductory
offers, or more widespread acceptance.
Given the
high annual fee, the rewards program on its own is nothing to be excited about — there are many cards that
offer similar effective rewards and / or
cash back rates with an annual fee of less than $ 100, and some that have no annual fee at all.
When some categories are not eligible for the
highest rewards, other credit cards may be
offering larger
cash back percentages at the same time.