Sentences with phrase «offset by the interest»

The little money, whatever, you earn through cash back is more than offset by the interest late on the card.

These fees, however, are very reasonable and usually are more than offset by the interest savings you will realize on a DMP.

So, it's costing about $ 200 / mo out of pocket, but this is offset by interest deduction and depreciation.

(1) Estimated balance is net of cash used for the period April 1, 2009 through June 30, 2009 for estimated operating expenses ($ 4.2 million), severance costs ($ 1.7 million) and accounts payable and accrued liabilities ($ 1.5 million), partially offset by interest income ($ 0.1 million).

The retirement gains would be offset by the interest the customer pays each month.

Not exact matches

Helped also by higher interest rate levels after three rate hikes by the Federal Reserve, the core lending business more than offset a weaker quarter for its market division.

«Although central banks have learned from the pain caused by high inflation in past years, they will not be able to offset the increase in interest costs due to all the money that has been and will be printed,» wrote one respondent.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

«This would offset the impact of a decline in the long - run neutral real rate of interest by giving the (Fed) more «policy space» to respond to adverse shocks,» Kocherlakota said.

This would include soaring inflation and the possibility of massive interest - rate hikes by the Federal Reserve to offset the price increases.

(As shown in the graph, the interest rate applied to the loan is expected to be lower when it switches to P&I (by around 40 basis points) but this effect is more than offset by the principal repayments.)

Beckworth seems to have two concerns: 1) in order to work, cash transfers or any equivalent, have to be «permanent» and 2) unless the ECB allows inflation to go above target, any effect will be offset by higher interest rates.

HP includes gains or losses from changes in fair value of these securities, offset by losses or gains on the related liabilities, in Interest and other, net, in HP's Consolidated Condensed Statements of Earnings.

North American economies have been characterized by stable interest rates, strong employment levels and higher incomes, which have offset the weakness in the housing and auto sectors.

These provisions are partially offset by tax base - broadening provisions, including reducing the limit on interest deductions ($ 172 billion), eliminating the domestic production activities deduction ($ 95 billion), limiting carryover of net operating losses ($ 156 billion), eliminating the orphan drug tax credit ($ 54 billion), and eliminating private activity bonds ($ 39 billion).

This inflow was partly offset by $ 48.7 - million of financing expenditures that were driven by $ 37.4 - million in interest paid on outstanding debt, and $ 46 - million of investing activities primarily at Hudbay's Peru and Manitoba operations.

Year - to - date PTPP earnings of $ 165.9 million increased 6 % as the positive impact of very strong 9 % loan growth was partially offset by an 11 basis point decrease in net interest margin, an 8 % increase in non-interest expenses and 6 % lower non-interest income.

Growth of 7 % in net interest income (teb) was driven by very strong 13 % loan growth, partially offset by the impact of a 13 basis point reduction in net interest margin (teb) to 2.43 %.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

PTPP earnings were 4 % higher, reflecting the combined benefits of very strong 4 % loan growth, a 32 % increase in non-interest income and relatively stable net interest margin, partially offset by higher non-interest expenses.

This was partially offset by a 10 basis point decrease in net interest margin and 10 % increase in non-interest expenses.

This was partly offset by a significant pick - up in stockbuilding and continued strong growth in interest - sensitive areas of the economy, particularly housing.

Compared to last quarter, net income available to common shareholders increased 3 %, reflecting the combined positive impacts of 9 % higher other income and very strong loan growth, partially offset by an eight basis point reduction in net interest margin.

Compared to last quarter, net income available to common shareholders increased 8 % ($ 3.7 million) as positive contributions from $ 9.3 million higher net insurance revenues, 2 % quarterly loan growth and a stable net interest margin were partially offset by a $ 4.7 million decline in net gains on securities and a $ 2.5 million reduction in the «other» component of other income.

Earnings growth primarily resulted from higher net interest income and lower preferred share dividends, partly offset by lower non-interest income, increased non-interest expenses and a marginally higher provision for credit losses.

COMEX synthetic gold and related over-the-counter derivatives are traded in macro strategies implemented by hedge funds, HFT's, and commodity funds in pair trades with interest rate, currencies, equity futures, or even more exotic offsets.

Growth in net interest income was driven by strong loan growth, partially offset by the impact of a nine basis point reduction in net interest margin (teb) to 2.70 %.

The growth in operating expenses is composed of growth in departmental expenses, which is partially offset by falling expenses related to pensions and employee future benefits, reflecting the projected rise in long - term interest rates.»

These increases were partially offset by lower financing revenues from lower interest income on a declining vacation ownership notes receivable portfolio.

These increases were partially offset by lower revenue from the sale of vacation ownership products primarily due to revenue reportability and lower financing revenues from lower interest income on a declining notes receivable portfolio.

This coincided with weak physical demand for most of last year, which was more than offset by a pickup in investment interest.

Any external upward pressure on interest rates beyond a fraction of a percent will have to be rapidly offset by a large reduction in the outstanding monetary base in order to avoid a deterioration in the value of money relative to goods and services (i.e. inflation).

As an example, they could make the five - year expensing provision permanent and offset the cost by further limiting the deductibility of business interest costs.

The higher level of liabilities that must be serviced would normally have significantly increased the NID over this period, but this effect was substantially offset by trend declines in global interest rates over the past two decades.

This risk is often offset by stricter lending guidelines and higher interest rates.

While falling world interest rates have reduced the servicing cost of foreign debt over the past two years, this has been offset by rising dividend payments on foreign holdings of Australian equity, reflecting the strong profit growth of Australian companies throughout this period.

«The actual metrics we're interested in fall into three main categories: The highest - level metrics address the outcomes we want to see in the world: amount of farmed animal suffering prevented, plant - based and clean meats» market shares, number of conventional meat meals offset by plant - based or clean meat, etc..

It will be interesting to see if IndyCar responds by starting the 2015 season earlier in the year to offset that difference.

While the development of alternative sources of income has allowed the parties to offset the decline in subscriptions, the growing dependence on donations raises questions about the political system being captured by powerful interests.

Most of the new initiatives proposed by the Council on Tuesday would cost $ 406.9 million, which is expected to be offset by savings on interest paid on the city debt.

«The onslaught of IE spending was fortunately somewhat offset by the City's matching fund system, which empowers voters to make their voice heard over special interest spending.

After House Majority Leader Eric Cantor said any extra spending for disaster aid should be offset by cuts elsewhere, Democrats have pounced on the statement (for an argument why Cantor's statement isn't crazy, Dave Weigel has an interesting take over at Slate).

«On further inquiry, we found out that they mangled the fact that the loan is 2015 general election motivated; by dishing out the lame excuse that the loan is to enable Governor Chime's administration complete ongoing projects and also offset previous loan facility obtained from a new generation bank, which interest rate was jerked up astronomically.

Runners interested in exploring minimalist running shoes to provide more feel and less of a heel - to - toe offset, and to allow easier landing midfoot to forefoot, «should consider themselves as non-runners and start over by walking and gradually adding running distance week to week,» advises Dr. Roth.

As roughly 30 percent of global permafrost carbon is concentrated within 7 percent of the permafrost region in Alaska, Canada, and Siberia, this study's findings also renew scientific interest in how carbon uptake by thermokarst lakes offsets greenhouse gas emissions.

Because then we'd say «Oh, well, it was an interesting result, but in reality whatever changes we observe would be offset by changes in appetite.»

An interesting study from 2013 found that when volunteers were in a 25 % negative energy balance, cayenne pepper supported weight loss by offsetting the unfavourable drop in energy levels [4].

He's playing with so many interesting ideas when it comes to race that I wish the film felt a bit more satisfying in its payoff, even if that disappointment is amply offset by the pure intensity of the final scenes, during which Peele displays a skill with horror action that I didn't know he had.

As Private Bozz, the anti-authoritarian draftee whose cynical anti-Vietnam stance (he makes a name for himself finding loopholes that allow soldiers to avoid serving) is offset by an unshakeable loyalty to his friends, Farrell gets to play the most interesting kind of hero: a tortured, disillusioned, reluctant one, fighting to hold on to what little idealism he has.

In the long run, the interest - rate effects of fiscal policies lead to changes in private investment spending by businesses and individuals that partially, if not entirely, offset the output and employment effects of fiscal policy.