Sentences with phrase «often less premium»

For the same or often less premium you can buy a level term product which is a better value.

Not exact matches

Hot Tip: Singapore Airlines premium economy cash fares can often be significantly less than business, and can then be upgraded to business class at a reasonable miles price.
Those clear containers house the same premium less - perishables you like to buy in packaged form, but often at 15 - 30 percent off (especially on organics and spices).
The user experience is premium and affordable, with fast mobile registration and an almost instant approval process — often in two minutes or less — a first for any car sharing service.
Other variables to consider include estimated resale value, insurance premiums, anticipated maintenance, actual cost of fuel, what kind of price you can get from a dealer, and the value of not having to stop for gas as often — both versions have a 17.2 gallon tank so the ES 300 h will need to refuel less frequently.
Likewise, if your car is worth less than $ 3,000, your collision and comprehensive premiums — plus their deductibles — will often exceed the coverage they would provide if something eventually happens to your car.
Grades are often accompanied by a schedule of discounts and premiums allowable for delivery of commodities of lesser or greater quality than the standard called for by the exchange.
People that opt for permanent life insurance at an early age often find that because premiums are higher than with term life insurance, they skimp and buy less insurance than they really need to replace lost wages, pay off a mortgage or pay for their children's college education if they die.
This is an interesting question, especially in light of the fact that insurance premiums often drop as you get somewhat older, because you become less risky than, for example, an average college student.
Companies with lower credit risk (higher credit rating) often enjoy a competitive advantage over their peers because higher rated companies can sell their bonds at a premium to lesser rated bonds.
But with an insurance type that you use less often — say, life insurance — you might not understand how your premiums play a role in your coverage.
The good news is, if you earn less than $ 100,000.00 a year, the private mortgage insurance premiums are tax deductible, although this amount is always subject to change because tax laws often change.Paying PMI can be eliminated if you have paid off at least 20 % of your mortgage or if the value of your home has gone up.
While a down payment of 20 percent or more is often considered ideal when buying a home — because buyers who put down less than 20 percent will typically have to pay a premium in the form of Private Mortgage Insurance (PMI)-- it's not a requirement to homeownership.
Often, premium foods are packed with nutrients and require less food to be fed, making them a good buy.
Of course, price may be slightly less of a concern for pet specialty retailers, which often serve the most discerning pet owners — consumers who are willing to pay more for higher - quality and premium products.
Hot Tip: Singapore Airlines premium economy cash fares can often be significantly less than business, and can then be upgraded to business class at a reasonable miles price.
Business and First Class awards often cost less than double an economy award, so miles are fantastic for people who want to fly premium cabins.
It's not often we talk about premium games on PocketGamer.biz, given that they're a lot less likely to rake in the kind of money that a monster free - to - play game ever will.
We say cost - effective, because the premium payable for Attorney Fee Insurance typically costs less than a third of the cost of Litigation Finance options, which is why many litigation finance companies themselves often insure their risk capital on a similar basis.
The premium for Attorney Fee Insurance is often fully contingent upon success, but typically costs less than one third of the return charged by litigation funders, which is a key differential that attorneys need to be aware of when advising their clients on potential litigation finance options.
Although pre-existing conditions are not covered, premiums are usually 50 % less than many other comprehensive plans, and policies are often approved by the next day.
While skipping the usual medical exam might seem like you're merely avoiding a time - consuming hassle, simplified issue and guaranteed issue policies often end up costing more in premiums and provide less in coverage.
Based on age, height, weight, and smoking status, individuals that fit within this classification are considered a low or «preferred» risk, and will often pay less premium than a standard risk policy.
Often, financed vehicles also require collision and comprehensive but the insurance premiums are almost always going to be lower than leasing and of course, buying a car for cash and getting your own insurance on it could be even less expensive.
But with an insurance type that you use less often — say, life insurance — you might not understand how your premiums play a role in your coverage.
There is only one core concept on reducing auto insurance premiums for long commutes — drive less often!
Group disability insurance is often less expensive, and the premiums are typically tax - deductible.
Short - term health insurance doesn't protect you from the individual mandate, though you may still come out on top, financially speaking, since the premiums are often less than with ACA plans.
While there are benefits to a mortgage life insurance policy (e.g. your premiums are often rolled up into your mortgage payments making it one less bill to pay), many people prefer the savings, flexibility, and coverage options available to them from a term life insurance policy instead.
Places with less traffic, like more rural areas, often have lower average car insurance premiums than places with more traffic.
Because of that, term life insurance may often be less costly regarding premium.
In addition, HCSM memberships are often less expensive than health insurance premiums, although that varies considerably depending on whether or not the household qualifies for premium subsidies in the health insurance exchanges.
Voya's survivorship life insurance policies offer the opportunity to cover two lives — often for a premium that is less than purchasing two separate policies.
The policy typically lasts longer than your life, has level premiums, and often costs less than whole life insurance.
Split dollar insurance: An arrangement between two people (often an employer and an employee) where life insurance is written on the life of one who also names the beneficiary of the net death benefits (death benefits less cash value), and the other is assigned the cash value (or equivalent amount of death benefits), with both sharing the premium payments (usually the noninsured paying a portion equal to the increase in cash value each year and the insured paying the balance of the annual premium).
The monthly premiums for term life are often less expensive than the premiums for whole life.
Throughout the United States, the premiums for car insurance varies greatly, and states often times have insurance rates that cost more or less than the national average rate.
If you're in the market for a new manufactured home, consider purchasing a so - called double wide or multi-sectional home — both of which are somewhat less vulnerable to damage from high winds and which often carry lower premiums.
If an aggressive return is illustrated in the nonguaranteed ledger, for example variable policies often assume a 7 - 8 % return after fees and expenses, and the actual return is less the policy could lapse prematurely or you will have to significantly increase your premium payment at some point in the future.
This type of insurance policy typically is less expensive than other forms of life insurance, as the employer often covers most or all of the premium.
This is an interesting question, especially in light of the fact that insurance premiums often drop as you get somewhat older, because you become less risky than, for example, an average college student.
Term life insurance offers coverage at premiums often significantly less than those for portable group and whole life policies.
Term life insurance is an affordable type of life insurance offering coverage at premiums often significantly less than those for whole life policies.
Term life policies offer coverage at premiums often significantly less than those for whole life policies.
Often, the minimum premium is $ 125 a year or less — just a few dollars a month.
Since teen drivers typically have less auto driving experience than those older than them, providers often offer the teens higher premium amounts because of the increased risk for accidents.
Protective will often approve a one - time death benefit reduction, so down the road when you owe less, you should be able to reduce the death benefit to match a lower outstanding mortgage, reducing your monthly premium.
Of course, it is possible to purchase a home with less than a 20 percent down payment, although mortgages with lower down payments often come with higher interest rates and mortgage insurance premiums.
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