Sentences with phrase «often pay a premium for»

Not exact matches

And there is also no doubt that Apple's devices have benefited from group infatuation, a phenomenon that has often favored a product or a class of designs based on an allegiance that the devotees themselves have difficulty defining in coherent terms, as by people willing to pay high premiums for German engineering even after decades of Consumer Reports evaluations have failed to demonstrate any stunning superiority of German cars over Hondas and Toyotas.

In Berkshire's property & casualty (P&C) insurance businesses, premiums are collected up front, but claims are paid out often years or decades later, allowing the float to be used for investments.

On the other hand, FHA loans require certain provisions which sometimes place a heavy burden on a homeowner's budget, often in the form of premiums paid for mortgage insurance.

Protection UL's guarantees, often to life expectancy and beyond, along with affordable premiums and cash value growth potential can help consumers replace lost family income and fund future expenses such as helping to pay for college or supplementing retirement savings.

Opting for a higher deductible will often result in a lower monthly premium, so it's worth weighing your finances to determine the maximum amount you could comfortably pay.

They work on much smaller margins and the price the consumer pays is in line with the added premiums provided to the farmer (often for quality in addition to organic certification), their own costs involved with organic certification, and the value added by actually roasting high quality beans that taste better.

These expenses, combined with lower yields and increased labor costs, are often not sufficiently offset by the price premiums paid for organic coffee, which are typically around 20 to 25 percent.

In addition to the free account, you can pay a monthly fee for 2 different premium plans, but if you have to send faxes quite often it might be worth it to you.

Expensive — The drawback of looking for plastic alternative is that you often have to pay a premium for the best performers.

In response, SURA is often late paying the city for health premiums incurred by agency employees, he said.

Stipend and paid direct postdocs, whose costs are supposed to come out of the research allowance that accompanies the fellowship or the salary provided by the funder, must arrange for what UC terms «sharing of premium costs» between their research allowances and other funding sources, since research allowances are often insufficient to pay for insurance.

People often get a 90 - day or a 100 - day waiting period because it lowers their premium, but you could end up paying thousands of dollars during the time you're waiting for coverage to start.

You'll often pay a premium to purchase the «For Her» products when you really don't need to be.

So dating sites often reserve premium functions for paid members who get a little extra bang for their buck.

As we run a freedating site as well as premium, niche dating sites, we're often asked which is the better option to join... a free dating site, or a paid - for dating site where you pay a subscription each month.

Policyholders often pay their premiums annually instead of monthly, so be sure to check for payments at the start of the year.

Buying gold biscuits is the same as buying gold bars, although the premium you pay for biscuits is often higher per ounce than the premium you pay for larger bars.

But for both programs, «marginally qualified» buyers often must pay more to obtain lower interest rates, and are subject to higher mortgage insurance premiums.

Managers of growth funds are willing to pay a premium for fast - growing stocks which have often displayed considerable momentum due to their popularity.

The claims paid for normal childbirth are often several multiples of the premiums paid in advance.

People that opt for permanent life insurance at an early age often find that because premiums are higher than with term life insurance, they skimp and buy less insurance than they really need to replace lost wages, pay off a mortgage or pay for their children's college education if they die.

Term life insurance is the most affordable life insurance type — an insurance rate you pay is often 2 - 3 times lower than premiums you'd pay for a permanent life insurance policy with a similar coverage (also called whole life insurance).

According to the IRS, the self - employed health insurance deduction is for medical, dental or long - term care insurance premiums that self - employed people often pay for themselves, their spouse and their dependents.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

A longevity annuity also provides income for life, except that while you pay the premium now, the payments kick in later, often 10 to 20 years down the road.

In addition, funds from the cash value component can often be used for paying the policy premiums — alleviating the policyholder from having to do so out of pocket.

Insurance companies providing health insurance for purebred dogs record how often dogs of each breed use their insurance and for what purpose, and this determines the premiums paid, so for many owners, insuring a particular breed of pedigree dog may mean paying very high premiums in comparison with a crossbreed.

Of course, price may be slightly less of a concern for pet specialty retailers, which often serve the most discerning pet owners — consumers who are willing to pay more for higher - quality and premium products.

Note that adult drinks are often limited to local wines, beer and soft drinks, and you may have to pay extra for premium spirits: check the notes on your accommodation.

If you have a Flexible Spending Account (FSA) or a Health Savings Account (HAS) it is often possible to pay your medical bills or insurance premiums with a credit card, and then withdraw funds from these accounts for reimbursement.

Super premium cards such as the Altitude Reserve card are often targeted at value - conscious millennials who are willing to pay a three - figure annual fee in exchange for hugely valuable rewards.

Chief amongst them being the power it gives the customer, as gamers often times we have to pay a premium for content that's not always worth the price.

Technical superiority is mission - critical in many military situations, and the Pentagon is often willing to pay a high premium for relatively small advantages.

There's absolutely no need to pay a premium for kid - branded foods that are often nutritionally deficient when compared to their adult counterparts, not to mention over-packaged in plastic.

In addition to the rent for the property itself, often the lease will define other payments to the Landlord as being «rent» (particularly insurance premiums), and if these sums are not paid the Landlord can use the remedies available for rent arrears (including forfeiture) even if the rent itself has been paid.

Long - term disability insurance often refers to a type of insurance contract whereby the insurance company (insurer) agrees to pay a portion of your pre-disability income if and when you become unable to earn your livelihood as a result of an illness or injury, in exchange for payment of monthly premiums by you.

Often, it is even more important for them to have a degree of predictability, which could be an aspect of the service for which they'd pay a premium.

For example, you want to know what a premium is and how often you're expected to pay.

For example, funeral insurance often has a two - year minimum premium paying period before you can collect and they often only cover you until you are 100.

Many health conditions are fully insurable, often at the same premiums that someone without those conditions would pay for the same disability insurance policy.

Again, using U.S. health coverage as an example, under group insurance a person will normally remain covered as long as he or she continues to work for a certain employer and pays the required insurance premiums, whereas under individual coverage, the insurance company often has the right not to renew an individual health insurance policy, for instance if the person's risk profile changes (though some states limit the insurance company's rights not to renew after the person has been under individual coverage with a given company for a certain number of years).

This often allows for a lower premium since the policy is not expected to pay out as soon as a first - to - die policy.

Since you pay «full price» for your policy, often choosing catastrophic or high - deductible plans will keep premiums affordable.

How often a car may be victimized by a crime or the driver's personal statistics and driver's license record will affect how much is paid in premiums for these types of coverage.

So, for example, in the United States and elsewhere, often all employees of an employer receiving health or life insurance coverage pay the same premium amount for the same coverage regardless of their age or other factors, even though the total group premium will be calculated by reference to the actual (or estimated) age distribution etc. of the group.

Her best quote for 30/60/25 state minimum coverage: $ 44 per month when she pays her premiums up front (that's cheaper than paying month to month, which often includes a down payment plus installment fees).

A policyholder often maintains paying premiums for a specified period of time and when the required period is over, the obligation to pay monthly premiums will be waived.

Often paying a higher premium can be worth the peace of mind for you and protection for the people you love.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

Term life insurance is often considered a type of temporary insurance while whole life insurance, is designed to cover you for the rest of your life (as long as premiums are paid).