Sentences with phrase «often times debt»

Beyond that, often times debt delinquency is caused by something completely outside the borrower's control.

Not exact matches

Sure, there's free information on the internet, but often times this information is coming to you from multiple sites that may be trying to sell you a financial products — like a mortgage, debt consolidation, mutual funds or their services.

During this time we often also see informal kinds of partial debt forgiveness, for example when sovereign borrowers have repurchased their obligations in the secondary market at steep discounts, often secretly, or exchanged their obligations for other assets at a discount, for example the famous debt / equity swaps in several Latin American countries in the 1980s (see footnote 3).

Together, these requirements create a triple whammy for some first - time homebuyers who often have smaller down payments, higher debt obligations — such as student loans — and traditionally lower credit scores than more seasoned buyers.

Because car value declines over time, repossession alone is often not enough to fulfill the outstanding debt, which leaves some consumers paying down a car they no longer own.

Then, in 30s, you have many people still paying down college debt and often times, starting w kids.

These debts are often held by multiple lenders, and many residents of the state have told us they have a hard time keeping up with multiple different payments.

Not only is there potential for interest rates on these debts to rise, but it's often likely to happen at the worst possible time — such as when the economy is heading into a recession.

The cause is always speculative distortion that was well - known for quite some time: elevated valuations, often accompanied by speculation and new issues of low - quality stocks representing some «new economy» theme, or yield - seeking speculation and heavy issuance of low quality debt.

Paying of high interest debt can often over time have a better affect on your net worth than investing the money.

Not at all, but here I am looking for a job to pay off the financial debt I made thinking I am sort of called, to eventually f (o) und family, and going starting tomorrow on a full - time two week course on how to write job applications, so me explaining the sinfullness of suicide, and regarding many persons on this planet me motivating them to endure whatever crappy situation (often for profit and / or gain of someone else) even tho they would be better off leaving such situation / s if possible (kind of Moses), seems rather pointless.

Not only do borrowers face a rising amount student debt, that debt often comes with higher - than - normal interest rates at a time when interest rates are very low.

Many university buildings are in a dilapidated condition, research equipment is often out of date, students have been forced into a spiral of debt and the morale of many key workers has hit an all - time low.

Love is never as formulaic in real life as it's often made out to be in the movies and The Debt offers a refreshing, (if not a little hard to understand at times) more realistic take on it.

The New York Times, whose articles often reflect Obama Administration thinking, has run at least two stories suggesting that the 14th Amendment allows the president to raise the debt ceiling on his own.

Now, way too often, unprepared students spend time in college before dropping out, frequently in debt to the institution that they were not ready to go to in the first place.

While that sounds relatively simple, financial advisors often have a hard time assigning a specific figure or formula that defines punishing debt.

Debt consolidation loans often have lower monthly payments because the debt is spread over a longer period of tDebt consolidation loans often have lower monthly payments because the debt is spread over a longer period of tdebt is spread over a longer period of time.

So often, when it comes time to pay down debt or increase savings account contributions, we complain about how we don't have enough money.

To make ends meet we often turn to more credit as a solution and the debts accumulate over time, to the point where it is unmanageable.

The BBB takes their time during this phase; it can often take more than two months for them to finish reviewing a debt relief company's history, material, websites and much more.

In fact, it can often be a better personal and financial strategy to take a longer time repaying debt and not delaying life milestones.

Unfortunately, due to the high fees, these types of debt often become cyclical, with borrowers being forced to take out a new one each time the previous one is paid off, just to make ends meet, and making it difficult to ever crawl out from under the debt.

Both impact your score, but high revolving debt, like that from a credit card can do a lot more damage — especially when the interest rates are often three or 4 times as high.

While some financial emergencies can be solved by using a credit card, cards have been a source of financial problems because as a source of existing easy credit they have often been used casually, at times irresponsibly, and ultimately led to people having significant unsecured debt incurring high interest rates.

We'll look at mistakes in debt paydown next time but from the get - go it's worth focusing on both debt paydown AND saving because too often people put the saving cart before the debt paydown horse.

Not that often though some companies can have tough times and may cut what they pay out to shareholders rather than acquire additional debt to make that payment.

For example, borrowers with excellent credit, significant cash reserves, or a long history of making mortgage payments on time are often allowed to exceed the 43 % debt threshold.

Often times people will run to a debt management program at the last minute when they feel they might not be able to keep current on this months payments.

In times like these with economic turmoil surrounding us with higher prices for normal everyday living, we often find ourselves with more debt than we can manage on a monthly basis.

When you fall behind on a debt for an extended period of time, creditors will often send your account to «collections.»

Debts are often penalized if not paid in time and may end up eating into savings set aside for retirement if not properly manages.

Often times the repayment of debt can be at pennies on the dollar.

Financial requirements such as having a low debt to income ratio or saving enough money for a down payment are temporary setbacks which are often resolved in a fairly short period of time.

Many Americans own a home and have substantial equity, but at the same time are paying credit card debt at a high interest rate, often near or above 20 %.

We have helped many homeowners get back on track by refinancing adjustable rate debts and consolidating revolving credit that often times help significantly increasing the fico scores within a few months.

Financial problems often build over time, but what about debt that hits unexpectedly?

We know from experience that Debt is often the result of poor financial habits developed over time and these habits must change to achieve long term financial security.

Credit repair organizations will often work with lenders to consolidate debt or adjust payment schedules so a goal of making payments on time can be achieved.

Our negotiators will use a bulk settlement approach where often hundreds of client's worth of debt will be grouped together, where the negotiations will then be based on sometimes millions of dollars» worth of debt at a given time.

Most people know the general idea behind achieving a good credit score: Pay your bills on time, don't carry a ton of credit card debt, and don't apply for credit too often.

I often meet with people who spend months or years peeling the debt Band - Aid off millimeters at a time instead of yanking it off at once.

Often times you take turns paying your debts.

A debt settlement is a negotiation between the borrower (you) and the debt collector that you will pay back (an often greatly) reduced amount of the total debt in a lump sum or over a period of time.

What's attractive about these cash advances is that they often offer 0 percent interest for a limited time, often 9 to 18 months, so they can be useful if you're able to pay off the whole debt that quickly.

You often hear a lot about the snowball method being the ideal method to pay off debt, but you don't really see the math showing the difference over time.

The adoption of this method can often lead to it taking longer to wipe out the first debt, but will always ultimately lead to a reduction in the interest repaid overall and the time to get out of debt.

When bad times hit, debt - heavy companies often go broke first.

For people who are really struggling with debt, there often comes a time when climbing the mountain back to fiscal solvency seems impossible.

As you pay your bills on time and pay off debt, you are contributing to the rise of your credit as often as your creditors report what you're doing to the credit bureaus.