This week's American Inventor highlighted Michael Osayi, a 53 - year -
old call center employee who had developed a version of the beloved national pastime that substituted numerals through nine for variously valued letters and called some legal issues into question.
Since you are
old enough that RMDs must be taken, you should do this in consultation with a professional (don't rely completely on what the IRA custodian (or its
call center employee) tells you), because even IRS Publication 590 throws up its hand in the matter of explaining this to ordinary mortals and simply says