Today I had an opportunity to share prayer with an 80 year
old life insurance client of mine who's business has been rocked by the recession.
Not exact matches
John W. Homer, president of Oxford Financial Group, suggests that
older clients with liquid assets and a desire to reduce estate taxes may want to consider buying a guaranteed income annuity partnered up with a
life insurance policy...
If I were running
life insurance money, and my
client felt his liabilities could not run, I would be buying AAA CMBS hand over fist, carefully selecting
older deals with better credit quality.
Some examples of why Transamerica is a great choice for Senior
Life Insurance, is that the company will offer the best rate class for
clients 71 and
older with a 5.5 cholesterol ratio.
So let's use the example above, a 65 year
old, typical, female
client — a $ 100,000 single premium provides $ 166,000 of
life insurance death benefits.
Often
older clients will be saddled with a high premium that makes paying
life insurance painful.
And even better, the Company also has some of the most liberal underwriting requirements for
clients age 70 and
older, making Lincoln National one of the best choices for affordable
life insurance.
As shown below, the organization has liberal regulations for
clients older than 70 years
old, which is an age that other
life insurance companies typically end offering
life insurance policies.
As you may have read in other Transamerica
Life Insurance Company reviews, Transamerica
Life's niche is
older clients.
As you will see below, the company has liberal guidelines for
clients 71 and
older — an age that many
life insurance companies stop writing
life insurance at.
Transamerica
Life Insurance Company has positioned itself to be the leader in the life insurance world for older clie
Life Insurance Company has positioned itself to be the leader in the life insurance world for older
Insurance Company has positioned itself to be the leader in the
life insurance world for older clie
life insurance world for older
insurance world for
older clients.
Chris has helped
clients with medical issues ranging from mild conditions, such as high blood pressure & high cholesterol, to diabetes or history of stroke, heart attack, or cancer, including tough cases like gettting
life insurance for 70 to 75 year
olds.
My
client is a 39 year
old male, a police officer in Arkansas, who needs
life insurance to cover an SBA Loan.
48 year
old client wants to purchase a $ 500,000 30 year term
life insurance policy to protect his wife and two children who are 8 and 10 years
old.
Famous for its trademark Pyramid, Transamerica
life insurance is definitely a top «go to» company, especially for
older clients.
At TermLife2Go, we spend a lot of time seeking out the best
life insurance companies available for a wide array of niches, including the niche of
older clients ages 60 +.
The 60 year
old client might qualify for a preferred plus rate class with a specific
life insurance carrier.
Lincoln
Life Insurance also has more liberal underwriting for
older clients with a history of prostate or breast cancer.
While the majority of my
clients between the ages of 50 to 59 years
old purchase term
life insurance for income replacement purposes, here are a few other uses for
life insurance in your 50's.
As
life insurance specialists for many years, we've discovered way too many times that
clients have come to us with
old policies that are not set up to maximize tax advantages.In other words, the policy will not protect the policyholder's estate from taxes as intended.Most
life insurance agents rarely meet
clients requiring
life insurance for estate protection, and when they do, they often get excited about their commission potential and take the easy path to place a policy in force.
This allows them to charge less for their
life insurance and offer their
clients fixed rates that do not increase as you get
older.
Lincoln Financial senior
life insurance caters to
clients 70 and
older, including whole and term
life insurance for seniors over 80.
As we mentioned, there is no way to simply recommend a single best senior citizen
life insurance company for all
older clients.
Some of the best senior
life insurance companies are a great option for
older clients dealing with an enlarged prostate.
This is how we find the lowest priced
life insurance for
clients 60 and
older.
The amount of
life insurance we need usually declines as we get
older, but most of our
clients tell us that they still want to carry a small amount of
life insurance for their burial expenses.
At Term
Life Advice, our agents are well - versed in helping clients who are aged 50 and older find affordable life insurance that meets all their ne
Life Advice, our agents are well - versed in helping
clients who are aged 50 and
older find affordable
life insurance that meets all their ne
life insurance that meets all their needs.
Case Study:
Life Insurance at 52 (The Cost of Putting Off
Life Insurance for One Year) We once had a 52 - year -
old client who decided to delay his application a few months, waiting to apply until after he turned 53.
For most of our
client's their need for
life insurance decreases as they get
older and their financial responsibilities diminish.
If you are like many of our
clients age 60 or
older, you've had term
life insurance in the past, and it has since expired, or your term policy is getting ready to expire.
Banner
Life Insurance Company offers competitive no exam options in their accelerated underwriting products for up to $ 500,000 in coverage for
clients ages 20 - 50 years
old.