Sentences with phrase «on a credit card with»

Let's say you have a balance of $ 8,000 on a credit card with 18 % interest and a minimum payment of $ 160.

You have a $ 5,000 balance on a credit card with a 17 % APR..

She puts the purchase on a credit card with an 18 percent interest rate and pays the minimum of 3 percent a month.

Say that you currently have $ 15,000 in credit card debt, on a credit card with 15 % APR..

However, if you commingle this obligation on a credit card with other expenses, your accountant could reject the documentation.

The couple with the mortgage late payments didn't seem to understand that's why a bank doesn't want your business if you're late on current mortgage and maxed out on credit cards with recent late payments.

Interest rates will be based off your credit score and history, so if you have had troubles the rate may be high, but at least there is an end in sight, instead of just making minimum payments on credit cards with no end date.

For example, if you are carrying a $ 9000 balance on a credit card with a $ 10000 limit, and you have two other credit cards with a $ 3000 and $ 5000 limit, transfer your balances so that you have a $ 1500 balance on the $ 3000 limit card, a $ 2500 balance on the $ 5000 limit card and a $ 5000 balance on the $ 10000 limit card.

In our article «Pay down debt or save for retirement», we ran the numbers and saw that the matched pension scheme contribution absolutely trumps paying down debt, even on credit cards with 20 % + interest rates.

If you have a major purchase coming up and you don't want it to drive up your credit utilization, putting it on a credit card with NPSL may be a good idea.

Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a personal loan or missing more work while waiting for money to handle needed car repairs.

Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a short term tax refund loan or missing more work while waiting for your refund to arrive so you can handle needed car repairs.

Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a cash advance or missing more work while waiting for cash to handle needed car repairs.

Making $ 250 a month payments on a credit card with a 10 percent interest rate, it would take 49 months to pay off the debt and the total payment would be over $ 12,000.

If you carry a balance on your credit card with an APR at or around the average (or even as high as 29.99 %), you may be paying more in interest rate costs than is necessary.

Some credit cards offer 0 % intro APR on balance transfers, so if you have a balance on a credit card with high interest rates, you can transfer it to this new card and pay no interest, giving you up to 21 months to pay down the balance.

On a credit card with a $ 300 credit limit a balance of $ 3 = a 1 % utilization ratio.

Dave Ramsey does admit, though in passing, in Financial Peace University, that, yes, indeed, paying more on the credit card with the highest interest rate does make more mathematical sense, but, yes, he attaches great emotional value to paying off a credit card, completely, and that is likely going to occur by paying off the lowest credit card balance, first.

However, on a credit card with a $ 1,000 credit limit then carrying a $ 10 balance is a good idea in order to receive the maximum points available.

Consider these numbers provided by Bankrate: Say you owe $ 6,000 on a credit card with an interest rate of 18 %.

Let's say you owe $ 2,000 on a credit card with a 20 percent annual percentage rate.

In other words, if you're trying to maximize your credit score, try to keep the balance on all your active credit cards above $ 2 but no more than 7 % of your card's credit limit ($ 700 on a credit card with a $ 10,000 limit.

For example, if you have a balance of $ 5,000 on a credit card with 25 % apr, you may need to pay the interest amount around $ 104.17 in a month.

Here's how it works: If you have a $ 1,000 balance on a credit card with a $ 4,000 credit limit, you have a 25 % credit utilization ratio as follows:

For example, if you owe $ 500 on your credit card with an 18 percent APR, you daily finance charge is (0.0004932 x $ 500), or $ 0.2465.

If you have a $ 1,000 on a credit card with a 15 % rate and make payments of $ 25, it will take you 56 months (4 years and 8 months) to pay it back, and it will cost you $ 395 in interest.

For example, say you carry $ 100 on a credit card with a limit of $ 1,000.

-LSB-...] early February, Chase quietly started to impose an annual fee of $ 120 on some credit cards with a large amount of balance at a low rate.

I have borrower who have never missed a payment on their 8.99 % adjustable rate mortgage but are struggling to keep up with a credit card that was defaulted to 29.9 % interest because the bank changed the due date, and now because they are struggling to make payments on a credit card with an interest rate that would make the toughest «Loan Shark» blush, their score eliminates them from the very program that could save their home.

Being able to pull cash from a savings account can be much more beneficial than having to dip into your retirement fund — or worse yet, having to put your emergency expenses on a credit card with 20 % (or higher) interest charges.

For example, if you spend $ 300 on a credit card with a $ 1,000 credit limit, your credit utilization is 30 %.

Let's say you currently have $ 3,000 on a credit card with 24 % APR..

Putting $ 1,000 on a credit card with an average APR of 14.6 percent costs $ 12 per month in interest.

As an example of this, suppose you have debt on credit cards with 22 %, 20 % and 18 % interest rates.

You have a $ 5,000 balance on a credit card with a 17 % APR..

This can be a smart thing to do if you transfer a large balance on a credit card with a high interest rate to a credit card with a low interest rate.

For instance, say you have a balance of $ 1,500 on your credit card with the modest interest rate of 14.99 % and make $ 100 in new charges each month.

You overspend $ 100 per month for five years by borrowing money on a credit card with a 20 % APR..

If you have a $ 300,000 mortgage and $ 40,000 in student loans and a $ 10,000 credit limit on a credit card with a balance of $ 7,000, that's a heavy debt load and will result in a lower score.

If I assume my other debt is taken on a credit card with 50 % APR, then my debt costs would still only be # 4,878 in this scenario, which would STILL be less than my lost investment income my not placing my emergency fund in the market.

If you owe $ 5000 on a credit card with an APR of 20 %, you're paying $ 1000 a year in finance charges.

Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a short term loan or missing more work while waiting for money to handle needed car repairs.

Another option is putting wedding expenses on a credit card with an introductory 0 % APR..

A long - term balance transfer on a credit card with zero percent is possible even if your credit score is not perfect, so check the possible options.

Owing $ 1,000 on a credit card with a $ 10,000 limit is much better for your credit than owing $ 9,000 on a credit card with a $ 10,000 limit.

You have a $ 15,000 balance on a credit card with a 20 % annual percentage rate.

So, if you've run up a high balance on a credit card with a low limit, it's wise to pay it down a little before the end of the billing period to keep the credit utilization rate low on the day it's calculated.

Their balances are often low and they use only an average of 7 percent of their available revolving credit, i.e., $ 70 on a credit card with a $ 1,000 maximum.

Credit card debt can be transferred on another credit card with 0 % APR..

Say you owe $ 7,000 on a credit card with an interest rate of 18 percent.