Sentences with phrase «on a credit profile»

Current mortgage rates depend on your credit profile, down payment size and type of mortgage.

The second is between these two individuals and the lender, which improves a loan application based on the credit profiles of both.

Unfortunately, the information on your credit profile doesn't always tell the whole story — through no fault of your own, this information can be incomplete or even inaccurate.

In the new structure, the premium would be based on the credit profile of the borrower and would shift up or down based on that borrower's level of risk to the lender.

Your spouse's past credit history has no impact on your credit profile until you open a joint account.

Whether a business qualifies for a small business loan depends largely on the credit profile of both the business and its owners.

Pay your account two days earlier rather than later because this information stays on your credit profile for up to two years.

However, if you have missed one payment that information stays on your credit profile for up to six months.

Lastly, supplementary documentation requests may include clarification on credit profile items, profit - and - loss statements from a business, and tax - related documents.

This account, however, was the oldest account on her credit profile and it gave her score an extra fifty - point boost.

Lastly, supplementary documentation requests may include clarification on credit profile items, profit - and - loss statements from a business, and tax - related documents.

In fact, most lenders do not focus on your credit profile at all.

Your credit report is where they will show up, and where you'll be able to immediately put alerts on your credit profile to freeze new account openings.

But if you keep a close eye on your credit profile, you might be wondering how refinancing is going to affect your credit score.

Having an error on your credit profile can reflect poorly on your ability to get what you want when you want.

Many banks don't offer government - backed mortgages, and the terms of your loan will be almost entirely dependent on your credit profile.

Anyone with good to excellent credit should be aware of important changes occurring on their credit profile.

The banks are very keen on your credit profile when making a decision on the amount of money to lend you as well as other terms like repayment time and interest rates.

Don't delay — the clock is ticking on your credit profile.

An example would be paying off a car loan when it is the only installment credit on your credit profile.

You could have history with 30 - 60 vendors or creditors, but that does not mean they will show on your credit profile.

Most college students will begin to develop their credit foundation while still in college and the activity on a credit profile will carry over for many years to come.

If months go by, then the fines can go to a collection agency, and that doesn't look good on your credit profile.

Also, if a debt can not be validated, the debt can not be reported on your credit profile.

The interest rate for a refinance loan depends on your credit profile, your choice of variable rate or fixed rate, and the length of repayment for the loan.

As with any lender, the lowest rates are available to borrowers with stellar credit; others will receive a rate based on their credit profile.

Knowing how to manage inquiries to ensure the least amount of impact on your credit profile is a good first step to ensuring your score remains high.

Whether or not you're approved for a mortgage depends largely on your credit profile.

When developing a credit profile and you have one of your accounts on a credit profile, you may find that your credit score will still be in the green zone.

With less negative information on your credit profile, the result is most often a nice increase in your credit score.

When those other, remaining items are verified as accurate, they'll be required to stay on your credit profile for seven to ten years!

Lastly, supplementary documentation requests may include clarification on credit profile items, profit - and - loss statements from a business, and tax - related documents.

Although the lease doesn't appear on you credit profile as a loan, your timely payments will likely be reflected on your business credit profile the same as any other revolving debt — provided the leasing company reports to the business credit bureaus (which it probably does).

You would be well advised to immediately place a Fraud Alert on your credit profile with any of the credit bureau agencies.

Although the lease doesn't appear on you credit profile as a loan, your timely payments will likely be reflected on your business credit profile the same as any other revolving debt — provided the leasing company reports to the business credit bureaus (which it probably does).

Blemishes on your credit profile won't necessarily exclude you from financing for retail businesses, but a weak credit profile will probably limit your options.

However, some lenders do perform a «hard» pull on your personal credit and it's recorded on your credit profile, which can be harmful to your personal credit and your ability to apply for financing elsewhere.

A student loan «tradeline» will be placed on your credit profile in the form of an installment loan.

The solution is clear, placing a Fraud Alert on your credit profile with the primary credit bureau agencies will block 99.9 % of attempts to use your personal information for credit without your permission.

A big part of the evaluation hinges on your credit profile.

A note will be listed on your credit profile alerting all creditors to contact you directly before approving credit.

Personal identifying information updates on your credit profile monthly, shortly after the contributor communicates any changes to your name and address.

While bankruptcy leaves an ugly scar on your credit profile that may only...

Gibson says people should also be careful about just how many credit cards they accumulate because they have an impact on credit profile even if you don't use them and they just sit in a desk drawer.

In most cases, a lender might focus on reflags on your credit profile like bankruptcies and consecutive late payments.

You can learn about different mortgage types and then log in to your Credit Sesame account to get mortgage loan recommendations based on your credit profile so that you can embark on a smooth, well - informed homebuying experience.

This means any score improvements in this bucket are not as significant when only one major derogatory like a collection account is deleted and other major derogs remain on your credit profile.