Sentences with phrase «on a life insurance policy»

You can name as many beneficiaries on life insurance policies as you wish, and specify how the proceeds will be divided.

The payment of premiums on life insurance policy offers insurance cover to the policyholder along with other policy benefits.

Does it make sense to pay an additional cost for a waiver of premium rider on a life insurance policy?

This article is going to look at how an irregular heartbeat is going to impact your life insurance rates and ways that you can save money on your life insurance policy.

Cash value The amount of money that is available on the life insurance policy for loans or withdrawals.

The death benefit on the life insurance policy is there as security that the lender will get the loan repaid should this happen.

Please note that you can not make any claim on your life insurance policy because of disability or critical illness.

A certain amount paid on a life insurance policy upon death or when the policy owner receives payment upon surrender or maturity.

We were given great advice and great service on our car and renters insurance and got a great rate on our life insurance policy as well.

If the company has reason to doubt you will be able to make payments on a life insurance policy, they could decline you right up front.

Some insurers offer loan on a life insurance policy after few years of paid premium.

Just like many other types of insurance policies, there are discounts available on life insurance policies.

Before deciding on a life insurance policy for your child, take the time to learn about the different kinds of policies and options that are available.

You could receive drastically different quotes on life insurance policies for your parents from two separate companies for the same coverage.

You can change any of the beneficiaries listed on your life insurance policy, at any time, for any reason.

But those life changes are not always accurately reflected in who are the named beneficiaries named on a life insurance policy.

For more information on life insurance policies, speak with a licensed agent.

An unemployment protection rider ensures that you would not need to pay the premiums on your life insurance policy if you lose your job.

The most common way to gift a life insurance policy is to make them the beneficiary on a life insurance policy in your name.

There are only two major exclusions on a life insurance policy.

But you should not rely on dividends to fund annual pledges or other commitments, as dividends on life insurance policies aren't a certainty.

Not knowing who provided the policy can really slow down the process and make it difficult to collect on a life insurance policy.

Depending on the life insurance policy opted, you have to take the necessary action.

Making a few simple changes can save you thousands of dollars on your life insurance policy.

The cash value on a life insurance policy can potentially be a great tool to use to increase your tax - free income in retirement.

It can have a major impact on your life insurance policy and the coverage that it provides.

No matter what your reason for life insurance may be, you can compare pricing on life insurance policies for senior citizens in just a matter of minutes.

When you combine the lower rates in the industry with the savings you get by comparing multiple quotes, you may save hundreds of dollars per year on your life insurance policy.

When it comes to getting a great deal on your life insurance policy, it is important to understand what goes into the cost of your monthly premium.

After a few years, there will be a considerable amount on your life insurance policy that may cover your funeral expenses and any additional debts such as car loans and the like.

What determines discounts offered on life insurance policy premiums?

Almost everyone would like to have more savings on their life insurance policies.

While you must name at least one beneficiary for your policy, it's possible to go above and beyond, naming multiple people on your life insurance policy.

The beneficiary makes a claim to the insurer on the life insurance policy when the insured person passes away.

With the return of premium rider, you pay higher life insurance premiums for the opportunity to get all of your money back if you live past the term on your life insurance policy.

In fact, choosing an annuity payout on a life insurance policy can reduce the upfront cost of your premiums by up to 30 %!

However, another big exception to this is on life insurance policies where the owner and beneficiary is a corporation and the premium payments were tax deductible to the company.

A common benefit option on life insurance policies wherein the policy owner allows the dividends from policy to be used for the purposes of accumulating cash values.

They are meant as a guide for thinking through and wording your own beneficiary designation on your life insurance policy.

Many life insurance companies charge interest on life insurance policy loans to the policy's cash value.

These two advantages can make the final rate of return on a life insurance policy very attractive.

The policy owner is the only person who can make decisions such as changing beneficiaries and such on a life insurance policy.

Always keep your beneficiary information current on all your life insurance policies.

Before you swipe your card on a life insurance policy, make sure you understand what exclusions your policy will have.

The person or entity that you name as beneficiary on your life insurance policy contract will receive the death benefit proceeds when you die.

These two advantages can make the final rate of return on a life insurance policy very attractive.

The employer pays the premium on a life insurance policy owned by the key employee.

Cheap Life Insurance for Seniors Many seniors have a misconception they are unable to secure an excellent rate on their life insurance policy just because they can be categorized as a senior.

If you have questions about a specific term you've seen on your life insurance policy please contact us.