Not exact matches
The kicker is this: Dalio says the divide will only get worse in the next 5 to 10 years, both
because of a demographic squeeze that puts stress
on pension, healthcare, and
debt promises; and
because of the effects
of technological change
on employment and wealth.
D'Alessandro counters that such poor international performance is more likely
because of a lack
of leadership, a problem extending back to the less - developed - country
debt crisis
of the late 1970s, when many developing countries defaulted
on their bank loans.
Moody's, a credit rating agency, issued a warning that the settlement may have a negative effect
on Wells»
debt because of image concerns and called the incident «highly disturbing.»
Corporate
debt in China exceeds 250 %
of gross domestic product, and the government has put restrictions
on international investment
because the value
of the yuan was falling so fast.
Its partner
on the Kamoto project, Congo state miner Gecamines, said this week that it was starting legal proceedings to dissolve Kamoto
because of persistent high
debts.
Because there aren't many bargain stocks out there, she recommends taking advantage
of low rates
on student loan and consumer
debt to pay down slowly while investing with cash savings.
Because of PDVSA's habit
of paying late, sanctions that limit its ability to issue
debt hit the «core
of how PDVSA works, which is with arrears,» or payments made
on debt, Palacios said at the Columbia event.
Governor Snyder has said that the bankruptcy filing will allow the city to spend more money
on public services
because less
of its money will be hurdled toward paying interest
on debt.
Other benefits
of investments using
debt include tax advantages and a higher return
on my investment (ROI)
because I've used less
of my own money to purchase the asset.
Strike
Debt doesn't buy individual debtor's debts, but instead buys bundles of anonymous debt from banks through what it says are friends on the debt broker side (apparently, the banks won't deal with anyone who isn't established, and most brokers won't sell to non-collections agencies because of liability issu
Debt doesn't buy individual debtor's
debts, but instead buys bundles
of anonymous
debt from banks through what it says are friends on the debt broker side (apparently, the banks won't deal with anyone who isn't established, and most brokers won't sell to non-collections agencies because of liability issu
debt from banks through what it says are friends
on the
debt broker side (apparently, the banks won't deal with anyone who isn't established, and most brokers won't sell to non-collections agencies because of liability issu
debt broker side (apparently, the banks won't deal with anyone who isn't established, and most brokers won't sell to non-collections agencies
because of liability issues).
The first group
of so - called
debt hawks sees another Great Recession coming and wants national governments to focus
on austerity programs aimed at deficit reduction
because rising sovereign
debts are behind our current economic woes.
«I think the I.M.F. raising the
debt sustainability issue as clearly as they did, the United States making clear that sustainability had to be dealt with, was a helpful contribution to the conversation,
because without dealing with some form
of debt restructuring, this problem will just come right back,» a senior United States Treasury official said
on Thursday, as Treasury Secretary Jack Lew traveled through Europe.
The company was nearing a deal to sell itself to an investor group for roughly $ 275 million, plus the assumption
of $ 225 million in
debt, according to two people briefed
on the deal who spoke
on condition
of anonymity
because the negotiations are private.
... Frankly, it's the health care entitlements that are the big drivers
of our
debt, so we spend more time
on the health care entitlements —
because that's really where the problem lies, fiscally speaking.»
The hedge fund would break even
on its
debt investment if the Berkshire bid prevails
because gains in some parts
of its
debt holdings, which would be paid out in full, would offset losses in the unsecured bonds it holds, where it would take a deep haircut, the people said.
This is different than a loan
because your business doesn't acquire additional
debt, there are no periodic payments, and the investor is willing to wait until a future date to capture some kind
of return
on their investment.
Savings are about to soar
because negative savings (
debt) are
on the cusp
of being significantly reduced.
Most people focus
on consolidating unsecured
debt, such as credit card
debt and payday loans,
because of the higher interest rates that are charged
on these types
of debt.
Despite the fact that graduate school can earn you more money in the long run, many people are foregoing additional education
because of the fear
of taking
on massive student loan
debts.
Last week in London, for example, an analyst from a research company with whose views I am usually in strong sympathy and who herself is very bearish
on China's growth prospects, airily dismissed Chinese
debt concerns by pointing out that Chinese government
debt, even after adding back estimates
of losses in the banking system, is lower than that
of the Japanese government, and
because the government's
debt burden has not been a problem in Japan it won't be a problem in China.
Because your return
on investment outpaces your student loan interest charges, it could make more sense to invest than pay off your
debt ahead
of schedule.
If credits score is not much fair then try to upgrade the credit score through paying off
debts first
because the less
debt you carry
on credit cards and lines
of credit, the more attractive you'll be to lenders.
Because some
of them historically taken
on very little
debt and have offered increased dividends, royalty companies may be an attractive option for precious metals investors.
In Raddon's recent survey, 17 percent
of small businesses indicate they are hesitant to take
on debt now
because of the economy, and 8 percent feel they that their company would not be able to meet the credit standards for a loan.
This is especially true
on the downside
because high yield investors typically are «privy» to bank credit information — trust me, this is true, as our high yield desk was next to the bank
debt trading desk and we were very friendly with each other — and can see when corporate numbers are deteriorating well in advance
of equity analysts and investors.
Admati and Hellwig counter that the only reason stockholders demand such a high rate
of return from banks is to compensate for the relative riskiness
of banks — and that they are risky precisely
because of all the
debt they hold
on their balance sheets.
Higher yielding fixed income offers those higher yields
because the issuers
of the bonds have a better chance
of defaulting
on their
debt.
Banks don't want to do that,
because they generally fund their operations with disproportionate amounts
of debt, and they maintain that their profitability — as well as our economy's growth — depends
on their continuing to do so.
For example, people with lower incomes are likely to be sensitive to interest rate changes
because of the potential effects
on their employment income and their
debt - service costs.
3 It may seem willfully perverse to most analysts to suggest that a
debt - equity swap does not reduce
debt, but that is
because most analysts do not think systemically and fail to consider the overall impact
of these transactions
on debt - servicing costs and
on contingent liabilities
of the government.
Wage arrears are getting worse,
because as Ukraine approaches the eve
of defaulting
on its $ 10 + billion London
debt, kleptocrats and business owners are jumping ship.
However, other kinds
of debt, like the kind from credit cards, can be some
of the most expensive and damaging
debt we accrue in life
because interest rates are generally extremely high and many people get used to spending
on things they can't really afford.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate
debt that they could not repay; (ii) many
of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood
of defaults; (iii) the Company was providing online loans to college students despite a governmental ban
on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number
of its non-performing loans in the Registration Statement and Prospectus; (vi)
because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk
of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks
of penalties and financial and reputational harm; and (x) as a result
of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples
on other fundamentals are: 21
on the basis
of book values, nearly 23
on the basis
of enterprise value / EBITDA (which factors in the increasing share
of debt on corporate balance sheets), over 25
on the basis
of revenues, and 29
on the basis
of dividends (largely
because dividend payout ratios remain relatively low even
on the basis
of normalized earnings).
Or, if you think the price
of gold is going to spike
because the European Union or United States are going to take
on more
debt, you can get in
on a gold ETF.
This is
because of something called your credit utilization ratio, or the amount
of your
debt on one card compared to that card's spending limit.
We,
on the other hand, view it with hope:
because more than anything, the events
of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule
of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth
of the future, and where accumulated
debt could be wiped out at the flip
of a switch if things go wrong in the process obliterating the welfare
of billions (
of less than 1 % ers), is one big lie.
From the perspective
of someone interested in making investments with 20 + year holding periods in mind, you need to be careful
of owning banks
because of the
debt to equity levels involved in the investment, you need to be wary
of technology companies
because they must constantly be innovating to remain profitable and relevant (unlike, say, Hershey, which could stick with its business model
of selling chocolate bars for the next century), and retail stocks which are always subject to the risk
of a new low - cost carrier arriving
on the block.
For some it is just the thought
of taking
on debt, while others they would rather pay cash
because they are averse to paying interest.
The
debt is increasing not only
because of borrowing, but
because of the interest that collects
on the principal each year.
Government regulators are going to want to get their hands
on it, much
of that is possible
because at the end
of the day the issue is there's too much
debt.
You may inflate your way out
of your
debt problem but you're not going to grow your way out
of the
debt problem, so let's get behind that and if the dollar got too strong then the impotence from the white house would be to have more tariffs
because they are hell bent
on shrinking this trade deficit so when Kudlow discusses that, he ought to be very careful about where he is going
because this white house, Peter Navarro and Wilbert Ross will push for a weaker dollar
because a weaker dollar is Mnuchin and Wilbert Ross both said in Davos, is sending soldiers to the ramparts in the trade war that exists every day.
And so for example, if you look at U.S. government
debt, which is the one almost everyone always talks about, most people aren't sitting there worrying about how much
debt does Amazon have, when you look at government
debt, interest payments
on government
debt as a percent
of GDP or as a percent
of tax revenue, currently
because interest rates are relatively low, are very low, are running half, literally half
of what they were in the second half
of the»80s and the first half
of the»90s.
And
because of the largest stock
of debt, it could take «several years» to have a significant impact
on overall vulnerability.
Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest ra
Debt consolidation.If you're struggling with credit card
debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest ra
debt, borrowing against your equity can be extremely attractive
because of the low interest rates — much lower than any you'll find
on a credit card — using a HELOC to pay off other
debts will give you an easy single payment at low interest rates.
China's stock rally has come as a sharp contrast to the nation's slowing economy and is all the more precarious
because it has been driven by unprecedented levels
of margin financing, or investors» taking
on debt to trade in shares.
It isn't directly used to help create wealth; but it does help
because it allows you to keep
on your wealth building plan, and also to avoid taking
on debt, in the event
of an emergency.
Unfortunately, this process had perverse effects,
because it enabled cash - strapped consumers to take
on more
debt for a given level
of income,
because the interest costs were lower.
Moral
of the story is we all need forgiveness.Sin is sin.We all need the mercy
of God.This man is
on a quest to find that.Judge yourself.We are all sinners in need
of a savior.You won't be able to say to God
on the day
of judgment, well at least I didn't shoot my brother in - law, therefore I should be allowed into heaven.You'll give an account for your life.I'm counting
on grace, not
because I deserve it, but
because of the high price that Jesus Christ paid
on the cross.A
debt I could not pay.
If I had a dollar for every time someone told me they turned their back
on organized religion or never bothered in the first place
because of hypocrisy, I could write a check and eliminate the national
debt.