Sentences with phrase «on behalf of a consumer with»

(7) «Debt settlement» means any action or negotiation initiated or taken by or on behalf of a consumer with a creditor of the consumer for the purpose of obtaining debt forgiveness of a portion of the credit extended by the creditor to the consumer or a reduction of payments, charges, or fees payable by the consumer.

Not exact matches

On behalf of our 312 member companies, we will continue to work with New York legislators and lawmakers to develop common sense consumer protection measures to ensure that the millions of New Yorkers who play fantasy sports regularly can continue to enjoy the games they love.

A lobbyist on behalf of Equifax Canada has signed up to speak with the province's Minister of Government and Consumer Services and all 107 members of the provincial parliament at...

Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you.

Traditional Hawala's are generally illegal in the United States as no one is allowed to hold or remit funds on behalf of someone else without being a licensed money transmitter both with FinCen (the Financial Crimes Enforcement Network) and with the US State regulators where the consumers» reside.

She continued: «We signalled our willingness to work with MPI to ensure its proposed science definition is robust in meeting shared objectives around consumer confidence and authenticity, and will be making a detailed submission on behalf of industry.

«We are standing up on behalf of the entire organic sector to protect organic integrity, advance animal welfare, and demand the government keep up with the industry and the consumer in setting organic standards,» said Laura Batcha, Executive Director and CEO of the Organic Trade Association.

(1) to protect and promote breastfeeding, as an essential component of their overall food and nutrition policies and programmes on behalf of women and children, so as to enable all infants to be exclusively breastfed during the first four to six months of life; (2) to promote breastfeeding, with due attention to the nutritional and emotional needs of mothers; (3) to continue monitoring breastfeeding patterns, including traditional attitudes and practices in this regard; (4) to enforce existing, or adopt new, maternity protection legislation or other suitable measures that will promote and facilitate breastfeeding among working women; (5) to draw the attention of all who are concerned with planning and providing maternity services to the universal principles affirmed in the joint WHO / UNICEF statement (note 2) on breastfeeding and maternity services that was issued in 1989; (6) to ensure that the principles and aim of the International Code of Marketing of Breastmilk Substitutes and the recommendations contained in resolution WHA39.28 are given full expression in national health and nutritional policy and action, in cooperation with professional associations, womens organizations, consumer and other nongovermental groups, and the food industry; (7) to ensure that families make the most appropriate choice with regard to infant feeding, and that the health system provides the necessary support;

Perhaps you have seen the Direct - to - Consumer TV and print advertisements with Robert Jarvik, the inventor of the Jarvik Heart, speaking on behalf of the Pfizer's anti-cholesterol drug, Lipitor.

It is bad enough that CCER is misleading the public and is lobbying on behalf of an agenda that is hurting students, parents, teachers and public schools, but it is even worse they are doing it with money that belonged to Connecticut consumers.

This consent order concerns violations of certain consumer protection provisions of the Department of Transportation's (Department) Public Charter regulations during 2011 by Viajes Galiana, Inc., (VGI) a Public Charter operator, stemming from its failure to ensure that its authorized agents complied with the provisions of 14 CFR 380.30 when advertising Public Charter flights on VGI's behalf.

A settlement company specializes in negotiating with lenders on behalf of consumers.

With an increased focus for consumers on repairing their credit, it makes sense that there are increased efforts on behalf of less - than - reputable «credit repair» companies to market their services to unsuspecting consumers.

The services of a home inspector are not provided on behalf of, or in affiliation with, the Province of British Columbia or the Business Practices and Consumer Protection Authority (commonly known and doing business as Consumer Protection BC).

A new survey analysis conducted by Harris Poll on behalf of MetLife explores consumers» attitudes and decisionmaking with regard to lump sums and income annuity payments.

«GAO found the experiences of its fictitious consumers to be consistent with widespread complaints and charges made by federal and state investigators on behalf of real consumers against debt settlement companies engaged in fraudulent, abusive, or deceptive practices,» the report concluded.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Debt settlement companies represent that they can substantially reduce consumer debt by negotiating directly with creditors, on behalf of their customers, to pay off outstanding balances at less than the amounts owed.

Like with any credit issue, rebuilding credit after foreclosure requires diligence on behalf of the consumer, but taking the right steps is also critical to saving time and money — after all, the quicker your credit is fixed, the lower your deposits and interest on monthly payments will be for any new loans.

Survey was conducted via Google Consumer Surveys on behalf of Student Loan Hero from May 6 — May 8, 2016, with a nationally representative sample of 1,012 graduating students living in the United States.

The website, www.annualcreditreport.com, is run by the three major credit reporting agencies on behalf of the federal government to comply with a law that states that the credit reporting bureaus must give each consumer one free copy of their credit report every year when requested.

Abby Shaforth is an attorney with the National Consumer Law Center and said the department must commit to providing debt relief to students and acting on behalf of students who may not know they have a right to have their loans forgiven.

However, If you're a third party service negotiating the terms of a new consolidation loan with DE on behalf of a consumer, you may be clear of UDMSA, but I think you, the third party, are in danger of being a «loan broker» and requiring appropriate licensure.

«Understanding the factors that influence the credit decisions made on your behalf will empower you to better control your financial well - being and take the necessary steps to address any of the factors,» says Demitra Wilson, senior director of public relations for Equifax Inc., one of three largest consumer credit reporting agencies along with Experian and TransUnion.

(1) Communicating with the consumer other than in the name of the person making the communication, the collection agency and the person or business on whose behalf the collection agency is acting or to whom the debt is owed;

Any extensions of credit brokered or arranged on behalf of a buyer by a credit service organization must comply with the provisions of the Uniform Consumer Credit Code and the Credit Services Organization Act.

Madigan s complaint alleges that consumers did not understand (1) that their monthly payments would be used to pay fees before any performance of services on their behalf, and (2) that it takes several months to accumulate a lump sum payment to begin negotiating a payoff with the credit card companies.

Armed with data and decades of experience, we are ready to make our case on behalf of small businesses, consumers and pets alike.

Modern American environmentalism shares two unusual characteristics with the animal advocacy movement: a need for allies to speak on behalf of those who lack political power of their own (ecosystems, farmed animals) and a strong focus on consumer change (recycling, veganism).

New research undertaken by YouGov on behalf of VisitGuernsey confirms the current consumer trend towards traditional activities and pastimes is being matched by a desire for holidays and short - breaks with a traditional appeal.

Tuesday, April 24, noon - 1 pm, Tucker Foundation Living Room Supporting Local Farms: A conversation with Andrea Stander, Director of Rural Vermont, who will discuss their work advocating on behalf of Vermont farmers and consumers to promote vibrant rural economies and communities by supporting small, sustainable farms.

Those with longer memories might recall that around 10 years ago the same cry, on behalf of Claims Direct and The Accident Group, heralded not the consumer champion but the cynical exploitation of claims for profit.

Doing so is of paramount importance and thus shifting consumer expectations must be quickly met with a corresponding shift on the startup's behalf.

He is also very familiar with the intricacies of consumer law, being regularly instructed to act on behalf of Jaguar Land Rover and its dealers.

As an Ombudsman, what type of complaints do you deal with on behalf of consumers and how does this compare to resolving disputes for businesses; what different approaches do you take?

Over the past 30 years, our firm has fought for justice on the behalf of hundreds of thousands of employees and consumers with Class Action and Employment cases.

PIAC seeks to represent and advocate on behalf of ordinary consumers, in particular vulnerable consumers, concerning the rates, policies, rules and regulations associated with the delivery of these services with a view to ensuring principles of access and affordability and fair treatment for the constituencies it tries to serve.

As young partner, Paul litigated and tried large complex injury cases on behalf of businesses and consumers with both Walter Lack and Thomas Girardi and continued litigating and trying cases during his tenure at Engstrom before joining the Stalwart Law Group in July of 2017.

ICC arbitration of a contract dispute with a Greek distributor on behalf of a consumer products company.

In particular, she has advised on enforcing agreements regulated by the Consumer Credit Act, appeared on behalf of police forces in the Magistrates» Court dealing with breaches of Domestic Violence Protection Orders, and had experience in HMRC confiscation proceedings.

Comment: An agency that provides care to individuals with mental retardation and developmental disabilities expressed concern that many of their consumers lack capacity to consent to the release of their records and may not have a surrogate readily available to provide consent on their behalf.

User data is invaluable for the likes of Facebook and Google to monetize their consumer - facing offerings that they are otherwise giving out for free, with such firms leveraging that information to power targeted advertising delivery networks, thus selling highly contextual promotional materials on behalf of marketers.

Under no circumstances will any personal information under our control be sold, transferred, shared, given away or disseminated to any party, person or entity for any purpose that is not directly, lawfully and necessarily connected with the immediate request and permissible purpose of producing consumer reports on behalf of our requesting client's for employment / membership background screening purposes.

In connection with preparing Consumer Reports for our clients, we may in some instances employ other companies and individuals as our subcontractors to complete parts of the background screening process on our behalf.

Our mission is to keep workplaces safe and profitable on behalf of both employers and the consumers working with employers of all sizes from start - ups to divisions of Fortune 500 companies across the United States.

Responsible for negotiating multiple variations of unsecured debt on behalf of thousands of consumers with continued servicing from month to month over multiple different creditors

(However, unlicensed individuals must disclose that they are «unlicensed» if they communicate with consumers on behalf of the brokerage or licensed team leader.)

, explain things to the common folk who pay your salaries, your expenses, your office lease hold costs, your public advertising campaigns, your junkets to remote meeting venues with their attendant perqs, your research efforts to determine what seems to be most important to your in - house bureaucrats» mindsets, being, what consumers want vs what your paying members want for their monies paid on behalf of same etc., etc..

As Congress and the Administration consider reforms to the nation's mortgage finance system, NAR is advocating on behalf of REALTORS ® and consumers to ensure an efficient and adequately regulated secondary mortgage market — a new system that involves some government presence and provides homebuyers with access to affordable, sustainable mortgages.

Because we all fight the same fight on behalf of the consumer, which is to provide them with the best quality service possible.