It seems that cost - conscious millennials are so down
on being in debt that many are avoiding credit cards altogether.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should
be considered
in evaluating our outlook include, but
are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that
was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not
be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
In fact, it's closing in on a level last seen toward the end of 2012, when Congress stared down the fiscal cliff, refusing to authorize a new debt limi
In fact, it
's closing
in on a level last seen toward the end of 2012, when Congress stared down the fiscal cliff, refusing to authorize a new debt limi
in on a level last seen toward the end of 2012, when Congress stared down the fiscal cliff, refusing to authorize a new
debt limit.
Prices had doubled
in a short period, households
were piling
on debt and the market showed no signs of slowing down.
With a $ 320,000 mortgage
on their $ 450,000 house
in St. Albert, Alta., and $ 4,000
on a line of credit, their
debt is reasonable.
But
debt is still a major consideration for most Canadians when they head out to shop, which
is limiting the strength
in consumer spending and having an effect
on the balance sheets of retailers, Ferley added.
«It
's always hard to know exactly where to put your money these days given how rates and spreads
are so low, but
on a relative basis we still think there
's value
in EM
debt,» Matt Tucker, head of the iShares fixed income strategy team, said this week during a panel discussion at the Morningstar ETF Conference
in Chicago.
That figure
is expected to grow by $ 31 billion by 2015 - 16, handing the Progressive Conservatives ammunition
in their assault
on the Liberals, who've doubled the province's
debt since they took office nine years ago.
The IMF, Royal Bank, and National Bank
are three of the non-partisan voices that have called
on the Trudeau government to put
in writing its verbal commitment to contain
debt at current levels.
Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including,
in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully
in a highly competitive and rapidly changing industry; developments associated with fluctuations
in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition
on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations
in flight schedules, which
are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations
in market and economic conditions; significant aircraft lease and
debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters
on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.
But if you think that fighting Russian aggression
in Eastern Europe
is important to maintain political and economic stability
in the region, then taking a softer line
on Greek
debt may
be worthwhile
in the long run.
Since the recession ended
in mid-2009, the economy has
been expanding at sub-par rates as a string of problems from higher gas prices to Europe's
debt crisis have acted as a drag
on the U.S. economy.
In effect, the state - owned construction firms will
be taking
on debt and investing — while hiring Western engineering and construction giants as their subcontractors.
Start by selecting a good credit card and then focus
on establishing smart credit card habits — and if you have
debt already,
be diligent
in your payments.
The study involving about 1000 Facebook users
in the US found that those who spent relatively more time
on Facebook and had a strong network
on social media
were more likely to have lower credit scores and more credit card
debt compared to those who used it less and had a comparatively weaker network.
The latest clinical trial outsourcing / drug development and manufacturing merger hit
on Monday as scientific instrument giant Thermo Fisher announced it would buy drug ingredients maker Patheon for $ 5.2 billion ($ 7.2 billion
is you count $ 2 billion
in net
debt).
On November 16, 2006, Clear Channel Communications, which
was publicly traded at the time, announced that it had agreed to a leveraged buyout totaling $ 26.7 billion, including $ 18.7 billion for the shares plus the assumption of $ 8 billion
in debt.
The company has
been buckling under more than $ 20 billion
in debt, up from $ 8 billion before the PE firms got their hands
on it.
The Canadian Medical Association, argued
in its pre-budget submission that the government should maintain access to the small business deduction for physicians, since they enter the workforce later
in life and often with significant
debt, and unlike small businesses
are unable to pass
on higher costs to clients.
Credit card
is typically the most expensive
debt you can take
on, with APRs
in the teens and 20s — while education, mortgage and personal loans generally charge interest
in the mid-single digits.
The recent fiscal legislation caused negative, structural changes
on both the spending and revenue fronts — making the task of keeping the
debt in check much harder than it would have
been even a year ago.
Debt - to - capital ratio excluding net unrealized gain on investments, net of tax, included in shareholders» equity, is the ratio of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equ
Debt - to - capital ratio excluding net unrealized gain
on investments, net of tax, included
in shareholders» equity,
is the ratio of
debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equ
debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included
in shareholders» equity.
A parade of reports and experts explained away high house prices and
debt levels with many of the same arguments we hear today
in Canada — yes, prices
are way up compared to rents, but the analysis
is built
on flawed data;
debt levels
are high, but so
are house prices, which minimizes the risk; America's demographics support the boom; and then the classic: There'll
be a soft landing.
The kicker
is this: Dalio says the divide will only get worse
in the next 5 to 10 years, both because of a demographic squeeze that puts stress
on pension, healthcare, and
debt promises; and because of the effects of technological change
on employment and wealth.
One of my constant points
on this blog for the last several years has
been that households» refinancing of their mortgage
debt at lower and lower rates has put more money
in their pockets for spending and for paying down
debt.
But low interest rates, at least
in Canada, have pushed household
debt to such vertiginous levels that officials like Carney know they shouldn't
be counting
on consumer spending to drive the recovery — ergo, the call for more corporate investment.
If you can leave this decade with minimal
debt, you
're in good shape — focus
on paying off your highest interest rate
debt, and your credit card balances monthly.
«There won't
be enough money
in the government to allow for a tax cut and fiscal stimulus program if
in effect the government can't even pay the interest
on the
debt without borrowing the money.»
A story about putting it all
on the line
is sexier than a story about a startup founder that worked
on his or her idea
in the evenings after their 9 - to - 5 job and bootstrapped along without going into
debt.
«The final decision
on the implementation of the
debt measures will
be taken, if needed, at the end of the program, conditional
on full - implementation of the program,» Centeno told reporters
in Sofia, Bulgaria.
The IMF
is due to publish new figures regarding Greece's
debt sustainability
in about a month, when it releases its latest Article 4 consultation — an economic review —
on Greece.
Dell did not say why it
is exploring a major deal, but previous media reports have speculated that it
is seeking financing to help pay off the $ 46 billion
in debt that it took
on as part of its EMC acquisition.
To accomplish this goal, we obsessively zeroed
in on one
debt at a time, which
was extremely motivating.
Beijing and the World Bank officially claim China's government
debt remains very manageable, at less than 20 % of GDP — far below levels
in the industrial world — but the truth
is, local governments
are piling
on new
debt at a staggering pace.
There
's opportunity
in emerging market
debt despite growing concerns over higher credit levels and the impact of a strong dollar, the chief executive of Goldman Sachs Asset Management told CNBC
on Tuesday.
This took three years of focused budgeting and willpower, but I
'm happy to say that I completely wiped out my student loans, credit card
debt and all but the last $ 1,500 of my car loan — which
is on track to
be paid off
in September.
China
is engaged
in an elaborate shell game to hide a mountain of bad
debts piling up
on the balance sheets of its banks, developers and state - owned enterprises.
On the same day, Reuters reports that the fund has released a detailed breakdown of its 42 billion ringgit
debt,
in order to counter allegations that some of the money
is missing.
Although there may not
be a bond bubble, with investors starved for yield, Gundlach predicts a potential bubble could form
in credit risk as investors increase their leverage
on riskier
debt securities like junk bonds and emerging market
debt.
As everyone following the race now knows, I owe the IRS over $ 50,000
in deferred tax payments (I
am currently
on a repayment plan) and hold more than $ 170,000
in credit card and student loan
debt.
The increase
in average student
debt, moreover, comes
on the heels of news that college students don't really learn anything and the opinions of pundits like James Altucher that college
is just a huge waste of time and money.
While his income
is low — $ 18,000
in 2011 — so
is his
debt: he has no student loans and only about $ 500
on a credit card.
If your friend came to you
on New Year's Day and told you that over the next 12 months they
were planning to lose half their body weight, earn a seven - figure income
in a field
in which they have no experience, and save enough to buy a private island even though they
're currently $ 20,000
in credit card
debt, you'd probably think they
were being a tad unrealistic.
The «answer»
was to financialize the U.S. economy with vast increases
in credit,
debt and leverage, enabling a hyper - consumerist economy built
on a pyramid of
debt and leverage.
«
Debt is a big problem for many Americans,» NerdWallet's Sean McQuay told CNBC's «
On The Money»
in an interview, obligations he said many try to ignore.
In its latest study
on private student loans, the Consumer Financial Protection Bureau completes what up until now has
been a fragmented picture of America's growing student
debt crisis.
There
's no new theme to it, just more riffs
on the old one of a self - reinforcing spiral of slower growth
in China crushing the economies of its raw material suppliers, while an appreciating dollar makes it ever harder for emerging market companies and governments to repay the
debts they gleefully took
on when the Federal Reserve
was giving away dollars for free.
According to the Federal Reserve's G. 19 report
on consumer credit from 2013, the total U.S. outstanding revolving
debt was $ 856.5 billion dollars
in 2013.
Pioneer has also pledged to retain more of its free cash flow, rather than spending it all and then some
on capital expenditures and incurring
debt that could sap future profits, as has
been common
in the industry.
And while business travel
in Western Europe has
been on the slower side, as Spain, Italy, Portugal and Greece have struggled with crippling
debt, the GBTA says the worst
is over and expects business travel
in those regions to begin picking up.