Sentences with phrase «on borrowing more»

Group 2 — Buyers with 20 % + down payment who specifically planned on borrowing more than 80 % of what the currently qualify for.

Now some people say: let's get through the recession, let's get through the election we can keep on spending more, keep on borrowing more, and deal with the debt crisis later.

Not exact matches

Interest on U.S. borrowings would become the fastest - growing item in the federal budget, more than tripling to almost $ 1.1 trillion annually.

The impact of the adjustment is likely to be mild on most parts of the economy — for instance, slightly increasing borrowing costs for consumers and small businesses that rely on more traditional bank - loan financing.

Naturally, a lower credit score will make it more difficult to borrow, and result in higher interest rates on any new credit that you do obtain.

Some wonks — and more than a few members of Congress — are seizing on language in the 14th Amendment they claim would let the White House order the Treasury to borrow.

If consumers are tapped out or wary of taking on more debt, then bank credit can be expanded to the moon and households will not borrow more money.

The chairman and CEO of private equity giant Blackstone, with $ 434 billion in assets under management, also downplayed the impact of the Fed acting more forcefully on increasing the cost of borrowing money.

They might not deny you based on low or lacking credit, but you can bet they'll increase the interest rate of people who are less «credit - worthy,» charging you more for the privilege of borrowing.

It said Glencore and its subsidiaries were able to borrow funds far more cheaply than the level at which it lent on to the venture.

First, the European debt crisis is a bit more complicated than Greeks going on a borrowing binge backed by German credit.

While investors might keep a poker face through the crisis, they might punish the U.S. later on, gradually driving up Treasury yields and making it forever more expensive for Washington to borrow.

What's more, the ESOP probably has to borrow money to buy your shares, and it will be relying on profits to pay off the loan.

More strikingly, CGA - Canada has calculated that before the financial crisis Canadians borrowed on average 31 cents for every dollar spent on new vehicles; today it's 95 cents.

«Now there is less space, on average, across the G7 for more borrowing to stimulate demand,» he said according to notes of his speech released in Ottawa.

«Growth in household borrowing has moderated and residential investment is on a more sustainable track,» Poloz assured the business audience, adding, however, that «nonetheless, the risks around this base case need to be managed.»

Speaking in Montreal on Thursday, central bank governor Stephen Poloz called household debt a major risk to the Canadian economy, suggesting the fear of stoking more borrowing as one reason he has not been even more dovish on interest rate policy.

Wednesday's results showed Tesla tearing through $ 745.3 million in cash in the first quarter, which may put pressure on it to borrow more money or sell additional shares to raise additional cash.

What's more, by another measure of its business — so - called free cash flow, which factors in depreciation and interest costs on borrowing — Berkshire Hathaway Energy has lost cash every year since 2013, including $ 574 million in 2015 alone.

To make matters even more difficult, you'll probably need to borrow money throughout the course of your business ownership, or at least set up a line of business credit that you can draw on to keep your cash flow positive and moving.

[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.

Every dollar we refuse to spend on Medicaid expansion is one dollar less that we have to borrow from China, not one dollar more that goes to another state.

The amount of debt that is projected under the extended baseline would reduce national saving and income in the long term; increase the government's interest costs, putting more pressure on the rest of the budget; limit lawmakers» ability to respond to unforeseen events; and increase the likelihood of a fiscal crisis, an occurrence in which investors become unwilling to finance a government's borrowing unless they are compensated with very high interest rates.

More than half of Country Garden's $ 12.8 billion in debt is denominated in American or Hong Kong dollars, though the company said on Wednesday that its overall cost of borrowing had declined.

Here are more details on a personal loan versus a line of credit, so you can better decide which borrowing option is better for you.

The US set a first - quarter record, by borrowing a net $ US488 billion, or $ US47 billion more than previously estimated, the Treasury said on Monday in a quarterly announcement on its borrowing needs.

The article shows in the chart below that one in five borrowers are spending more than 45 % of their pre-tax income on borrowing.

The indicated solution is to limit the proliferation of debt by borrowing less, for instance, and to channel savings more into equities and tangible investment than into debt - claims on economic output.

Additionally, a HELOC is more like a credit card: You can draw from the equity line of credit over time when you need to, and you only pay interest on the amount you've borrowed.

And you may be able to borrow more, depending on what you have in your savings or CD account (the loan value is determined by what's in your account).

Carney, who became governor on July 1, issued forward guidance on interest rates during his previous job as head of the Bank of Canada — the idea being that people would be more likely to borrow if they knew rates were going to remain low.

That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..

Analysts and investors worry that a government shutdown this week would hit not just consumer and business confidence, but also make it more likely that the United States will default on its debt when it reaches its borrowing limit in about two weeks.

Some homeowners even ask to borrow more than the actual price of the home, so they can use that cash on necessary upgrades and repairs.

Why don't nonbanks borrow more and economize on their supposedly expensive equity?»

While some school administrators may frown on the practice of using borrowed cash for non-school expenses — and taking out student loans for risky investments seems like a great way to graduate with even more debt — per Student Loan Report there aren't any rules against it.

Borrowing just a quarter of a person's balance during these early income years makes it all the more difficult to stay on track with retirement savings if they reduce or stop saving.

Far more common, and often much more important for most types of businesses, interest expense on the income statement represents the cost of borrowing money from banks, bond investors, and other sources to meet short - term working capital needs, add property, plant, and equipment to the balance sheet, acquire competitors, or increase inventory.

They make profit on the difference between what they pay to you for lending (close to 0 %), and what they charge people to borrow (on credit cards, usually more than 15 %).

Many home equity loans and HELOCs have flexible loan terms (agreed on with lenders), so lenders are reluctant to let you borrow more than they think you can handle.

It takes more than a year for a change in the benchmark interest rate to affect borrowing decisions, so to contain inflation, Poloz and his deputies on the Governing Council must raise interest rates before the CPI actually touches two per cent.

Borrowing rates will rise for governments, home buyers and other long - term borrowers, while savers will see more returns on conservative holdings such as savings accounts and it should become easier to fund pension savings.

By using margin, and borrowing on my account, I could buy more shares than I could actually afford on my own money.

Because fiscal stimulus requires more borrowing, it affects money markets and puts some upward pressure on the exchange rate.

This means that a HomeReady loan allows you to spend more on your down payment, which in turn increases the amount you can afford to borrow.

Instead of being able to easily pawn off more borrowing on the markets - say 90 basis points for a 5 - year note as at present - they may have to pay hundreds of basis points more.

We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.

Today adjusted for the 33 % growth in total bank assets, US banks should be paying well more than $ 100 billion on various sources of funding, from deposits to short - term borrowing from other banks to bond investors.

As a result of the turmoil the average rate on a standard variable rate mortgage has increased by 40 basis points more than might otherwise have been the case, while the standard business borrowing rate has increased by between 30 and 60 basis points.

For example, an undergraduate borrowing the maximum of $ 5,500 for the first year, $ 6,500 for the second, and $ 7,500 for the last two years of college would save a pretty penny on the aggregate amount of $ 27,000 — more than $ 59 per month after payments start.